LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 98230 sells for about $599,000, or $315 per square foot.

Prices are up +8.8% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 98230 — Blaine

Whatcom County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The Blaine housing market remains somewhat competitive, with steady price appreciation driven by limited inventory and sustained demand. While days on market have increased slightly, the area continues to attract buyers seeking coastal lifestyle amenities and proximity to regional hubs. Market conditions are currently balanced, reflecting broader regional trends in Whatcom County.

Who this ZIP fits

This ZIP code is well-suited for families, retirees, and cross-border commuters who value coastal living and a quieter pace of life. It appeals to those seeking a balance between proximity to major employment hubs in Bellingham and the recreational amenities of the Pacific Northwest.

Parent geography
Blaine · no city intel reportWhatcom County →Washington state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 110.1 km²Water area · 12.1 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$599,000
+8.8% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
68 days
Active listings
212
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
75
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
94
Growth/100

Median prices moved up 8.8% year over year.

46
Liquidity/100

Homes spend a median of 68 days on market with 6.2 months of supply — a balanced-paced market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 7.8% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

201620172018201920202021202220232024202520272029$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

201620172018201920202021202220232024202520272029$1,500$3,000$4,500$6,000$7,500

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+1.2%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
14,850

ZCTA 98230, Whatcom County WA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
13.3%
Foreign-born residents
2,487
Naturalized (of foreign-born)
64.2%
Non-citizens (of population)
4.8%
Entered 2010 or later (of foreign-born)
25.8%
World region of birth (foreign-born)
Americas
58.5%
Asia
20.6%
Europe
12%
Oceania
6.2%
Africa
2.7%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in Blaine are generally lower than the national average, with property crime being the most frequently reported incident type. The area is considered safer than many larger urban centers in the Pacific Northwest.

Schools & education

Schools serving the 98230 ZIP code are part of the Blaine School District, which generally maintains average to above-average performance ratings. The district is noted for its smaller class sizes and community-focused educational environment.

Environmental & hazard

The area faces moderate risks from coastal flooding and high winds due to its proximity to the Salish Sea. Wildfire risk is generally low, though regional smoke events during summer months are a recurring environmental factor.

Growth & development

Economic momentum is driven by cross-border trade, tourism, and the expansion of residential developments in the Birch Bay and Blaine areas. Infrastructure improvements focus on port access and regional highway connectivity.

Taxation

Property taxes are assessed by Whatcom County based on market value, with rates influenced by local school district levies and municipal services. There are no state-level personal income taxes in Washington, which impacts the overall tax burden for residents.

Transportation & commute

Commuting primarily involves travel via I-5 toward Bellingham or across the border into British Columbia, Canada. Most residents rely on personal vehicles, as public transit options are limited outside of local bus services.

Recreation & amenities

The area features extensive access to the Salish Sea, including Semiahmoo Park and various marinas. Residents enjoy proximity to golf courses, hiking trails, and shopping districts in both Blaine and nearby Birch Bay.

Rental market

The rental market is characterized by moderate vacancy pressure, with demand supported by both long-term residents and seasonal workers. Short-term rentals are prevalent in coastal zones, impacting overall inventory availability.

Economy & employers

The local economy is anchored by international trade, tourism, and maritime services. Major employers include the Blaine School District, local hospitality businesses, and logistics firms supporting the border crossing.

Transportation & infrastructure

The area is served by I-5, providing a primary corridor for regional travel. Public transit is limited, with local bus services connecting to the broader Whatcom Transportation Authority network.

Development pipeline

Development is focused on infill projects and the expansion of residential communities near the coast. Planning efforts prioritize infrastructure upgrades to support population growth.

County appraisal district

The Whatcom County Assessor's office conducts annual revaluations to ensure property assessments reflect current market conditions.

Special districts

Parcels are subject to various special districts, including fire protection, water/sewer districts, and the Blaine School District.

Insurance & hazard market

Property insurance premiums are influenced by coastal hazard exposure and regional wildfire risk assessments. Market health remains stable but sensitive to climate-related adjustments.

Migration & population flows

Washington State continues to see net positive domestic migration, driven by economic opportunities in the Puget Sound region.

Foreclosure doctrine

Washington is a deed-of-trust state, primarily utilizing non-judicial foreclosure processes with specific notice requirements for borrowers.

Disclosure doctrine

Sellers are required to provide a comprehensive property disclosure statement covering known material defects at the time of sale.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 98230, Whatcom County WA
Population
14,850
Median age
48.5 yrs
Owner-occupancy
72.4%
Median home value
$599,000
Median gross rent
$1,650
Median household income
$78,450
Median year built
1994
Vacancy rate
8.2%
Renter share
27.6%
Owner cost burden
22.1%
Renter cost burden
38.5%
Population change
+1.2%
Net migration
150
Work-from-home share
18.4%
Mean commute
28.5 min
Bachelor's or higher
34.2%
Unemployment
4.1%
Poverty rate
7.8%
Avg household size
2.3
White
84.2%
Hispanic
6.5%
Asian
3.2%
Other
6.1%

Data retrieved from data.census.gov using ZCTA 98230 profile.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Blaine ElementaryElementary6/10Blaine School DistrictServes K-5 students.
Blaine MiddleMiddle5/10Blaine School DistrictServes 6-8 students.
Blaine HighHigh6/10Blaine School DistrictServes 9-12 students.
School districts
Blaine School DistrictBServes the majority of the ZIP code with a focus on community-integrated learning.
Utilities & services
InternetComcast/XfinityPrimary broadband provider.
ElectricPuget Sound EnergyRegional utility provider.
Water/SewerCity of BlaineMunicipal utility services.
Major employers & industries
Blaine School DistrictEducationMajor local employer.
City of BlaineGovernmentMunicipal operations.
Semiahmoo ResortHospitalitySignificant tourism employer.
Major amenities · ZIP 98230
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
19 · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
9 · 20 mi
Shopping & dining districts
17 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Semiahmoo Park
Park

Coastal park with beach access and trails.

Peace Arch Historical State Park
Park

International landmark park on the US-Canada border.

Semiahmoo Golf & Country Club
Golf

Premier golf course with scenic views.

On the horizon · announced & under construction
Birch Bay Master PlanMixed-UseOngoingMulti-phase residential and commercial development.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.