The story of this market
The typical home in ZIP 59547 sells for about $225,000, or $145 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.
ZIP 59547 — Whitlash
The housing market in 59547 is characterized by low inventory and very limited sales volume, typical of a remote rural area. Prices have seen modest appreciation, driven by low supply rather than high demand. The market remains stable with little expectation for significant shifts in the near term.
This ZIP is best suited for those seeking rural independence, agricultural lifestyle, or recreational access, rather than commuters or those requiring urban amenities.
Median prices moved up 2.4% year over year.
Homes spend a median of 88 days on market with 6.5 months of supply — a slower-moving market.
15% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 2.0% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 59547, Toole County MT
Crime rates in this rural Montana area are significantly lower than national averages, with property and violent crime incidents being rare.
Schools serving this area are part of small, rural districts with limited extracurricular offerings but high teacher-to-student ratios.
The area faces moderate wildfire risk during summer months and requires standard rural property insurance coverage for wind and winter storm damage.
Economic momentum is tied to regional agriculture and ranching, with limited new commercial development or infrastructure expansion.
Property taxes are assessed at the county level based on market value; there are no local municipal sales taxes, and the area relies on state-level funding for public services.
Commutes are primarily by personal vehicle, with long drive times to the nearest regional employment hubs in larger Montana cities.
The area offers extensive access to outdoor recreation including hunting, fishing, and public lands, though formal shopping and dining are limited.
The rental market is extremely thin with very low turnover and limited inventory, primarily serving local agricultural workers.
The economy is heavily reliant on dryland farming, ranching, and regional transportation services along the US-2 corridor.
Transportation is dominated by private vehicle use on state highways; there is no public transit infrastructure.
There are no major commercial or residential developments currently approved or under construction in this ZIP.
The Toole County Assessor manages property valuations, which are updated on a cyclical basis per Montana state law.
Parcels are subject to local school district levies and county-wide emergency service district assessments.
Property insurance premiums are stable but reflect the high cost of rebuilding in remote areas and wildfire exposure.
Net domestic migration is generally flat, with a slight trend of younger residents moving to larger urban centers.
Montana is a non-judicial foreclosure state, allowing for a streamlined process under the Small Tract Financing Act.
Sellers are required to provide a property disclosure statement, though the scope is limited compared to more urban jurisdictions.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Provides local fishing and recreational access.
Serves as a regional hub for information and community events.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.