The story of this market
The typical home in Adams County, Pennsylvania sells for about $300,000, or $152 per square foot.
Prices are up +2.92% from a year ago, so sellers still have some momentum. Homes take about 11 days to sell, which is fast. Over the long run, values in this county have grown 120% since 2000. Last year 17 of 26 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,354 a month.
HUD sets the fair market rent for a 2-bedroom at $1,354 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
+0.6%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+18.8%). Worst: 2009 (-7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3.6%
PA · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,830
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+0.6%
2025 change
FHFA repeat-sales index, median of 26 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
33
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $27,230,964.
Mortgage activity
Home lending in this county
76.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 5376 | 2910 | 76.6% | 5.4% | $215,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Adams County, Pennsylvania
The Adams County housing market shows moderate price appreciation with a median sale price of $300,000. Inventory remains constrained with 595 active listings, and the market is currently moving at a steady pace with a median of 11 days on market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 3 cities · 3 ZIP reports
Median prices moved up 2.9% year over year.
Homes spend a median of 11 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.1% · poverty 8.4% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Adams County, Pennsylvania — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
No researched ZIP reports yet — ZIP discovery runs with the county's first refresh, and each ZIP's intel report appears here once its research lands.
Adams County recorded a violent crime rate of 124 per 100,000 residents in 2024, which is lower than most counties nationally. Property crime is reported at 646 per 100,000 residents.
The county maintains a stable economic profile with a 3.1% population growth over five years and a labor force participation rate of 62.9%.
The median rental price is $1,600 per month with a rental vacancy rate of 4.3%.
The county economy is supported by a diverse labor force with a 3.1% unemployment rate and a median household income of $84,092.
- Carlisle Sports Emporium4.527.5 mi
- Sky Zone Hagerstown4.428.8 mi
- Hickory Falls Family Entertainment Center4.416.7 mi
- Cluggy's Amusement Center4.319.1 mi
- Players Fun Zone4.426.1 mi
- Gettysburg National Military Park Museum & Visitor Center4.84.3 mi
- Liberty Mountain Resort4.37.7 mi
- Carlisle Fairgrounds4.725.8 mi
- Dobbin House Tavern4.63.5 mi
- York State Fair4.129 mi
- Gettysburg National Military Park Museum & Visitor Center4.84.3 mi
- Cunningham Falls State Park4.619.6 mi
- Catoctin Wildlife Preserve4.419.6 mi
- High Rock4.716.6 mi
- Caledonia State Park4.711 mi
- Gettysburg National Military Park Museum & Visitor Center4.84.3 mi
- Pine Grove Furnace State Park4.712.4 mi
- Devil's Den4.94.8 mi
- Mister Ed's Elephant Museum & Candy Emporium4.78.2 mi
- Historic Sachs Covered Bridge4.83.8 mi
- Cunningham Falls State Park4.619.6 mi
- High Rock4.716.6 mi
- Caledonia State Park4.711 mi
- Pine Grove Furnace State Park4.712.4 mi
- Catoctin Mountain Park4.817.4 mi
- Liberty Mountain Resort4.37.7 mi
- The Links at Gettysburg4.39 mi
- Quail Valley Golf Course4.611.2 mi
- The Bridges Golf Club, Guest Quarters, & Green Horizon Grill4.514.8 mi
- Flatbush Golf Course4.311.8 mi
- Rural King4.415.7 mi
- T.J. Maxx & HomeGoods4.416.4 mi
- Catoctin Mountain Orchard4.615.2 mi
- Rural King- Chambersburg4.519.8 mi
- Hollabaugh Bros., Inc.4.76.9 mi
- Hagerstown Regional Airport (HGR/KHGR)4.425.7 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A major historic site preserving the location of the Battle of Gettysburg, serving as a primary anchor for tourism and local identity.
Data sourced from US Census Bureau and Data USA.
applies when — Residential dwellings built before 1978.
Mandatory disclosure of known lead-based paint hazards.
Federal mandate incorporated into state disclosure expectations
Municipalities may enact zoning, subdivision, and land development ordinances.
Pennsylvania Municipalities Planning Code (53 P.S. §§ 10101 et seq.)
applies when — Communities with >12 units created after Feb 3, 1997.
Governed by the Uniform Planned Community Act (UPCA) regarding assessments, common elements, and association powers.
68 Pa. C.S. §§ 5101-5414
Borrowers may cure default up to one hour before the foreclosure auction by paying all past-due amounts, fees, and costs.
Act 6 and Act 91
Lenders must file a lawsuit and obtain a court judgment to foreclose; non-judicial or power-of-sale is prohibited.
Pennsylvania Rules of Civil Procedure Rules 1141-1150
applies when — Owner-occupied primary residences.
Formula: (Assessed Value - Exclusion Amount) × Tax Rate = Tax Owed. Exclusion amount varies by school district and county.
Taxpayer Relief Act (Act 1 of 2006)
Tax = Assessed Value × Local Millage Rate (1 mill = $1 per $1,000 of assessed value).
Pennsylvania Constitution Art. VIII
applies when — Applies to transfers of 1–4 unit residential properties.
Sellers must provide a written statement disclosing known material defects before the agreement of sale is signed.
68 Pa. C.S. §§ 7301-7315
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.