The story of this market
The typical home in ZIP 05492 sells for about $320,000, or $203 per square foot.
Prices are down 5.4% from a year ago, which gives buyers more room to negotiate. Homes take about 54 days to sell. HUD's fair market rent for a two-bedroom is $1,110 a month.
ZIP 05492 — Waterville
The housing market in 05492 remains stable with low inventory and modest price adjustments consistent with broader rural Vermont trends. Demand is driven by local residents and those seeking rural living, though limited supply keeps the market balanced. Figures reflect a small, rural population base with minimal recent development activity.
This ZIP is best suited for those seeking a quiet, rural lifestyle, including families and individuals who prioritize outdoor access over proximity to urban employment centers.
Median prices moved down 5.4% year over year.
Homes spend a median of 54 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.2% · poverty 4.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 05492, Lamoille County VT
The area is served by local public schools within the Lamoille North Supervisory Union, generally characterized by small class sizes and rural community engagement.
The region faces standard New England climate risks, including seasonal flooding near water bodies and winter storm impacts; property insurance remains stable but sensitive to regional weather patterns.
Economic momentum is driven by local tourism, agriculture, and small-scale service industries, with limited large-scale commercial development in this rural ZIP.
Property taxes are assessed at the town level based on fair market value, with education funding determined by a statewide property tax formula.
Commuting typically requires a personal vehicle, with residents traveling toward regional employment hubs like Morrisville or Burlington via state routes.
The area offers immediate access to rural outdoor amenities, including hiking trails, local parks, and proximity to Vermont's seasonal recreational attractions.
The rental market is characterized by low inventory and high demand, with limited turnover in the small-scale residential housing stock.
The local economy is primarily supported by small businesses, agriculture, and tourism-related services within Lamoille County.
Development is limited to small-scale residential improvements with no major commercial projects currently reported.
Parcels are subject to local town taxes and the Lamoille North Supervisory Union school district levies.
Standard residential coverage is available, though premiums are influenced by regional wildfire and flood risk assessments.
Data retrieved from Vermont-Demographics.com and US Census Bureau.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Smugglers' Notch Resort4.58.4 mi
- Stowe Mountain Resort4.212.8 mi
- Martell's at the Red Fox4.47.4 mi
- Sterling Gorge Falls4.612.1 mi
- Historic Grist Mill Covered Bridge4.76 mi
- Brewster River Gorge Trailhead4.86 mi
- ArborTrek Canopy Adventures4.98 mi
- Smugglers' Notch Distillery4.55.6 mi
- Historic Gold Brook Covered Bridge4.619.2 mi
- Historic Grist Mill Covered Bridge4.76 mi
- Rock Art Brewery4.813 mi
- Old Red Mill and Craft Shop4.718.5 mi
- Historic Cambridge Junction Covered Bridge4.84.9 mi
- Sterling Pond Trail4.810.8 mi
- Sterling Gorge Falls4.612.1 mi
- Brewster River Gorge Trailhead4.86 mi
- Market 32412.8 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community green space for recreation.
Provides fishing and scenic access.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.