The story of this market
The typical home in ZIP 95815 sells for about $359,178, or $315 per square foot.
Prices are down 1.7% from a year ago, which gives buyers more room to negotiate. Homes take about 51 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.
ZIP 95815 — Sacramento
The 95815 housing market is currently experiencing a period of price correction, with values down slightly year-over-year. High inventory levels relative to sales volume suggest a cooling trend, driven by broader economic pressures and affordability constraints. Buyers remain selective, while sellers are increasingly adjusting prices to meet market demand.
This ZIP is primarily suited for first-time homebuyers and investors seeking entry-level price points in the Sacramento market, as well as renters looking for proximity to the city core.
Median prices moved down 1.7% year over year.
Homes spend a median of 51 days on market with 6.3 months of supply — a balanced-paced market.
15% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.8% · poverty 21.6% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 95815, Sacramento County CA
The area experiences higher-than-average crime rates compared to the broader Sacramento region, with property crime being a primary concern for residents.
Schools serving the area generally receive lower performance ratings compared to the state average, reflecting challenges in the local educational landscape.
The ZIP code is located in a region with moderate flood risk associated with the Sacramento River basin, and property insurance premiums are influenced by regional wildfire and flood exposure.
Economic momentum is driven by proximity to downtown Sacramento and ongoing infill development, though the area lacks large-scale corporate headquarters.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents benefit from direct access to the Capital City Freeway (Business 80), providing a relatively short commute to downtown Sacramento employment hubs.
The area features local neighborhood parks and is within a short drive of the American River Parkway, which offers extensive trails and outdoor recreation.
The rental market is characterized by high demand for affordable housing, with a significant share of the population being renters and limited new supply putting upward pressure on rents.
The economy is anchored by government, healthcare, and retail sectors, with many residents commuting to downtown Sacramento for employment.
The area is served by Sacramento Regional Transit (SacRT) bus lines and provides easy access to major highway corridors.
Development is largely focused on urban renewal and the conversion of older commercial properties into residential units.
The Sacramento County Assessor maintains property valuations based on annual market assessments and Proposition 13 guidelines.
Parcels are subject to Sacramento County property taxes and various local utility and school district assessments.
Property insurance costs are rising due to regional climate risks, including flood and wildfire exposure in the broader Northern California area.
Data retrieved from Census Reporter and data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Roseville Golfland Sunsplash4.414 mi
- Wake Island Waterpark4.510.2 mi
- Fairytale Town4.56.2 mi
- Round1 Bowling & Arcade - Roseville3.914.3 mi
- Urban Air Trampoline and Adventure Park4.11.1 mi
- Thunder Valley Casino Resort4.117 mi
- Golden 1 Center4.54.2 mi
- Sutter Health Park4.64.8 mi
- Topgolf Roseville4.514.4 mi
- SAFE Credit Union Convention Center4.53.8 mi
- Sacramento Zoo4.46.3 mi
- California State Railroad Museum4.84.2 mi
- California State Capitol Museum4.74 mi
- Cinemark Century Arden XD and ScreenX4.71.5 mi
- Discovery Park4.43.8 mi
- California State Railroad Museum4.84.2 mi
- California State Capitol Museum4.74 mi
- Old Sacramento Waterfront4.64.3 mi
- Crocker Art Museum4.84.6 mi
- SMUD Museum of Science and Curiosity4.44.1 mi
- California State Capitol Museum4.74 mi
- Discovery Park4.43.8 mi
- McKinley Park4.62.9 mi
- Fairytale Town4.56.2 mi
- California State Capitol Park4.74 mi
- Sacramento Marina4.45.6 mi
- Cliff's Marina4.412.1 mi
- River View Marina4.65.3 mi
- Verona Marina4.315.5 mi
- Haggin Oaks Golf Complex4.52.2 mi
- WildHawk Golf Club4.111.3 mi
- Bing Maloney Golf Course4.38.3 mi
- Teal Bend Golf Club4.411.7 mi
- Ancil Hoffman Golf Course4.56.7 mi
- Arden Fair4.30.8 mi
- WinCo Foods4.32.9 mi
- Sacramento Natural Foods Co-op4.63.9 mi
- Safeway4.24.2 mi
- Sacramento International Airport4.410.1 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Large municipal park offering sports fields and open space.
Major regional golf facility located nearby.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.