The story of this market
The typical home in Hamilton County, Iowa sells for about $176,177.
Prices are up +2.8% from a year ago, so sellers still have some momentum. Over the long run, values in this county have grown 89% since 2000. The biggest natural hazard here is drought, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,004 a month.
HUD sets the fair market rent for a 2-bedroom at $1,004 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
+4.8%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+14.2%). Worst: 2024 (-5.1%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.5%
IA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,196
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4.8%
2025 change
FHFA repeat-sales index, median of 4 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
81
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $15,509,659.
Mortgage activity
Home lending in this county
76.4%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 347 | 201 | 76.4% | 9.1% | $115,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Hamilton County, Iowa
Hamilton County shows a stable housing market with a median home value of approximately $176,177 and a year-over-year price increase of 2.8%. The market is characterized by low inventory levels and steady demand, supported by a low unemployment rate of 2.4%.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 2 ZIP reports
Median prices moved up 2.8% year over year.
Awaiting this reading — not graded.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 8.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
The county economic development office actively manages housing studies and community development plans to support local growth.
Property taxes are assessed at the county level; specific rates and exemptions are determined by local jurisdiction and state law.
The local economy is supported by a mix of community services and development initiatives, with an unemployment rate of 2.4% as of May 2026.
- Fort Frenzy4.125.5 mi
- Jack Trice Stadium4.727.7 mi
- Hilton Coliseum4.727.2 mi
- Stephens Auditorium4.627.2 mi
- Boone Speedway4.728.6 mi
- Brushy Creek State Recreation Area4.615.9 mi
- Little Wall Lake Park4.69.5 mi
- Briggs Woods Park4.66.9 mi
- Calkins Nature Area4.618 mi
- Bell's Mill Park4.612.7 mi
- Boone & Scenic Valley Railroad & James H. Andrew Railroad Museum4.526.7 mi
- Iowa Falls Swinging Bridge4.621.3 mi
- Dahlberg Portraits4.827 mi
- The Fort Museum and Frontier Village4.527.9 mi
- Calkins Nature Area4.618 mi
- Brushy Creek State Recreation Area4.615.9 mi
- Little Wall Lake Park4.69.5 mi
- Briggs Woods Park4.66.9 mi
- Calkins Nature Area4.618 mi
- Bell's Mill Park4.612.7 mi
- Briggs Woods Golf Course4.57.1 mi
- Hy-Vee Grocery Store4.39.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts and Data Commons.
applies when — Property must be occupied as the owner's homestead
Provides legal protections for the homestead property, including specific exemptions from judicial sale for debts, as defined under state law.
Iowa Code Chapter 561
Iowa generally requires judicial foreclosure proceedings. Borrowers are entitled to a notice of right to cure default prior to the initiation of foreclosure actions. Redemption rights exist post-sale unless specific statutory exceptions (such as foreclosure without redemption for nonagricultural land) are met.
Iowa Code Chapter 654
The taxable value is determined by applying an assessment limitation (rollback) to the assessed market value. The limitation is calculated annually to restrict the growth in aggregate taxable value for the residential class to 3% statewide.
Iowa Code Chapter 441; Iowa Department of Revenue Property Tax Overview
≈ $5,285/yr on a $176,177 median
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.