The story of this market
The typical home in Cherokee County, Oklahoma sells for about $228,000, or $151 per square foot.
Prices are up +7.8% from a year ago, so sellers still have some momentum. Homes take about 59 days to sell. Over the long run, values in this county have grown 88% since 2000. Last year 4 of 8 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is ice storm, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $943 a month.
HUD sets the fair market rent for a 2-bedroom at $943 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Moderate.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+10.4%). Worst: 2011 (-1.6%). Hover to read a year.
Monthly price momentum
Home values since 2015
+1.7%
OK · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,187
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 8 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
79
Relatively Moderate
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $28,288,685.
Mortgage activity
Home lending in this county
77.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 1475 | 749 | 77.7% | 17.5% | $135,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Cherokee County, Oklahoma
Cherokee County is currently experiencing a buyer's market characterized by moderate listing activity and a median sale price of $228,000. While year-over-year prices have seen a 7.8% increase, the market is cooling with homes spending longer on the market compared to previous periods. The presence of the Cherokee Nation provides a stable economic foundation for the region.
17 distress filing(s) on the ARED verified county foreclosure ledger. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 7.8% year over year.
Homes spend a median of 59 days on market with 0.0 months of supply — a balanced-paced market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Deterministic aggregate of 1 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
The county serves as the seat of the Cherokee Nation, which acts as a major economic anchor for the region.
The economy is anchored by the Cherokee Nation headquarters and the Tahlequah micropolitan area.
- River Country Water Park4.326.3 mi
- Flint Creek Water Park4.525 mi
- SkateHouse4.52.4 mi
- Legacy Party Pros4.824.6 mi
- Natural Falls State Park4.625.6 mi
- The Castle of Muskogee - Halloween Festival4.525.3 mi
- Cherokee Casino Tahlequah3.71.6 mi
- Cherokee Casino Fort Gibson3.818.7 mi
- Golden Corral Buffet & Grill4.223.6 mi
- Sequoyah State Park4.615.4 mi
- Sequoyah Bay State Park4.416.6 mi
- Cherokee Casino Tahlequah3.71.6 mi
- Cherokee Casino Fort Gibson3.818.7 mi
- Cherokee Landing State Park4.410.5 mi
- Cherokee National History Museum4.81 mi
- Fort Gibson Historic Site4.616.8 mi
- Muskogee War Memorial Park: Home of the USS Batfish4.720.1 mi
- Five Civilized Tribes Museum4.526.2 mi
- Cherokee Nation Gift Shop4.71.6 mi
- Sequoyah State Park4.615.4 mi
- Sequoyah Bay State Park4.416.6 mi
- Cherokee Landing State Park4.410.5 mi
- Camp Gruber ORV Area4.718.5 mi
- Edmondson Public Access Area river swim4.79.8 mi
- Bluewater Bay Marina4.610.3 mi
- Cherokee Springs Golf Club4.41.2 mi
- Oklahoma Station Dispensary4.510.1 mi
- Dollar General43.2 mi
- Dollar General3.76.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from US Census Bureau QuickFacts
Oklahoma allows for both judicial foreclosure and non-judicial foreclosure (power of sale) if the mortgage instrument contains a power of sale clause. The process involves specific notice requirements and trial/judgment procedures for judicial actions.
Oklahoma Statutes Title 60, Sections 125-127
Sellers of residential property are required to provide a written disclosure statement regarding the condition of the property to the purchaser, unless the transfer is specifically exempted (e.g., foreclosure, transfers between co-owners or spouses).
Oklahoma Statutes Title 60, Section 838; Oklahoma Real Estate License Code
Property is assessed at a ratio between 10% and 22.85% of fair cash value as determined by the county. Annual increases in assessed value for homestead and agricultural property are capped at 3% per year. Tax is calculated by applying the local millage rate to the assessed value.
Oklahoma Constitution Article X, Section 8B; Oklahoma Statutes Title 68
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.