Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 96928 — Agat
The housing market in Agat (96928) remains stable with limited inventory and steady demand. Price growth is modest, reflecting the broader economic conditions of the island and the reliance on public sector and military-related employment. Market activity is characterized by low turnover and a lack of significant new residential development.
This ZIP is well-suited for local families and military-affiliated households seeking proximity to southern coastal amenities and a quieter pace of life compared to the northern urban centers.
Median prices moved up 4.2% year over year.
Homes spend a median of 62 days on market with 4.5 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 15.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 96928, Guam
Crime rates in Agat are generally considered moderate compared to the broader Guam territory, with property crime being the primary concern for residents.
Public schools serving the Agat area are part of the Guam Department of Education, which faces ongoing challenges regarding infrastructure and resource allocation.
The area is subject to tropical storm and typhoon risks common to the region, necessitating robust building standards and comprehensive property insurance coverage.
Economic momentum is tied to local government operations and proximity to military installations, with limited large-scale commercial development currently underway.
Property taxation in Guam is administered by the Department of Revenue and Taxation, utilizing a system based on the assessed value of land and improvements.
Commuting from Agat to the primary employment hubs in Tamuning and Hagåtña typically involves travel along Route 2 and Route 1, with traffic congestion common during peak hours.
The area features access to coastal amenities, including Agat Marina and nearby beaches, providing opportunities for fishing, diving, and outdoor recreation.
The rental market is characterized by steady demand from military personnel and local residents, with limited new inventory keeping vacancy rates relatively low.
The local economy is heavily influenced by the public sector, tourism, and the presence of U.S. military installations on the island.
Transportation relies almost exclusively on private vehicles, with limited public transit options available for daily commuting.
Development is largely focused on small-scale residential infill and infrastructure maintenance rather than major new commercial projects.
The Department of Revenue and Taxation manages property assessments for the entire territory of Guam.
Parcels are subject to territorial-level utility and service districts, with no local MUD/PID structures common in the mainland U.S.
Property insurance premiums are significantly impacted by the high risk of typhoon damage, requiring specialized coverage.
Net migration is influenced by military rotation cycles and employment opportunities in the tourism and construction sectors.
Foreclosure processes in Guam follow specific territorial statutes, generally requiring judicial oversight.
Sellers are required to provide disclosures regarding the condition of the property, including known defects and environmental hazards.
Data retrieved from Census Bureau ZCTA-level tables for Guam.
A primary hub for local boating and fishing activities.
Popular coastal area for recreation and community gatherings.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
Unlocked in the Investor tier
Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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