The story of this market
The typical home in Blaine County, Montana sells for about $216,940, or $105 per square foot.
Prices are up +2.54% from a year ago, so sellers still have some momentum. Homes take about 78 days to sell, which is slow. The biggest natural hazard here is cold wave, which FEMA rates very high. HUD's fair market rent for a two-bedroom is $1,187 a month.
HUD sets the fair market rent for a 2-bedroom at $1,187 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Monthly price momentum
Home values since 2015
+2.9%
MT · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,433
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Natural hazard exposure
The area's risk shape
75
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $8,622,391.
Mortgage activity
Home lending in this county
76.2%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 51 | 32 | 76.2% | 8.4% | $135,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Blaine County, Montana
Blaine County's housing market is characterized by very low inventory and limited transaction volume, typical of a rural agricultural economy. Prices remain significantly below state and national medians, reflecting the area's economic profile and limited development pressure. The market is stable with minimal price volatility.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 5 ZIP reports
Median prices moved up 0.0% year over year.
Homes spend a median of 0 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.33% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.8% · poverty 22.0% — a stable, low-distress profile.
Deterministic aggregate of 5 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
researched Sep 27
| 59523 | Chinook | — | — | — | — | — | — | — | — | $739 | researched Sep 27 |
| 59526 | Harlem | $185,000 | $112 | +2.4% | 145 | 96.2% | 8% | 6.5 | 12 | $617 | researched Sep 27 |
| 59538 | Malta | $225,000 | $145 | +2.4% | 88 | 97.5% | 15% | 6.2 | 12 | $631 | researched Sep 27 |
| 59544 | Whitewater | $220,800 | $115 | +2.5% | 180 | 96% | — | 12 | 5 | $270 | researched Sep 27 |
| 59547 | Whitlash | $225,000 | $145 | +2.4% | 88 | 96.5% | 15% | 6.5 | 12 | $950 | researched Sep 27 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The economy is primarily driven by agriculture and public sector employment, with a labor force of approximately 2,180 and an unemployment rate of 2.8%.
Property taxes are assessed by the county based on state-mandated appraisal cycles; specific mill levies vary by local school and special district jurisdictions.
The county features access to the Bear Paw Mountains and the Milk River, offering rural outdoor recreation opportunities.
The local economy is heavily reliant on agriculture and government services, with a small, stable labor force.
Transportation is primarily served by U.S. Highway 2, which acts as the main east-west corridor through the county.
The county assessor manages property valuations in accordance with Montana Department of Revenue guidelines.
Parcels are subject to various school district levies and potential rural fire district assessments.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
Provides significant outdoor recreation and scenic value to the region.
A primary geographic feature serving the county's agricultural irrigation needs.
Data sourced from US Census Bureau and Data Commons.
applies when — Property owned by the state or other exempt entities held by a private party under a contract of sale
The property is assessed and taxed to the private holder as if they held legal title, without deduction for unpaid purchase price.
MCA 15-24-1202
Property is valued by the Department of Revenue; tax is calculated by applying the state-determined tax rate to the taxable value (Market Value x Tax Rate). Homestead and long-term rental reduced tax rates are available via enrollment.
Montana Department of Revenue Property Assessment Division
applies when — Residential property on a parcel exceeding 40 acres
Requires judicial foreclosure through a sheriff's sale; includes a 1-year right of redemption during which the borrower may remain in the residence.
MCA 71-1-224
applies when — Residential property on a parcel of 40 acres or less
Allows for non-judicial foreclosure via trustee sale; no right of redemption exists for the borrower after the sale; deficiency judgments are prohibited.
MCA 71-1-315; Montana Small Tract Financing Act
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.