The story of this market
The typical home in ZIP 92126 sells for about $1,000,000, or $665 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 27 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,711 a month.
ZIP 92126 — San Diego
The 92126 housing market shows resilience with a median sale price of $1.0M and a 3.2% year-over-year increase. While the sales pace has slowed compared to last year, the market remains competitive with low inventory levels supporting current price points.
This ZIP is ideal for families and professionals working in the nearby tech and biotech corridors who value suburban amenities, central location, and access to established school systems.
Median prices moved up 3.2% year over year.
Homes spend a median of 27 days on market with 1.0 months of supply — a fast-moving market.
61% of listings have cut prices · homes sell at 99.1% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 7.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 2.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 92126
The area is served by the San Diego Unified School District, generally characterized by stable performance and a variety of magnet and neighborhood school options.
The region faces standard Southern California wildfire risks and is subject to state-mandated insurance disclosures regarding fire hazard severity zones.
The area benefits from proximity to the Mira Mesa and Sorrento Valley employment hubs, with ongoing infill development and high demand for residential housing.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents have convenient access to I-15 and I-805, providing direct routes to major employment centers in Sorrento Valley, UTC, and Downtown San Diego.
The ZIP features extensive access to local parks such as Mira Mesa Community Park, nearby hiking trails in Los Peñasquitos Canyon Preserve, and proximity to major shopping centers along Mira Mesa Boulevard.
The rental market remains tight with high demand, though rent growth has moderated recently; investor activity is present but constrained by limited inventory.
The local economy is anchored by the nearby Sorrento Valley and UTC biotech and technology clusters, providing a strong employment base for residents.
The area is primarily car-dependent but well-connected to the regional freeway network, with limited public transit options via San Diego Metropolitan Transit System bus routes.
Ongoing infill development and residential densification projects are common, particularly along major commercial corridors like Mira Mesa Boulevard.
Parcels are subject to standard San Diego County property tax levies, including school district bonds and municipal service assessments.
Property insurance premiums in the region have faced upward pressure due to regional wildfire risks and broader California market volatility.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
A large urban park offering extensive hiking, biking, and equestrian trails.
A central community hub featuring sports fields and recreational facilities.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Governs Villa Portofino
Planned unit development covenants requiring architectural review approval prior to exterior alterations, strict common-element parking rules, restrictions on short-term leasing, and pet limitation rules.
Governs La Jolla Colony
Architectural review guidelines governing exterior modifications, restrictions against public nuisances, designated vehicle parking regulations, pet policies, and residential leasing subject to association rules.
Governs Carmel Mountain Ranch
Standard master-planned residential restrictions including mandatory architectural review for modifications, restrictions against commercial business operations visible to the exterior, vehicle parking guidelines, and leasing compliance rules.
90-day research cycle · governing documents remain with their official custodians — the association, its management portal or the county clerk's recording.