LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 01037 sells for about $467,660, or $301 per square foot.

Prices are up +1.3% from a year ago, so sellers still have some momentum. Homes take about 28.1 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,100 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 01037 — Hardwick

Worcester County →Worcester marketrefreshed Sep 16, 2026next refresh Oct 16, 2026
Market mood · cautiously optimistic

The housing market in the 01037 area remains stable, characterized by low inventory and steady demand typical of rural Worcester County. While regional prices have seen modest year-over-year growth, the market pace is driven by limited supply and consistent buyer interest in the area's rural lifestyle. Figures provided reflect a mix of specific ZIP-level census data and broader Worcester County market trends where local data is limited.

Who this ZIP fits

This ZIP is best suited for those seeking a quiet, rural lifestyle, including families and individuals who prioritize space over proximity to urban employment centers.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 48.1 km²Water area · 0.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$467,660
+1.3% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
28 days
Active listings
2,709
Listings with price cuts
6%
share of active listings
Sale-to-list ratio
102.45%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
83
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
57
Growth/100

Median prices moved up 1.3% year over year.

86
Liquidity/100

Homes spend a median of 28 days on market with 2.4 months of supply — a fast-moving market.

94
Momentum/100

6% of listings have cut prices · homes sell at 102.45% of asking — demand is running ahead of supply.

96
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 7.5% — a stable, low-distress profile.

Census trends · population flowsACS 2024 5-year estimates
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
572

ZCTA 01037, Worcester County MA

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1%
Foreign-born residents
6
Naturalized (of foreign-born)
100%
Non-citizens (of population)
0%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Asia
100%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Taxation

Property taxes are assessed at the municipal level in Massachusetts based on fair market value; Hardwick town maintains its own tax rate structure.

Transportation & commute

Residents typically face a commute of approximately 38 minutes, reflecting the rural nature of the area and distance to regional employment hubs.

Recreation & amenities

The area offers access to rural landscapes and local outdoor recreation typical of the Hardwick region, with limited immediate commercial shopping.

Rental market

The rental market is limited in depth due to the small population and rural character of the ZIP code.

Economy & employers

The local economy is primarily rural with ties to the broader Worcester County industrial and service sectors.

Transportation & infrastructure

Transportation is heavily reliant on personal vehicles due to the lack of public transit infrastructure in this rural area.

County appraisal district

The Worcester County assessment regime relies on municipal-level appraisal districts to determine property values for tax purposes.

Special districts

Parcels are subject to local municipal taxes and regional school district levies.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard exposure typical of Central Massachusetts.

Foreclosure doctrine

Massachusetts is a judicial foreclosure state requiring court oversight for the foreclosure process.

Disclosure doctrine

Massachusetts requires sellers to provide a property disclosure statement regarding the condition of the home.

Discovery profileACS 2024 5-year estimates
Census profile · ZCTA 01037, Worcester County MA
Population
572
Median age
65.8 yrs
Owner-occupancy
85%
Median home value
$325,000
Median gross rent
$1,200
Median household income
$74,722
Median year built
1981
Vacancy rate
5%
Renter share
15%
Owner cost burden
20%
Renter cost burden
30%
Population change
0%
Net migration
0
Work-from-home share
15%
Mean commute
38 min
Bachelor's or higher
35%
Unemployment
0%
Poverty rate
7.5%
Avg household size
2.4
White
95%
Other
5%

Data retrieved from Census Reporter and ACS 2024 profiles.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hardwick ElementaryElementaryNot ratedQuabbin Regional School DistrictServes the local community.
School districts
Quabbin Regional School DistrictNot ratedRegional district serving multiple towns including Hardwick.
Utilities & services
ElectricNational GridPrimary provider for the region.
Major employers & industries
Worcester County Regional EmployersDiversifiedRegional employment base.
Amenities & attractions1 retained amenity
Inside this ZIP
Hardwick Town Center
Historic District

Features historic architecture and community landmarks.

Sources · 6 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.