LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 05464 sells for about $380,605, or $215 per square foot.

Prices are roughly flat from a year ago (+0.7%), a market in balance. Homes take about 62 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,186 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 05464 — Cambridge

Lamoille County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · neutral

The 05464 housing market is currently stable, characterized by a mix of primary residences and seasonal/vacation properties. High vacancy rates reflect the resort-driven nature of the area, while home values have seen modest growth consistent with broader regional trends.

Who this ZIP fits

This ZIP is best suited for outdoor enthusiasts, resort-area employees, and those seeking a rural lifestyle, though the high vacancy rate and seasonal nature of the local economy require careful consideration for long-term investors.

Parent geography
Cambridge · no city intel reportLamoille County →Vermont state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 146.8 km²Water area · 1.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$380,605
+0.7% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
62 days
Active listings
129
Listings with price cuts
14%
share of active listings
Sale-to-list ratio
98.2%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
66
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
53
Growth/100

Median prices moved up 0.7% year over year.

43
Liquidity/100

Homes spend a median of 62 days on market with 7.2 months of supply — a balanced-paced market.

73
Momentum/100

14% of listings have cut prices · homes sell at 98.2% of asking — demand is running ahead of supply.

96
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 7.3% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$180,000$270,000$360,000$450,000$540,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$2,000$4,000$6,000$8,000$10,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.8%

versus the prior ACS vintage

Population base
2,998

ZCTA 05464, Lamoille County VT

Area context
Crime & safety

Crime rates in the Cambridge/Jeffersonville area are generally low and consistent with rural Vermont standards, with no significant upward trends reported.

Schools & education

Schools serving the area are part of the Lamoille North Supervisory Union, generally characterized as providing a stable, community-focused educational environment typical of rural Vermont.

Environmental & hazard

The area faces moderate risks related to seasonal flooding near the Lamoille River and winter weather impacts, with standard insurance requirements for property owners.

Growth & development

Economic momentum is driven by tourism related to Smugglers' Notch Resort and local small-scale commerce, with limited large-scale industrial development.

Taxation

Property taxes are assessed at the municipal and state education tax levels; Vermont utilizes a statewide education property tax system with income-based adjustments available for primary residents.

Transportation & commute

Commuting typically requires personal vehicles for travel toward employment hubs in Chittenden County, as public transit options are limited in this rural geography.

Recreation & amenities

The area is a major destination for outdoor recreation, featuring immediate access to Smugglers' Notch Resort for skiing and hiking, as well as proximity to the Lamoille Valley Rail Trail.

Rental market

The rental market is characterized by high vacancy rates, partly due to seasonal housing and short-term rental inventory associated with the nearby resort.

Economy & employers

The local economy is heavily anchored by the tourism and hospitality sector, specifically the operations of Smugglers' Notch Resort and associated service businesses.

Transportation & infrastructure

Transportation is primarily highway-based via VT-15 and VT-108; there is no significant public transit infrastructure.

Development pipeline

Development is largely constrained by rural zoning and environmental protections, with no major large-scale commercial projects currently in the pipeline.

County appraisal district

Not applicable for ZIP level.

Special districts

Parcels are subject to local municipal taxes and the Lamoille North Supervisory Union school district levies.

Insurance & hazard market

Property insurance premiums are influenced by rural fire protection ratings and flood risk zones near the Lamoille River.

Migration & population flows

Not applicable for ZIP level.

Foreclosure doctrine

Not applicable for ZIP level.

Disclosure doctrine

Not applicable for ZIP level.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 05464, Lamoille County VT
Population
2,998
Median age
37 yrs
Owner-occupancy
72.4%
Median home value
$326,100
Median gross rent
$1,150
Median household income
$78,450
Median year built
1984
Vacancy rate
26.4%
Renter share
27.6%
Owner cost burden
22.1%
Renter cost burden
38.5%
Population change
+0.8%
Work-from-home share
18.2%
Mean commute
28.4 min
Bachelor's or higher
34.2%
Unemployment
1.9%
Poverty rate
7.3%
Avg household size
2.35
White
94.2%
Hispanic
1.8%
Other
4%

Data retrieved from data.census.gov ZCTA 05464 profile.

Public schools · 2
Cambridge Elementary SchoolElementaryN/ALamoille NorthServes local K-4 students.
Lamoille Union Middle/High SchoolMiddle/HighN/ALamoille NorthRegional secondary school.
School districts
Lamoille North Supervisory UnionN/ACovers the Cambridge and Jeffersonville area.
Utilities & services
ElectricVermont Electric CooperativePrimary rural provider.
InternetConsolidated CommunicationsPrimary broadband provider.
Major employers & industries
Smugglers' Notch ResortTourism/HospitalityMajor regional employer.
Major amenities · ZIP 05464
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
6 · 20 mi
Family fun & things to do
12 · 13 mi
Parks, trails & nature
10 · 13 mi
Shopping & dining districts
1 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Smugglers' Notch Resort
Resort

Major year-round destination for skiing, hiking, and family activities.

Lamoille Valley Rail Trail
Trail

Extensive multi-use trail system for cycling and walking.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.