The story of this market
The typical home in ZIP 95831 sells for about $685,000, or $355 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,450 a month.
ZIP 95831 — Sacramento
The 95831 housing market remains stable with moderate price appreciation and consistent demand for single-family homes. While inventory is tight, the market is balanced by a steady pace of sales and a strong local employment base. Some figures, such as specific annual tax history, are based on historical trends as exact current-year ZIP-level tax data is not published.
This ZIP is ideal for families and professionals seeking a suburban lifestyle with river access and a manageable commute to downtown Sacramento.
Median prices moved up 2.4% year over year.
Homes spend a median of 28 days on market with 2.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 7.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 95831, Sacramento County CA
The area generally experiences property crime rates consistent with suburban Sacramento, with violent crime remaining lower than the city's urban core.
Schools in the area are part of the Sacramento City Unified School District, with performance ratings varying significantly by specific campus.
The ZIP code is located in a low-lying area near the Sacramento River, necessitating flood insurance for many properties within designated flood zones.
Economic momentum is driven by proximity to downtown Sacramento's government and healthcare sectors, with limited new large-scale residential development due to established neighborhood density.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
Residents primarily commute via I-5, providing a direct 15-20 minute drive to downtown Sacramento's employment core.
The area features extensive access to the Sacramento River Parkway, Garcia Bend Park, and several neighborhood greenbelts, with local shopping centers along Pocket Road.
The rental market is characterized by stable demand from families and professionals, with low vacancy rates and limited new multi-family supply.
The economy is anchored by the California State Government, healthcare systems like UC Davis Health, and regional education institutions.
The area is served by Sacramento Regional Transit bus lines, with primary access to the regional highway network via I-5.
Development is largely infill-focused, with strict zoning protecting the existing low-density residential character.
The Sacramento County Assessor maintains property values based on purchase price plus an annual inflation adjustment capped at 2%.
Parcels are subject to Sacramento City Unified School District taxes and various regional flood control assessment districts.
Property insurance premiums are rising due to regional flood risk and broader California market volatility.
Data retrieved from data.census.gov ZCTA 95831 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Wake Island Waterpark4.518.7 mi
- Fairytale Town4.53.7 mi
- Urban Air Trampoline and Adventure Park4.19.2 mi
- Sky Zone Trampoline Park4.215.3 mi
- K1 Speed Sacramento4.311.5 mi
- Golden 1 Center4.56.4 mi
- Sutter Health Park4.66.3 mi
- SAFE Credit Union Convention Center4.56.4 mi
- Drake's: The Barn4.45.9 mi
- West Wind Sacramento 6 Drive-In4.511.4 mi
- Sacramento Zoo4.43.6 mi
- California State Railroad Museum4.86.7 mi
- California State Capitol Museum4.76.2 mi
- Cinemark Century Arden XD and ScreenX4.79.2 mi
- Old Sacramento Waterfront4.66.5 mi
- California State Railroad Museum4.86.7 mi
- California State Capitol Museum4.76.2 mi
- Old Sacramento Waterfront4.66.5 mi
- Crocker Art Museum4.86.1 mi
- SMUD Museum of Science and Curiosity4.47.2 mi
- California State Capitol Museum4.76.2 mi
- Discovery Park4.48.1 mi
- McKinley Park4.66.9 mi
- Fairytale Town4.53.7 mi
- Elk Grove Regional Park4.710.6 mi
- Sacramento Marina4.45.2 mi
- Wimpy's Marina Restaurant, Bar & RV Park4.318.3 mi
- New Hope Landing RV Park & Marina4.318.2 mi
- Cliff's Marina4.43.4 mi
- River View Marina4.67.9 mi
- Haggin Oaks Golf Complex4.511.9 mi
- WildHawk Golf Club4.111.4 mi
- Bing Maloney Golf Course4.31.7 mi
- Del Paso Country Club4.511.6 mi
- Bartley Cavanaugh Golf Course4.32.7 mi
- Arden Fair4.39.3 mi
- Sacramento Natural Foods Co-op4.65.9 mi
- WinCo Foods4.311.2 mi
- Safeway4.25.8 mi
- Delta Shores4.52.7 mi
- Sacramento International Airport4.414.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features boat ramps, tennis courts, and river access.
Extensive walking and biking paths throughout the neighborhood.
Local anchor for dining and daily services.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.