The story of this market
The typical home in ZIP 95864 sells for about $509,663, or $328 per square foot.
Prices are up +4% from a year ago, so sellers still have some momentum. Homes take about 23 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,950 a month.
This ZIP has no home sales of its own, so its market figures come from Sacramento, California (city-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 95864 — Sacramento
The 95864 housing market is currently experiencing significant price appreciation with a median listing price near $1 million. Market activity remains competitive, though the pace of sales has slowed compared to previous periods. Several data points, such as specific sales counts and tax rates, were not available at the ZIP level.
This ZIP code is well-suited for established families and professionals seeking a suburban environment with proximity to Sacramento's employment core.
Median prices moved up 4.0% year over year.
Homes spend a median of 23 days on market with 2.1 months of supply — a fast-moving market.
21% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · poverty 6.6% — a stable, low-distress profile.
ZCTA 95864, Sacramento County, CA
The area is served by schools within the San Juan Unified School District, with local institutions like Gateway International providing educational services.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).
The mean travel time to work for residents is approximately 23.7 minutes.
The area features access to local parks and proximity to the American River Parkway, offering various outdoor recreational opportunities.
The rental market shows a median asking rent of $2,749 with a year-over-year growth of approximately 6.96%.
The local economy is integrated into the broader Sacramento-Roseville-Folsom metropolitan area, which features a diverse mix of government, healthcare, and professional service employers.
Data retrieved from Census Reporter and ACS profiles.
- Roseville Golfland Sunsplash4.413.9 mi
- Wake Island Waterpark4.512.8 mi
- Fairytale Town4.57.1 mi
- Round1 Bowling & Arcade - Roseville3.914.5 mi
- Urban Air Trampoline and Adventure Park4.12.6 mi
- Thunder Valley Casino Resort4.118 mi
- Golden 1 Center4.56.3 mi
- Sutter Health Park4.67.1 mi
- SAFE Credit Union Convention Center4.55.7 mi
- Topgolf Roseville4.515 mi
- Sacramento Zoo4.47.3 mi
- California State Railroad Museum4.86.6 mi
- California State Capitol Museum4.76 mi
- Cinemark Century Arden XD and ScreenX4.72 mi
- Discovery Park4.46.7 mi
- California State Railroad Museum4.86.6 mi
- California State Capitol Museum4.76 mi
- Old Sacramento Waterfront4.66.6 mi
- Crocker Art Museum4.86.7 mi
- SMUD Museum of Science and Curiosity4.46.7 mi
- California State Capitol Museum4.76 mi
- Discovery Park4.46.7 mi
- McKinley Park4.64.4 mi
- Fairytale Town4.57.1 mi
- California State Capitol Park4.75.9 mi
- Sacramento Marina4.47.4 mi
- Cliff's Marina4.411.6 mi
- River View Marina4.68.2 mi
- Verona Marina4.318.7 mi
- Haggin Oaks Golf Complex4.53.5 mi
- WildHawk Golf Club4.18.3 mi
- Bing Maloney Golf Course4.38.4 mi
- Ancil Hoffman Golf Course4.54.3 mi
- Del Paso Country Club4.52.4 mi
- Arden Fair4.32.7 mi
- Folsom Premium Outlets4.311.3 mi
- WinCo Foods4.31.6 mi
- Sacramento Natural Foods Co-op4.65.1 mi
- Safeway4.25.7 mi
- Sacramento International Airport4.413.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional greenbelt offering extensive trails and river access.
Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.
Key-figure check: median price diverges 25.2% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Validation: the flagged $999,250 failed independent re-validation and was removed (no prior-cycle value to revert to); the case is under review in the Command Center.