LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 05489 sells for about $467,500, or $234 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 48 days to sell. HUD's fair market rent for a two-bedroom is $1,850 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 05489 — Underhill

Chittenden County →refreshed Sep 26, 2026next refresh Oct 26, 2026
Market mood · cautiously optimistic

The housing market in 05489 remains tight with low inventory and steady demand, keeping prices elevated. Buyers are facing a competitive environment, though the pace of appreciation has moderated compared to previous years. The area's appeal as a rural retreat with access to Burlington continues to drive interest.

Who this ZIP fits

This ZIP is ideal for families and outdoor enthusiasts seeking a quiet, rural lifestyle while maintaining a manageable commute to the Burlington employment core.

Parent geography
Underhill · no city intel reportChittenden County →Vermont state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 152.5 km²Water area · 0.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$467,500
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
48 days
Active listings
12
Listings with price cuts
15%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
77
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

68
Liquidity/100

Homes spend a median of 48 days on market with 4.0 months of supply — a fast-moving market.

73
Momentum/100

15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.7% · poverty 6.2% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$270,000$360,000$450,000$540,000$630,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$4,750$5,700$6,650$7,600$8,550

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
3,484

ZCTA 05489, Chittenden County VT

Area context
Crime & safety

Underhill is a rural community with very low reported crime rates, consistently ranking well below both state and national averages for violent and property crime.

Schools & education

Schools serving the area are generally well-regarded, with the Mount Mansfield Unified Union School District providing a strong academic environment for local students.

Environmental & hazard

The area faces moderate risks from winter weather and seasonal flooding in low-lying areas, with property insurance premiums reflecting standard New England hazard profiles.

Growth & development

Economic momentum is driven by proximity to the Burlington metropolitan area, with residents often commuting to major employers in the tech, healthcare, and education sectors.

Taxation

Property taxes are assessed at the municipal level based on fair market value, with education funding primarily handled through the state's uniform property tax system.

Transportation & commute

Commuting typically requires a personal vehicle, with most residents driving 25-40 minutes to reach major employment hubs in Burlington or Winooski.

Recreation & amenities

The area offers extensive access to outdoor recreation, including hiking trails in the Green Mountains, local parks, and proximity to winter sports venues.

Rental market

The rental market is characterized by low inventory and high demand, with many properties serving as long-term housing for local workers and families.

Economy & employers

The local economy is largely supported by small businesses, agriculture, and the broader Chittenden County labor market, which includes major employers like the University of Vermont and UVM Medical Center.

Development pipeline

Development is primarily focused on low-density residential growth, with strict zoning to preserve the rural character of the town.

Special districts

Parcels are subject to local municipal taxes and the statewide education property tax.

Insurance & hazard market

Property insurance remains stable, though premiums are influenced by the region's susceptibility to severe winter storms.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 05489, Chittenden County VT
Population
3,484
Median age
39.4 yrs
Owner-occupancy
88.5%
Median home value
$425,000
Median gross rent
$1,450
Median household income
$88,450
Median year built
1979
Vacancy rate
4.2%
Renter share
11.5%
Owner cost burden
22%
Renter cost burden
35%
Population change
+0.5%
Work-from-home share
28%
Mean commute
32.5 min
Bachelor's or higher
52%
Unemployment
2.7%
Poverty rate
6.2%
Avg household size
2.54
White
96.2%
Other
3.8%

Data retrieved from US Census Bureau ZCTA 05489 profiles.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Underhill Central SchoolElementary8/10Mount Mansfield Unified UnionHighly rated local elementary school.
Browns River Middle SchoolMiddle7/10Mount Mansfield Unified UnionServes the broader Underhill/Jericho area.
Mount Mansfield Union High SchoolHigh8/10Mount Mansfield Unified UnionComprehensive high school serving the district.
School districts
Mount Mansfield Unified Union School DistrictB+Covers the Underhill and Jericho communities.
Utilities & services
InternetVTel / Consolidated CommunicationsFiber and DSL availability varies by location.
ElectricVermont Electric CooperativePrimary regional provider.
Natural GasVermont Gas SystemsAvailable in select areas.
Major employers & industries
University of VermontEducation/HealthcareMajor regional employer.
UVM Medical CenterHealthcareLargest employer in the region.
Major amenities · ZIP 05489
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
18 · 13 mi
Parks, trails & nature
17 · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Golf
2 · 13 mi
Shopping & dining districts
4 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities
Inside this ZIP
Mount Mansfield State Forest
Park

Extensive hiking and outdoor recreation area.

Underhill State Park
Park

Popular destination for camping and mountain access.

Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.