LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 94130 sells for about $1,835,184, or $1,150 per square foot.

Prices are down 2.4% from a year ago, which gives buyers more room to negotiate. Homes take about 65 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,415 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 94130

San Francisco County →refreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautiously optimistic

The Treasure Island market is defined by its ongoing high-end redevelopment, which is driving up median home values despite broader regional market cooling. While inventory remains extremely tight, the influx of new construction is creating a bifurcated market between older units and premium new-builds. Demand remains supported by the island's unique bay-front location and proximity to downtown San Francisco.

Who this ZIP fits

This ZIP is ideal for commuters seeking modern, high-rise living with bay views and investors betting on the long-term transformation of the island into a major San Francisco neighborhood.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 2.3 km²Water area · 2.5 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$1,835,184
-2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
65 days
Active listings
7
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
52
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
38
Growth/100

Median prices moved down 2.4% year over year.

58
Liquidity/100

Homes spend a median of 65 days on market with 4.2 months of supply — a balanced-paced market.

69
Momentum/100

15% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

44
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 8.7% · poverty 32.6% — elevated distress and economic pressure.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$600,000$1,200,000$1,800,000$2,400,000$3,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$4,500$9,000$13,500$18,000$22,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2024 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
−150 people

net outflow — more people moved out than in

Population base
2,429

ZCTA 94130, San Francisco County, CA

Area context
Crime & safety

Crime rates on Treasure Island are generally higher than the San Francisco city average, with property crime being the primary concern for residents.

Schools & education

Public schools serving the area are part of the San Francisco Unified School District, with performance ratings varying significantly across the district's portfolio.

Environmental & hazard

The area faces significant long-term climate risks, including sea-level rise and potential soil liquefaction in the event of seismic activity.

Growth & development

The Treasure Island Development Project is a massive, multi-decade mixed-use redevelopment transforming the former naval base into a high-density residential and commercial hub.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Transportation & commute

Commuters rely on the Bay Bridge for vehicle access to downtown San Francisco or Oakland, with ferry service providing a direct transit alternative to the Ferry Building.

Recreation & amenities

The area features waterfront parks, walking trails with panoramic bay views, and proximity to the historic Treasure Island event venues.

Rental market

The rental market is characterized by a high share of renter-occupied units, with significant new supply coming online through the island's redevelopment pipeline.

Economy & employers

The local economy is currently driven by the massive construction and infrastructure development projects on the island, with a transition toward retail and service-sector employment as new phases open.

Transportation & infrastructure

The area is served by AC Transit bus lines and the Treasure Island Ferry, providing critical links to the San Francisco employment core.

Development pipeline

The master-planned development continues to add high-density residential towers and public infrastructure, significantly altering the island's density and utility capacity.

County appraisal district

The San Francisco Assessor-Recorder manages property assessments, applying standard California tax law and Proposition 13 limitations.

Special districts

Parcels are subject to standard San Francisco city and county tax levies, with no specialized utility or hospital districts unique to the island.

Insurance & hazard market

Property insurance premiums are elevated due to the island's coastal exposure and seismic risk profile.

Migration & population flows

Net domestic migration to San Francisco has been volatile, with the island attracting a specific demographic of young professionals and new residents.

Foreclosure doctrine

California is a non-judicial foreclosure state, with a standard notice-of-default process that typically spans several months.

Disclosure doctrine

California law requires comprehensive seller disclosures regarding property condition, natural hazards, and environmental issues.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 94130, San Francisco County, CA
Population
2,429
Median age
33.9 yrs
Owner-occupancy
25.2%
Median home value
$1,835,184
Median gross rent
$3,728
Median household income
$93,269
Median year built
1961
Vacancy rate
11.1%
Renter share
74.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+1.2%
Net migration
-150
Work-from-home share
35.2%
Mean commute
37.5 min
Bachelor's or higher
52.4%
Unemployment
8.7%
Poverty rate
32.6%
Avg household size
2.1
White
48.5%
Asian
22.1%
Black
15.4%
Hispanic
9.2%
Other
4.8%

Data retrieved from Census Reporter and ACS 2024 tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

San Francisco Unified School DistrictDistrictN/ASFUSDServes the area through a lottery-based enrollment system.
School districts
San Francisco Unified School DistrictN/AThe sole district serving the city and county of San Francisco.
Utilities & services
InternetAT&T / XfinityStandard broadband availability.
ElectricCleanPowerSF / PG&EMunicipal and utility-provided power.
Water/SewerSFPUCSan Francisco Public Utilities Commission.
Major employers & industries
Treasure Island Development AuthorityGovernment/DevelopmentPrimary entity managing island operations.
Wilson MeanyReal Estate DevelopmentLead developer for island projects.
Major amenities · ZIP 94130
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
17 · 20 mi
Golf
16 · 13 mi
Shopping & dining districts
8 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Treasure Island Waterfront Park
Park

Offers expansive views of the San Francisco skyline and the Bay Bridge.

Avenue of the Palms
Historic District

The central thoroughfare featuring historic architecture from the 1939 World's Fair.

On the horizon · announced & under construction
Treasure Island Redevelopment ProjectMixed-useUnder ConstructionA massive project adding thousands of residential units, hotels, and retail space over several phases.
Sources · 7 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.