ZIP 95828 — Sacramento

Crime rates in the 95828 area are generally higher than the national average, with property crime being the most frequently reported issue. Local law enforcement efforts focus on community policing to address these regional trends.

Schools serving the 95828 ZIP code are primarily part of the Elk Grove Unified School District, which maintains a mix of ratings across its elementary, middle, and high school campuses.

The area is subject to standard California wildfire and flood risk disclosures, with many properties located in zones requiring supplemental insurance coverage.

Economic momentum is driven by proximity to Sacramento's employment hubs and ongoing residential infill development, though large-scale commercial projects are limited within the ZIP boundaries.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Residents primarily commute via Highway 99 toward downtown Sacramento, with average commute times reflecting typical regional traffic congestion.

The area features several local parks and community centers, with proximity to larger regional recreational facilities and shopping centers in neighboring Elk Grove.

The rental market is characterized by steady demand and low vacancy rates, with a significant presence of single-family home rentals catering to families.

The local economy is supported by a mix of retail, healthcare, and government services, with many residents commuting to the broader Sacramento metropolitan area.

The area is served by major highway corridors including Highway 99, with limited public transit options compared to the urban core.

Development is largely focused on infill residential projects and the expansion of local retail services along major arterial roads.

The Sacramento County Assessor manages property valuations, with assessments typically updated upon property transfer or major improvements.

Parcels are subject to various special districts including school, community college, and flood control districts.

Property insurance premiums are rising due to regional wildfire risk and broader California market volatility.