LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 05446 sells for about $541,699, or $255 per square foot.

Prices are down 2% from a year ago, which gives buyers more room to negotiate. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $1,474 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 05446 — Colchester

Chittenden County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The housing market in 05446 remains competitive, characterized by low inventory and steady demand from local buyers. While year-over-year prices have seen a slight correction, the area's strong economic fundamentals and proximity to Burlington continue to support long-term value. Market activity is currently balanced, with homes selling near asking price.

Who this ZIP fits

This ZIP is well-suited for families and professionals seeking a balance between suburban living and access to the Burlington employment core, as well as those prioritizing lakefront or rural-adjacent lifestyles.

Parent geography
Colchester · no city intel reportChittenden County →Vermont state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 94.8 km²Water area · 58.9 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$541,699
-2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
32 days
Active listings
67
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
40
Growth/100

Median prices moved down 2.0% year over year.

78
Liquidity/100

Homes spend a median of 32 days on market with 3.5 months of supply — a fast-moving market.

78
Momentum/100

15% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

90
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 7.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$200,000$400,000$600,000$800,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$3,000$4,500$6,000$7,500$9,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
16,452

ZCTA 05446, Chittenden County VT

Area context
Crime & safety

Colchester generally experiences low crime rates, consistent with the broader Chittenden County region, with property crime being the most frequently reported incident type.

Schools & education

The area is served by the Colchester School District, which is generally regarded as providing high-quality public education with strong community support.

Environmental & hazard

The ZIP code faces moderate risks related to winter weather and potential flooding near Lake Champlain, with standard insurance coverage typically available.

Growth & development

Economic momentum is driven by proximity to Burlington, major employers like Saint Michael's College, and ongoing residential development in the Champlain Valley.

Taxation

Property taxes are assessed at the municipal level in Vermont, with rates determined by local school budgets and state-wide education funding formulas.

Transportation & commute

Residents primarily commute by car toward Burlington and the surrounding Chittenden County employment hubs, with average commute times reflecting regional traffic patterns.

Recreation & amenities

The area features extensive access to Lake Champlain, numerous town parks, and proximity to regional trail networks and shopping centers in Colchester and Burlington.

Rental market

The rental market is characterized by low vacancy rates and high demand, driven by the presence of Saint Michael's College and the regional workforce.

Economy & employers

The economy is anchored by higher education, healthcare, and professional services, with significant employment ties to the nearby Burlington metropolitan area.

Transportation & infrastructure

Transportation is primarily highway-dependent, with I-89 serving as the main artery for regional connectivity.

Development pipeline

Development is focused on infill residential projects and infrastructure improvements to support the growing population in the Champlain Valley.

Special districts

Parcels are subject to municipal and school district taxes, with specific utility districts providing water and sewer services.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard profiles, including winter storm risks and proximity to water bodies.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 05446, Chittenden County VT
Population
16,452
Median age
41.3 yrs
Owner-occupancy
68.5%
Median home value
$357,100
Median gross rent
$1,450
Median household income
$97,475
Median year built
1981
Vacancy rate
4.2%
Renter share
31.5%
Owner cost burden
22%
Renter cost burden
38%
Population change
+0.5%
Net migration
120
Work-from-home share
25%
Mean commute
22.5 min
Bachelor's or higher
48.2%
Unemployment
3.9%
Poverty rate
7%
Avg household size
2.4
White
91.2%
Asian
3.5%
Hispanic
2.1%
Other
3.2%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Colchester High SchoolHigh7/10Colchester School DistrictServes the majority of the ZIP code.
School districts
Colchester School DistrictB+Primary district serving the Colchester area.
Utilities & services
ElectricGreen Mountain PowerPrimary provider for the region.
InternetBurlington Telecom/XfinityMajor broadband providers in the area.
Major employers & industries
Saint Michael's CollegeEducationMajor regional employer.
Major amenities · ZIP 05446
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
11 · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
6 · 20 mi
Golf
3 · 13 mi
Shopping & dining districts
13 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Lake Champlain
Waterfront

Provides extensive recreational opportunities including boating, fishing, and scenic views.

Saint Michael's College
Education/Anchor

A major local institution that serves as a cultural and economic anchor for the community.

On the horizon · announced & under construction
Colchester Residential ExpansionResidentialOngoingVarious small-to-medium scale residential developments are consistently under construction to meet regional housing demand.
Deterministic roll-up
1 of 1 researched properties contributed
Median sale price
$541,699
Closed sales (monthly)
1
Median asking rent
$1,982/mo
Distress filings (ledger)
0

Deterministic aggregate of 1 researched property in this ZIP (latest reading each) — each property weighs one; per point, properties lacking the value are excluded. Property-level records (taxes, scores, permits) never roll individually.

Sources · 5 cited

No county-record distress flags across 1 researched property on the ARED base layer. Key-figure check: median price corroborated by the researched-property base layer (within 12.5%).