ZIP 96748 — Kaunakakai

Crime rates in Kaunakakai are generally low and consistent with rural island living, though property crime remains the primary concern for residents.

Public schools in the area are part of the Hawaii Department of Education, with local facilities providing essential primary and secondary education for the Molokai community.

The area faces significant exposure to coastal flooding, tsunami risks, and high-wind events typical of the Hawaiian Islands, necessitating robust property insurance coverage.

Economic momentum is driven by tourism, local agriculture, and small-scale retail, with limited large-scale infrastructure development currently underway.

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Hawaii) — Real Property Tax: Tax is calculated by applying county-specific tax rates to the assessed value of the property. The formula is (Assessed Value - Exemptions) * Tax Rate. Exemptions include homestead exemptions for owner-occupants, which vary by county.

Commuting is primarily local within the island of Molokai, as there is no bridge or tunnel connection to other islands; air and sea travel are required for inter-island transit.

The area features extensive access to pristine beaches, coastal trails, and outdoor activities, with limited commercial shopping and dining concentrated in the town center.

The rental market is tight with limited inventory, often influenced by the demand for long-term housing for local workers and a small segment of short-term vacation rentals.

The economy is heavily reliant on agriculture, tourism, and public sector employment, with a focus on maintaining the island's rural character.

Transportation is dominated by private vehicles, with limited public transit options and reliance on the Kaunakakai harbor and airport for external connectivity.

Development is strictly regulated to preserve the island's environment, with most projects focused on small-scale residential or agricultural use.

Maui County assesses property values annually, with tax rates determined by the county council based on property classification.

Parcels are subject to Maui County property tax and state-level utility regulations, with no major MUD or PID districts typical of mainland developments.

Property insurance premiums are high due to the significant risk of natural disasters, including hurricanes and coastal flooding.

Net domestic migration is generally stable, with a balance between long-term residents and those moving for specific employment or lifestyle reasons.

Hawaii is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically extends the timeline for completion.

Sellers are required to provide a comprehensive disclosure statement regarding the condition of the property, including any known material defects.