The story of this market
The typical home in ZIP 92113 sells for about $702,000, or $505 per square foot.
Prices are down 1.6% from a year ago, which gives buyers more room to negotiate. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $2,450 a month.
ZIP 92113 — San Diego
The 92113 housing market is currently stable, with a median home price of $702,000 and a modest year-over-year decline of 1.6%. Demand remains supported by the area's affordability relative to the broader San Diego market, though high renter cost burdens and limited inventory continue to shape local conditions. Market activity is driven by steady interest from first-time buyers and investors looking for urban infill opportunities.
This ZIP is well-suited for commuters and budget-conscious buyers seeking proximity to downtown San Diego, as well as investors targeting high-demand rental markets.
Median prices moved down 1.6% year over year.
Homes spend a median of 35 days on market with 2.3 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.8% · poverty 21.8% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 92113, San Diego County, CA
Crime rates in the 92113 area are generally higher than the San Diego regional average, with property and violent crime being primary concerns for local law enforcement.
Public schools serving the area are part of the San Diego Unified School District, with performance ratings generally trailing the state average.
The area is primarily urban with low wildfire risk, though it is subject to standard regional seismic and flood-zone considerations as defined by FEMA maps.
Economic momentum is driven by proximity to the Port of San Diego and industrial corridors, with ongoing urban infill projects and transit-oriented development initiatives.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents benefit from direct access to I-5 and I-15, providing efficient transit to downtown San Diego and major employment hubs in the South Bay.
The area features access to Chicano Park and several neighborhood community centers, with proximity to the San Diego Bay waterfront and downtown shopping districts.
The rental market is characterized by high demand and low vacancy rates, with a significant portion of the housing stock consisting of older multi-family units and increasing investor interest in renovations.
The local economy is anchored by maritime industries, logistics, and proximity to the San Diego Naval Base, providing a steady employment base.
The area is served by the San Diego Trolley Blue Line, offering high-frequency transit access to downtown and the international border.
Development is focused on increasing housing density through mixed-use projects along the Main Street and Logan Avenue corridors.
The San Diego County Assessor manages property valuations, adhering to state-mandated assessment caps and exemption programs.
Parcels are subject to San Diego Unified School District taxes and various municipal utility and flood control district assessments.
Property insurance premiums are rising due to regional wildfire risk factors, though 92113 is largely considered a lower-risk urban zone.
Data retrieved from Census Reporter and SimpleMaps ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A historic landmark and cultural hub featuring extensive murals.
A vibrant area known for local galleries, breweries, and authentic dining.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.