The story of this market
The typical home in ZIP 98230 sells for about $599,000, or $315 per square foot.
Prices are up +8.8% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,150 a month.
ZIP 98230 — Blaine
The Blaine housing market remains somewhat competitive, with steady price appreciation driven by limited inventory and sustained demand. While days on market have increased slightly, the area continues to attract buyers seeking coastal lifestyle amenities and proximity to regional hubs. Market conditions are currently balanced, reflecting broader regional trends in Whatcom County.
This ZIP code is well-suited for families, retirees, and cross-border commuters who value coastal living and a quieter pace of life. It appeals to those seeking a balance between proximity to major employment hubs in Bellingham and the recreational amenities of the Pacific Northwest.
Median prices moved up 8.8% year over year.
Homes spend a median of 68 days on market with 6.2 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.8% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 98230, Whatcom County WA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in Blaine are generally lower than the national average, with property crime being the most frequently reported incident type. The area is considered safer than many larger urban centers in the Pacific Northwest.
Schools serving the 98230 ZIP code are part of the Blaine School District, which generally maintains average to above-average performance ratings. The district is noted for its smaller class sizes and community-focused educational environment.
The area faces moderate risks from coastal flooding and high winds due to its proximity to the Salish Sea. Wildfire risk is generally low, though regional smoke events during summer months are a recurring environmental factor.
Economic momentum is driven by cross-border trade, tourism, and the expansion of residential developments in the Birch Bay and Blaine areas. Infrastructure improvements focus on port access and regional highway connectivity.
Property taxes are assessed by Whatcom County based on market value, with rates influenced by local school district levies and municipal services. There are no state-level personal income taxes in Washington, which impacts the overall tax burden for residents.
Commuting primarily involves travel via I-5 toward Bellingham or across the border into British Columbia, Canada. Most residents rely on personal vehicles, as public transit options are limited outside of local bus services.
The area features extensive access to the Salish Sea, including Semiahmoo Park and various marinas. Residents enjoy proximity to golf courses, hiking trails, and shopping districts in both Blaine and nearby Birch Bay.
The rental market is characterized by moderate vacancy pressure, with demand supported by both long-term residents and seasonal workers. Short-term rentals are prevalent in coastal zones, impacting overall inventory availability.
The local economy is anchored by international trade, tourism, and maritime services. Major employers include the Blaine School District, local hospitality businesses, and logistics firms supporting the border crossing.
The area is served by I-5, providing a primary corridor for regional travel. Public transit is limited, with local bus services connecting to the broader Whatcom Transportation Authority network.
Development is focused on infill projects and the expansion of residential communities near the coast. Planning efforts prioritize infrastructure upgrades to support population growth.
The Whatcom County Assessor's office conducts annual revaluations to ensure property assessments reflect current market conditions.
Parcels are subject to various special districts, including fire protection, water/sewer districts, and the Blaine School District.
Property insurance premiums are influenced by coastal hazard exposure and regional wildfire risk assessments. Market health remains stable but sensitive to climate-related adjustments.
Washington State continues to see net positive domestic migration, driven by economic opportunities in the Puget Sound region.
Washington is a deed-of-trust state, primarily utilizing non-judicial foreclosure processes with specific notice requirements for borrowers.
Sellers are required to provide a comprehensive property disclosure statement covering known material defects at the time of sale.
Data retrieved from data.census.gov using ZCTA 98230 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Central City Fun Park4.517.8 mi
- Extreme Air Park419.7 mi
- Extreme Air Park3.713.9 mi
- The Outdoor Experience4.611.8 mi
- WildPlay Maple Ridge4.719.3 mi
- Langley Events Centre4.611.9 mi
- Greater Vancouver Zoo4.112.6 mi
- Central City Fun Park4.517.8 mi
- təməsew̓txʷ Aquatic and Community Centre4.419.4 mi
- Krause Berry Farms & Estate Winery4.112 mi
- White Rock Pier4.85.5 mi
- Peace Arch4.53 mi
- Greater Vancouver Zoo4.112.6 mi
- Cascades Casino3.99.3 mi
- Peace Arch Provincial Park4.63.3 mi
- White Rock Pier4.85.5 mi
- Peace Arch4.53 mi
- Fort Langley National Historic Site of Canada4.614.6 mi
- Anvil Centre4.518.3 mi
- Museum of Surrey4.69 mi
- Peace Arch4.53 mi
- Greater Vancouver Zoo4.112.6 mi
- South Surrey Athletic Park4.76.8 mi
- Peace Arch Provincial Park4.63.3 mi
- Campbell Valley Regional Park4.73.6 mi
- Shelter Island Marina & Boatyard4.418.4 mi
- Point Roberts Marina Resort4.316.3 mi
- Crescent Beach Marina4.49.4 mi
- Blaine Harbor Boating Center4.82.9 mi
- Bellingham Yacht Club4.617.5 mi
- Newlands Golf & Country Club3.98.4 mi
- Northview Golf & Country Club4.310.7 mi
- Morgan Creek Golf Course4.57.1 mi
- Hazelmere Golf & Tennis Club4.32.9 mi
- Surrey Golf Club3.911.8 mi
- Willowbrook Shopping Centre4.29.7 mi
- Krause Berry Farms & Estate Winery4.112 mi
- Canadian Tire3.710 mi
- Marshalls & HomeSense4.19.6 mi
- Semiahmoo Shopping Centre3.96 mi
- Vancouver International Airport4.326.1 mi
- Abbotsford International Airport4.115.7 mi
- Bellingham International Airport4.514.6 mi
- Vancouver Harbour Flight Centre4.628.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Coastal park with beach access and trails.
International landmark park on the US-Canada border.
Premier golf course with scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.