The story of this market
The typical home in ZIP 94595 sells for about $666,500, or $450 per square foot.
Prices are down 3.9% from a year ago, which gives buyers more room to negotiate. Homes take about 14 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,557 a month.
ZIP 94595 — Walnut Creek
The 94595 housing market is currently experiencing a period of price correction, with median values down 3.9% year-over-year. High interest rates and a shift in buyer demand have led to a more balanced market, though inventory remains relatively tight at 125 active listings. The area remains a stable choice for downsizers, particularly within the Rossmoor community, despite the broader cooling trend.
This ZIP is primarily suited for active retirees and downsizers attracted to the Rossmoor community's lifestyle amenities, as well as commuters seeking a suburban environment with transit access.
Median prices moved down 3.9% year over year.
Homes spend a median of 14 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.8% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.9% · poverty 4.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 94595, Contra Costa County, CA
The area is served by the Walnut Creek School District and Acalanes Union High School District, which are generally highly regarded in the region.
The area faces standard California wildfire and seismic risks, with insurance availability and premiums increasingly impacted by state-wide climate-risk adjustments.
Growth is primarily driven by infill development and the ongoing evolution of the Rossmoor community, with proximity to Walnut Creek's downtown employment and retail hub.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents have access to the Walnut Creek BART station, providing a direct transit link to San Francisco and Oakland, while highway access is provided by I-680 and SR-24.
The ZIP is home to the expansive Rossmoor community amenities, including golf courses and clubhouses, and is near the Shell Ridge Open Space and various regional trails.
The rental market is characterized by a mix of long-term residential leases and specialized senior-living rentals within the Rossmoor community, maintaining steady demand.
The local economy is anchored by the professional services, healthcare, and retail sectors in downtown Walnut Creek, with significant employment spillover from the broader Bay Area.
The area is served by the County Connection bus system and is in close proximity to the Walnut Creek BART station for regional transit.
Development is largely focused on residential renovation and maintenance within established communities rather than large-scale new construction.
Parcels are subject to standard Contra Costa County property tax levies, with specific assessments for local school districts and utility services.
Property insurance markets in the area are experiencing upward pressure on premiums due to regional wildfire risk assessments.
Data retrieved from Census Bureau ZCTA profiles and aggregated market reports.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Private golf facility serving the Rossmoor community.
Extensive hiking and equestrian trails bordering the ZIP.
Local green space providing recreational access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.