The story of this market
The typical home in ZIP 91915 sells for about $850,000, or $515 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 31 days to sell. HUD's fair market rent for a two-bedroom is $2,959 a month.
ZIP 91915 — Chula Vista
The 91915 housing market remains resilient, characterized by high demand for family-sized homes and a limited inventory of active listings. While price growth has moderated compared to previous years, the area's strong school ratings and suburban appeal continue to drive steady sales activity and maintain property values.
This ZIP is ideal for families and professionals seeking modern suburban housing, high-quality schools, and proximity to outdoor recreation, while remaining within a reasonable commute of San Diego's employment centers.
Median prices moved up 3.2% year over year.
Homes spend a median of 31 days on market with 2.8 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.9% · poverty 5.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 91915, San Diego County, CA
The area generally reports lower crime rates compared to the broader San Diego County average, with a suburban character that maintains a stable safety profile.
Schools serving the 91915 ZIP code are highly regarded, with many institutions in the Chula Vista Elementary and Sweetwater Union High School Districts receiving strong performance ratings.
The area faces moderate wildfire risk typical of inland Southern California, with standard insurance requirements for fire and earthquake coverage.
Economic momentum is driven by proximity to the Otay Ranch development and major regional employers in the tech and manufacturing sectors of South San Diego County.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via the SR-125 toll road and I-805, providing access to downtown San Diego and major employment hubs in approximately 20-30 minutes.
The area features extensive access to the Otay Valley Regional Park, numerous neighborhood parks, and proximity to the Chula Vista Elite Athlete Training Center and local golf courses.
The rental market is characterized by high demand for single-family homes and modern townhomes, with low vacancy rates and steady rent growth driven by the area's family-oriented appeal.
The local economy is anchored by the education, healthcare, and manufacturing sectors, with significant employment provided by the nearby Otay Mesa border region and San Diego tech corridor.
The area is served by a network of arterial roads and the SR-125 toll road, with limited public transit options compared to the urban core of San Diego.
Ongoing development focuses on the expansion of the Otay Ranch master-planned community, including new residential subdivisions and supporting retail infrastructure.
Parcels in this ZIP are frequently subject to Mello-Roos community facilities districts to fund local infrastructure and school construction.
Property insurance premiums are rising due to regional wildfire risk, necessitating comprehensive coverage for homeowners in the area.
Data retrieved from data.census.gov ZCTA 91915 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- SeaWorld San Diego4.418.6 mi
- Sesame Place San Diego44.5 mi
- Parque Morelos4.59 mi
- San Diego Natural History Museum4.613.6 mi
- Parque Acuatico El Vergel4.68.3 mi
- Petco Park4.713.3 mi
- San Diego Convention Center4.613.4 mi
- Sycuan Casino Resort4.212.9 mi
- Jamul Casino Resort47 mi
- Snapdragon Stadium4.314.7 mi
- CBX Tijuana4.75.6 mi
- Sycuan Casino Resort4.212.9 mi
- Plaza Bonita4.57 mi
- Tijuana Cultural Center4.88 mi
- Sesame Place San Diego44.5 mi
- Balboa Park4.813.5 mi
- USS Midway Museum4.814.4 mi
- Japanese Friendship Garden & Museum4.613.6 mi
- Tijuana Cultural Center4.88 mi
- San Diego Air & Space Museum4.613.7 mi
- PARQUE ESPERANTO4.612.6 mi
- Amistad Park4.56.4 mi
- Parque Morelos4.59 mi
- Parque Teniente Guerrero4.48.6 mi
- Imperial Beach Pier4.711.1 mi
- Singing Hills Golf Club at Sycuan4.411.5 mi
- Balboa Park Golf Course4.312.8 mi
- Steele Canyon Golf Club4.58.6 mi
- Bonita Golf Course4.45.2 mi
- Colina Park Golf Course4.711.5 mi
- Las Americas Premium Outlets4.67.9 mi
- Península4.67.9 mi
- Macroplaza Insurgentes4.59.4 mi
- Plaza Río4.68 mi
- Plaza Paseo 20004.510.9 mi
- San Diego International Airport4.215.7 mi
- Tijuana International Airport4.46.1 mi
- Cross Border Xpress4.65.7 mi
- Naval Air Station North Island4.414.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Extensive trail system and natural habitat area.
World-class training facility for Olympic and Paralympic athletes.
Major open-air shopping and dining destination.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs The Woods at Eastlake
Strict architectural review standards, landscaping maintenance requirements, and limitations on street parking.
Governs Windingwalk · Saguaro at Windingwalk · Agave
Subject to master architectural review, common area parking rules, and single-family residential use restrictions typical of master-planned communities in Otay Ranch.
Governs Montecito at Lomas Verdes
Residential use limitations, architectural control committee review requirements, and vehicle parking guidelines.
Governs Mission Gardens
Governed by community CC&Rs and rules regulating parking assignments, exterior alterations, holiday decor, and common utility use.
Governs Tapestry · Mosaic
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.