The story of this market
The typical home in ZIP 99642 sells for about $485,000, or $265 per square foot.
Prices are up +3.2% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,650 a month.
ZIP 99642
The housing market in 99642 remains stable with moderate price appreciation and limited inventory. Demand continues to be driven by local employment growth and regional migration, though higher interest rates have tempered the pace of sales compared to previous years.
This ZIP is well-suited for families and outdoor enthusiasts seeking proximity to the Flathead Valley's natural amenities while maintaining access to essential services in Kalispell.
Median prices moved up 3.2% year over year.
Homes spend a median of 78 days on market with 6.4 months of supply — a balanced-paced market.
18% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 9.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 99642, Alaska
Crime rates in the area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the area are part of the Flathead County public system, generally receiving moderate ratings for student performance and college readiness.
The area faces moderate wildfire risk during summer months and requires standard flood insurance coverage for properties located near local waterways.
Economic momentum is driven by tourism, healthcare, and regional retail services, with steady demand for residential development on the outskirts of Kalispell.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Alaska) — Municipal Property Tax: Tax is calculated as (Assessed Value - Exemptions) * Mill Rate. Municipalities are authorized to levy taxes and impose liens for enforcement. Exemptions include mandatory state-required exemptions (e.g., for certain residents) and optional local exemptions. State (Alaska) — Mandatory Property Tax Exemptions: Exemption of the first $150,000 of assessed value from municipal property taxation. State (Alaska) — Municipal Property Tax: Tax is calculated by multiplying the assessed value of the property by the local mill rate. State law mandates a mandatory exemption of the first $150,000 of assessed value for senior citizens (65+) and disabled veterans (50%+ service-connected disability). State (Alaska) — Optional Municipal Residential / Homestead Exemption Authorization: Allows municipal taxing bodies to exempt a percentage of the assessed value (commonly up to 20%, often capped at $50,000, as implemented in jurisdictions like Anchorage) for owner-occupied primary residences. State (Alaska) — Statewide Senior Citizen and Disabled Veteran Property Tax Exemption: Mandates that municipalities exempt the first $150,000 of assessed property value from ad valorem taxation. Formula: Taxable Value = Max(0, Assessed Value - $150,000).
Most residents rely on personal vehicles for commuting, with average drive times to the Kalispell employment core ranging from 15 to 25 minutes.
The area offers immediate access to outdoor amenities including public parks, proximity to Flathead Lake, and various hiking trails within a short drive.
The rental market is tight with low vacancy rates, driven by seasonal workforce needs and limited new multi-family inventory.
The economy is anchored by healthcare services, regional retail, and the tourism industry, with significant employment provided by Logan Health.
Transportation is primarily highway-based, with US-93 serving as the main arterial corridor for regional transit.
Development is focused on expanding residential capacity in the northern and western corridors of the city.
The Flathead County Assessor conducts periodic reappraisals to align property assessments with current market values.
Parcels are subject to local school district levies and county-wide fire and emergency service district assessments.
Property insurance premiums are rising due to increased wildfire risk and regional climate-related hazard assessments.
The state continues to see positive net domestic migration, particularly from Western states.
Montana is primarily a non-judicial foreclosure state, allowing for a streamlined process under the Small Tract Financing Act.
Sellers are required to provide a property disclosure statement detailing known material defects.
Data retrieved from data.census.gov ZCTA profile tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Offers extensive hiking trails and panoramic views of the Flathead Valley.
A premier 27-hole facility serving the local community.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.