The story of this market
The typical home in ZIP 01451 sells for about $850,000, or $345 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $1,250 a month.
ZIP 01451 — Harvard
The Harvard housing market remains characterized by low inventory and high demand, keeping prices elevated despite broader regional fluctuations. Buyers are primarily families attracted to the top-tier school district, resulting in competitive bidding for well-maintained properties. The market is stable, with limited new construction ensuring that supply remains constrained.
This ZIP is ideal for affluent families seeking high-performing schools and a quiet, rural-suburban lifestyle, as well as professionals commuting to the I-495 technology corridor.
Median prices moved up 4.2% year over year.
Homes spend a median of 28 days on market with 3.2 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 99.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.7% · poverty 4.4% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 01451, Worcester County, MA
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Harvard is characterized by very low crime rates, consistently ranking among the safest communities in Worcester County and the state of Massachusetts.
The Harvard Public Schools district is highly regarded, with Bromfield School consistently receiving top-tier state and national rankings for academic performance.
The area faces moderate risks related to winter storms and localized flooding near the Nashua River, with standard insurance requirements for homeowners.
Economic momentum is driven by proximity to the Route 2 corridor and the I-495 tech belt, though the town maintains a largely residential, rural-suburban character with limited commercial expansion.
Property taxes are determined by the Town of Harvard's annual budget and tax rate, which is set by the Board of Selectmen; the town does not utilize special MUD or PID districts.
Commuters primarily utilize Route 2 to access the I-495 belt and the Greater Boston employment core, with limited public transit options available directly within the town.
The area features extensive conservation land, the Oxbow National Wildlife Refuge, and proximity to Bare Hill Pond for seasonal recreation and boating.
The rental market is extremely tight with very low vacancy rates, primarily consisting of single-family home rentals and limited multi-family inventory.
The local economy is anchored by proximity to the I-495 technology and life sciences corridor, with many residents employed in professional, scientific, and technical services.
Development is strictly managed through local zoning to preserve the town's rural character, with no major high-density projects currently approved.
The area is served by the Harvard Public Schools district; there are no special utility or hospital districts attached to residential parcels.
Property insurance premiums are stable, though homeowners in flood-prone areas near the Nashua River may require supplemental flood insurance.
Data retrieved from data.census.gov ZCTA 01451 profile.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Extensive protected wetlands and trails along the Nashua River.
Popular local spot for swimming, kayaking, and seasonal recreation.
Historic site featuring art, history, and scenic views of the Nashua River Valley.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.