The story of this market
The typical home in Surry County, North Carolina sells for about $294,000, or $175 per square foot.
Prices are up +5.54% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. Over the long run, values in this county have grown 57% since 2000. Last year 13 of 22 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,012 a month.
HUD sets the fair market rent for a 2-bedroom at $1,012 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+13.8%). Worst: 2010 (-4.5%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,206
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 22 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
45
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $26,942,356.
Mortgage activity
Home lending in this county
73.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 2356 | 1277 | 73.1% | 0% | $155,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Surry County, North Carolina
Surry County's housing market is currently balanced, characterized by steady price appreciation and moderate inventory levels. While demand remains consistent, the market is sensitive to interest rate fluctuations and local economic shifts. Overall, the county remains an affordable option compared to neighboring urban centers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 13.3% year over year.
Homes spend a median of 60 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 0% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.8% · poverty 12.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 3 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Surry County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 20
researched Sep 16
researched Sep 16
researched Sep 16
researched Sep 16
| 27017 | Dobson | $279,900 | $172 | -1% | 70 | — | — | — | 271 | $704 | researched Sep 20 |
| 27020 | Jonesville | $325,000 | $165 | +3.2% | 42 | 98.5% | 18% | 4.5 | 85 | $875 | researched Sep 16 |
| 27030 | Mount Airy | $254,924 | $166 | +20% | 47 | — | — | — | 96 | $754 | researched Sep 16 |
| 27041 | Pilot Mountain | $415,000 | $158 | 0% | 105 | — | — | — | 1 | $841 | researched Sep 16 |
| 28621 | Elkin | $290,000 | $172 | -1% | 70 | — | — | — | 51 | $783 | researched Sep 16 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Surry County remain generally lower than the national average, with property crime being the most frequently reported incident type. Local law enforcement maintains a stable presence, and the area is considered safer than many larger urban centers in North Carolina.
Public schools in Surry County are primarily served by the Surry County Schools and Mount Airy City Schools districts, which generally maintain moderate performance ratings. The districts focus on vocational and technical training alongside core academic curricula.
The county faces moderate risks from severe thunderstorms and occasional flooding in low-lying areas near the Yadkin River. Wildfire risk is generally low, though forest management remains a priority for the rural portions of the county.
Economic momentum is driven by manufacturing, agriculture, and tourism, particularly in the Mount Airy area. Infrastructure investments are focused on expanding water and sewer capacity to support new residential and commercial development.
Surry County levies a property tax rate determined annually by the Board of County Commissioners, with revenue supporting education, public safety, and debt service. Special districts for fire and rescue services may apply depending on the specific parcel location.
The economy is anchored by manufacturing, agriculture, and a growing tourism sector centered on the cultural heritage of Mount Airy. Major employers include local government, healthcare providers, and regional manufacturing firms.
The county is served by U.S. Highway 52 and Interstate 77, providing critical north-south connectivity for commuters and freight. Public transit options are limited, with most residents relying on personal vehicles.
The Surry County Tax Department conducts periodic property reappraisals to ensure assessments reflect current market values for tax purposes.
Parcels may be subject to specific fire district taxes and municipal service fees depending on their location within or outside incorporated city limits.
Property insurance premiums are influenced by regional weather patterns, with standard coverage typically available for residential properties.
- Dave & Buster's Winston-Salem4.229.7 mi
- Urban Air Trampoline and Adventure Park4.126.1 mi
- The Farm Dobson4.92.8 mi
- Armstrong Artisan Farm4.929.7 mi
- Airbound Adventure Park4.427.1 mi
- North Wilkesboro Speedway4.827.2 mi
- Andy Griffith Museum4.69.4 mi
- Raffaldini Vineyards & Winery4.318 mi
- Lawrence Joel Veterans Memorial Coliseum4.428.9 mi
- Winston Salem Fairgrounds4.329.1 mi
- Stone Mountain State Park4.819.2 mi
- Pilot Mountain State Park4.811.3 mi
- Andy Griffith Museum4.69.4 mi
- Shelton Vineyards4.65.1 mi
- Mayberry Courthouse & Jail4.89.4 mi
- Stone Mountain State Park4.819.2 mi
- Andy Griffith Museum4.69.4 mi
- Reynolda House Museum of American Art4.627.9 mi
- The Blue Ridge Music Center4.816.8 mi
- Andy Griffith's Homeplace4.68.9 mi
- Stone Mountain State Park4.819.2 mi
- Pilot Mountain State Park4.811.3 mi
- Shore-Styers Mill Park4.517.9 mi
- Grassy Creek Vineyard & Winery4.911.7 mi
- Stone Mountain Falls4.819.9 mi
- Olde Beau Resort & Golf Club4.617.1 mi
- Pilot Knob Park Country Club4.611.4 mi
- Silo Run Golf Course4.49.7 mi
- High Meadows Golf & Country Club4.818 mi
- Hardy's Custom Golf4.58.8 mi
- The Farm Dobson4.92.8 mi
- Vintage Village Flea Market419 mi
- Virginia-Carolina Enterprises4.713.1 mi
- Mayberry Mall3.59.6 mi
- Ingles Markets4.511.6 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A prominent natural landmark offering hiking, camping, and scenic views, serving as a major regional tourist attraction.
Known as the inspiration for Mayberry, it features preserved architecture, museums, and local shopping that anchor the county's tourism.
Data retrieved from US Census Bureau QuickFacts and ACS tables.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.