LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 74441 sells for about $223,000, or $138 per square foot.

Prices are up +1.2% from a year ago, so sellers still have some momentum. Homes take about 84 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $950 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 74441

Cherokee County →refreshed Sep 28, 20262 cycles retainednext refresh Oct 28, 2026
Market mood · neutral

The housing market in 74441 is characterized by slow, steady price growth and limited inventory, reflecting a rural market with low turnover. Current conditions are driven by local demand for affordable housing and recreational access, though the market faces challenges related to vacancy and limited economic diversification. Figures for specific metrics like active listings and days on market are based on current portal data, while demographic data is sourced from the most recent ACS estimates.

Who this ZIP fits

This ZIP is best suited for budget-conscious family buyers and outdoor enthusiasts who prioritize access to regional lakes and rivers over proximity to major urban employment centers.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 385.1 km²Water area · 22.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$223,000
+1.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
84 days
Active listings
42
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
96.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
61
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
56
Growth/100

Median prices moved up 1.2% year over year.

44
Liquidity/100

Homes spend a median of 84 days on market with 5.2 months of supply — a balanced-paced market.

69
Momentum/100

12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.

74
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 14.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$135,000$180,000$225,000$270,000$315,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$900$1,350$1,800$2,250$2,700

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.4%

versus the prior ACS vintage

Population base
5,700

ZCTA 74441, Cherokee County OK

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.3%
Foreign-born residents
72
Naturalized (of foreign-born)
29.2%
Non-citizens (of population)
0.9%
Entered 2010 or later (of foreign-born)
15.3%
World region of birth (foreign-born)
Americas
55.6%
Asia
29.2%
Europe
15.3%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Hulbert area are generally lower than the national average, though property crime remains the primary concern for local law enforcement.

Schools & education

Schools serving the 74441 ZIP code are primarily managed by Hulbert Public Schools, which maintains a modest academic performance rating relative to state averages.

Environmental & hazard

The area is subject to standard regional risks including severe thunderstorms and occasional tornado activity; flood risk is localized to areas near the Illinois River.

Growth & development

Economic momentum is driven by local agricultural, tourism, and service-sector employment, with limited large-scale industrial development currently underway.

Taxation

Property taxes are assessed at the county level by the Cherokee County Assessor; the rate is determined by local millage levies which fund school districts and county services.

Transportation & commute

Commuting is primarily car-dependent, with residents typically driving to Tahlequah or Muskogee for employment and major services.

Recreation & amenities

The area is highly regarded for outdoor recreation, featuring proximity to Lake Fort Gibson and the Illinois River for fishing, boating, and camping.

Rental market

The rental market is characterized by moderate vacancy pressure and steady demand for affordable housing, with limited institutional investor presence.

Economy & employers

The local economy is anchored by tourism, agriculture, and public sector employment, with significant influence from the nearby Cherokee Nation headquarters in Tahlequah.

Transportation & infrastructure

Transportation infrastructure is limited to state highways; there is no public transit system serving the area.

Development pipeline

There are no major large-scale commercial or residential developments currently approved or under construction in the ZIP.

County appraisal district

The Cherokee County Assessor manages property valuations, utilizing a mass appraisal system to determine fair market value for tax purposes.

Special districts

Parcels are subject to school district taxes and county-level levies; no major MUD or PID districts are currently active in this ZIP.

Insurance & hazard market

Property insurance premiums are influenced by regional weather risks, including wind and hail exposure, leading to moderate-to-high coverage costs.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 74441, Cherokee County OK
Population
5,700
Median age
41.2 yrs
Owner-occupancy
78.5%
Median home value
$223,000
Median gross rent
$950
Median household income
$48,200
Median year built
1992
Vacancy rate
8.2%
Renter share
21.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+0.4%
Work-from-home share
4.2%
Mean commute
28.5 min
Bachelor's or higher
18.2%
Unemployment
5.8%
Poverty rate
14.5%
Avg household size
2.5
White
68.2%
Native American
22.4%
Hispanic
3.5%
Other
5.9%

Data retrieved from Census Bureau ZCTA-level tables for 74441.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hulbert ElementaryElementaryAverageHulbert Public SchoolsPrimary school serving the local community.
Hulbert High SchoolHighAverageHulbert Public SchoolsServes the broader Hulbert area.
School districts
Hulbert ISDAverageSmall district serving the immediate Hulbert area.
Utilities & services
InternetVariousLimited high-speed options; satellite and fixed wireless are common.
ElectricLocal Co-opService provided by regional electric cooperatives.
Water/SewerMunicipalProvided by the Town of Hulbert.
Major employers & industries
Hulbert Public SchoolsEducationMajor local employer.
Cherokee NationGovernment/TourismRegional anchor employer.
Major amenities · ZIP 74441
Theme, amusement & water parks
3 · 20 mi
Entertainment venues, stadiums & amphitheaters
7 · 20 mi
Family fun & things to do
8 · 13 mi
Parks, trails & nature
9 · 13 mi
Lakes, marinas & beaches
6 · 20 mi
Golf
1 · 13 mi
Shopping & dining districts
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Fort Gibson Lake
Waterfront

Major regional reservoir offering boating, fishing, and recreation.

Illinois River
Waterfront

Popular destination for floating, kayaking, and scenic outdoor activities.

Sources · 3 cited

Key-figure check: median price corroborated by the published ten-year series (2024) (within 12.5%).