The story of this market
The typical home in Boone County, Iowa sells for about $229,000, or $181 per square foot.
Prices are roughly flat from a year ago (+0.3%), a market in balance. Homes take about 38 days to sell. Over the long run, values in this county have grown 126% since 2000. Last year 4 of 7 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $967 a month.
HUD sets the fair market rent for a 2-bedroom at $967 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+1.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2024 (+11.5%). Worst: 2010 (-5.2%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,339
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+1.6%
2025 change
FHFA repeat-sales index, median of 7 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
79
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $16,507,646.
Mortgage activity
Home lending in this county
84.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1274 | 773 | 84.4% | 4.1% | $145,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Boone County, Iowa
The Boone County housing market is currently experiencing modest price appreciation with a median sale price of $229,000. Market conditions remain relatively balanced, characterized by a 98% sale-to-list ratio and a steady pace of sales.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 5 cities · 10 ZIP reports
Median prices moved up 4.6% year over year.
Homes spend a median of 73 days on market with 0.2 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 19.65% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 6.2% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 10 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Oct 1
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 50010 | Ames | $389,500 | $207 | +24.6% | 45 | 98.5% | — | 1.8 | 94 | $973 | researched Sep 27 |
| 50036 | Boone | $188,387 | $166 | +4.7% | 38 | — | — | — | 81 | $847 | researched Sep 27 |
| 50040 | Boxholm | $245,000 | $168 | +3.2% | 42 | 98.5% | 12% | 2.8 | 18 | $556 | researched Sep 27 |
| 50071 | Dows | $155,000 | $98 | +2.4% | 62 | 97.2% | 8% | 4.1 | 12 | $695 | researched Oct 1 |
| 50078 | Ferguson | $245,000 | $142 | +2.4% | 48 | 98.5% | 15% | 3.2 | 12 | $1,125 | researched Sep 27 |
| 50152 | Luther | $245,000 | $148 | +3.2% | 42 | 98.5% | 15% | 3.5 | 12 | $1,150 | researched Sep 27 |
| 50156 | Madrid | $350,000 | $174 | +5.9% | 53 | 98.5% | 26.5% | 9.6 | 985 | $768 | researched Sep 27 |
| 50212 | Ogden | $270,000 | $134 | — | 268 | 100% | 4.7% | — | 21 | $743 | researched Sep 27 |
| 50236 | Roland | $350,000 | $174 | +5.9% | 53 | 98.5% | 26.5% | 6.1 | 985 | $1,105 | researched Sep 27 |
| 50248 | Story City | $325,000 | $168 | +3.2% | 42 | 98.5% | 12% | 3.8 | 28 | $1,021 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Boone County is home to 11 communities and maintains a stable local government structure, with a focus on providing services to its 26,668 residents.
Property taxes are administered by the county treasurer, with the first half of annual property taxes typically due in the fall.
The local economy is supported by a mix of community services and government administration, with an unemployment rate of 3.1% indicating a strong labor market.
The mean travel time to work for residents is approximately 22.5 minutes.
- Fort Frenzy4.130 mi
- Jack Trice Stadium4.718.8 mi
- Center Grove Orchard4.729.6 mi
- Hilton Coliseum4.718.7 mi
- Jester Park4.724 mi
- Stephens Auditorium4.618.6 mi
- Ledges State Park4.88.8 mi
- Rail Explorers: Boone, IA Division4.85.1 mi
- Boone & Scenic Valley Railroad & James H. Andrew Railroad Museum4.55.2 mi
- Reiman Gardens4.818.7 mi
- Perfect Games4.316.6 mi
- Boone & Scenic Valley Railroad & James H. Andrew Railroad Museum4.55.2 mi
- Dahlberg Portraits4.819.6 mi
- The Fort Museum and Frontier Village4.529.7 mi
- Iowa State Center4.618.6 mi
- Octagon Center For the Arts4.719.7 mi
- Ledges State Park4.88.8 mi
- Reiman Gardens4.818.7 mi
- Iowa Arboretum & Gardens4.712.3 mi
- Ada Hayden Heritage Park4.818.7 mi
- Brookside Park4.718.8 mi
- Saylorville Lake Marina4.727.2 mi
- Big Creek Marina4.622.4 mi
- Honey Creek Golf Club4.56.3 mi
- Veenker Memorial Golf Course4.517.6 mi
- Coldwater Golf Links4.119.7 mi
- Cedar Pointe Golf Course4.16.5 mi
- Inside Golf & Games4.718.9 mi
- North Grand Mall418.9 mi
- Hy-Vee Grocery Store4.419.5 mi
- Hy-Vee Grocery Store4.317 mi
- Kohl's4.218.9 mi
- JCPenney4.218.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data sourced from Census Reporter and ACS profiles.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $6,870/yr on a $229,000 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.