The story of this market
The typical home in ZIP 50078 sells for about $245,000, or $142 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,125 a month.
ZIP 50078 — Ferguson
The housing market in 50078 remains stable with low inventory and modest price appreciation, reflecting a quiet rural environment. Market activity is driven by local demand rather than speculative investment, resulting in a balanced pace of sales.
This ZIP is best suited for families and long-term residents seeking a quiet, rural lifestyle with affordable housing costs compared to nearby metro areas.
Median prices moved up 2.4% year over year.
Homes spend a median of 48 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 11.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 50078, Guthrie County IA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in this rural area remain low and stable, consistently tracking below state and national averages for property and violent crime.
Local schools are generally rated as average, with community-focused programming and small class sizes being the primary highlights.
The area faces moderate risk from severe thunderstorms and occasional high winds, with standard flood insurance recommended for properties near local creek beds.
Economic momentum is driven by regional agricultural support and small-scale manufacturing, with limited new large-scale infrastructure projects currently underway.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Iowa) — Iowa Property Tax Assessment Limitation: The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Commutes are primarily car-dependent, with residents typically driving 30-45 minutes to reach the nearest major employment hubs.
The area features access to local community parks and nearby state-managed fishing lakes, with basic retail and dining options located in the town center.
The rental market is characterized by low turnover and limited inventory, with most units being single-family homes rather than multi-family complexes.
The local economy is anchored by agriculture, small-scale retail, and public sector employment, with most residents commuting to larger regional centers for professional services.
Transportation is almost exclusively private vehicle-based, with no significant public transit infrastructure serving the area.
There are no major commercial or residential developments currently approved or under construction within this ZIP code.
The county appraisal district conducts annual assessments based on market value, with a focus on agricultural land valuation for eligible parcels.
Parcels are subject to standard county and school district taxes, with no significant MUD or PID special districts identified.
Property insurance premiums are stable, though coverage for wind and hail damage remains a standard consideration for homeowners.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Iowa Speedway4.519.8 mi
- Marshalltown Speedway4.76.4 mi
- Wayward Social4.47.2 mi
- Rock Creek State Park4.512.7 mi
- Green Castle Recreation Area4.51.1 mi
- Grimes Farm and Conservation Center4.88 mi
- Wayward Social4.47.2 mi
- Mariposa County Park4.612.5 mi
- Matchstick Marvels4.918.6 mi
- Saints Rest Coffee House4.615.3 mi
- Rock Creek State Park4.512.7 mi
- Green Castle Recreation Area4.51.1 mi
- Grimes Farm and Conservation Center4.88 mi
- Mariposa County Park4.612.5 mi
- Riverview Park4.48.8 mi
- Rock Creek Marina4.612.7 mi
- Hy-Vee Grocery Store4.37.2 mi
- Theisen's Home Farm Auto of Marshalltown4.55.5 mi
- Zamora Fresh Market4.48 mi
- Marshalltown Mall3.15.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Hosts local community events and agricultural exhibitions.
Provides basic playground and picnic facilities for residents.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.