LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.8%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$290K0.0%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$435K+0.5%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$396K+8.6%|Dallas · TXMedian List$475K+2.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$257K+1.1%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$326K+1.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$286K+0.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$450K-0.1%|Los Angeles · CAMedian List$1.1M-1.4%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$500K-2.9%|Marion County · INMedian List$259K+0.6%|Mecklenburg County · NCMedian List$465K+2.1%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$907K+5.0%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$300K+4.1%|Phoenix · AZMedian List$460K+1.7%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$525K-3.6%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$260K-1.9%|San Diego · CAMedian List$967K+3.6%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.4M-3.6%|Santa Clara County · CAMedian List$1.9M-3.8%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$879K-1.1%|Tarrant County · TXMedian List$375K+1.8%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope
ARED ScoreMarket grade · ZIP
as of Sep 26, 2026
B+
+30 / ±100
positive
−1000+100
Reason codes · heaviest factors
IS
Inventory & supply
3.3 months of supply
+50
PC
Price-cut pressure
0% of listings with a cut
+50
SL
Sale-to-list ratio
98% sale-to-list
+50

Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 97361 — Monmouth

Polk County →Salem marketrefreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The Monmouth housing market is currently experiencing a period of stability, characterized by moderate demand and a balanced supply of inventory. Prices remain influenced by the local university presence and proximity to the Salem employment core, with current metrics showing minimal year-over-year volatility. Buyers are finding a relatively stable environment compared to the broader regional market.

Who this ZIP fits

This ZIP is well-suited for university-affiliated individuals, families seeking a small-town atmosphere, and commuters working in the Salem metropolitan area.

Parent geography
Monmouth · no city intel reportPolk County →Salem market →Oregon state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 344.3 km²Water area · 0.3 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$549,900
-0.79% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
76 days
Active listings
66
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
46
Growth/100

Median prices moved down 0.8% year over year.

58
Liquidity/100

Homes spend a median of 76 days on market with 3.3 months of supply — a balanced-paced market.

84
Momentum/100

0% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 14.2% — a stable, low-distress profile.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
13,412

ZCTA 97361, Polk County OR

Area context
Schools & education

The area is served by the Central School District, which provides public education for the Monmouth community.

Growth & development

Monmouth is home to Western Oregon University, which serves as a primary economic anchor and driver of local development.

Taxation

Property taxes in Polk County are assessed based on the real market value of property, subject to state-mandated constitutional limits on assessed value growth.

Transportation & commute

Residents typically commute toward Salem via OR-99W, with travel times generally ranging from 20 to 30 minutes depending on traffic.

Recreation & amenities

The area features local parks such as Monmouth Main Street Park and proximity to the Willamette River for outdoor recreation.

Rental market

The rental market is influenced by the presence of Western Oregon University, creating consistent demand for student and faculty housing.

Economy & employers

The local economy is heavily anchored by Western Oregon University and the surrounding educational and public sector services in the Salem-Keizer MSA.

Transportation & infrastructure

The area is primarily served by OR-99W, connecting Monmouth to the broader Salem transit network and regional highway corridors.

Development pipeline

Development is largely focused on supporting the university campus and incremental residential growth within the city limits.

County appraisal district

The Polk County Assessor maintains property valuations in accordance with Oregon state law, focusing on annual market value adjustments.

Special districts

Parcels are subject to Central School District 13J and various local service districts including fire and emergency services.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 97361, Polk County OR
Population
13,412
Median age
32.5 yrs
Owner-occupancy
45.2%
Median home value
$373,000
Median gross rent
$1,300
Median household income
$69,505
Median year built
1985
Vacancy rate
8.6%
Renter share
54.8%
Owner cost burden
28.5%
Renter cost burden
42.1%
Population change
+0.5%
Work-from-home share
12.4%
Mean commute
22.5 min
Bachelor's or higher
31.2%
Unemployment
4.8%
Poverty rate
14.2%
Avg household size
2.6
White
82.1%
Hispanic
11.5%
Other
6.4%

Data retrieved from US Census Bureau ZCTA-level tables.

Assigned schools
Monmouth Elementary SchoolElementary6Central School District 13JServes the primary residential core of Monmouth.
Central High SchoolHigh5Central School District 13JThe primary high school serving the Monmouth-Independence area.
School districts
Central School District 13JAverageServes the cities of Monmouth and Independence.
Utilities & services
ElectricPacific PowerPrimary regional provider.
Water/SewerCity of MonmouthMunicipal utility service.
InternetMINETCommunity-owned fiber optic network.
Major employers & industries
Western Oregon UniversityEducationMajor regional employer.
Central School District 13JEducationSignificant local employer.
Amenities & attractions2 retained amenities
Inside this ZIP
Western Oregon University
University

The primary anchor institution and cultural hub for the city of Monmouth.

Monmouth Main Street Park
Park

A central community green space used for local events and recreation.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.

Market signals — layered trendsZIP 97361 · 8 charts · one line per tier in the chain

Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.

Assessed-value momentum — YoY
county-assessed values · 5-yr historical · 1-yr forecast at the trailing 3-read mean · no-roll-up tiers: own refresh series
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — dollar levels
raw district CAD assessed levels · 5-yr historical · 1-yr forecast · property mix varies with coverage
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Assessed value — indexed trajectory
YoY-chained index · base 100 at each line's first charted year · 5-yr historical · 1-yr forecast
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Comp sales — month over month
nearby comp sales vs the assessed anchor · 5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Active inventory — month over month
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Liquidity velocity — days on market
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Price-cut share
5-yr window · 1-yr projection
Awaiting measured historycharts once enough refresh-cycle reads accumulate

Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).

Foreclosure presence4 notices/cycle
5-yr window · 1-yr projection
Sep 26Jan 27May 27Dec 27036912
Polk Countyforeclosure ledger4through Dec 26

Projection: holds the trailing 6-read mean of 8 · est., not a measured read

Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.

Foreclosure ledger Investor tier

Unlocked in the Investor tier

Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.

Upgrade to Investor — $249/mo