LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21031 sells for about $525,000, or $245 per square foot.

Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 28 days to sell, which is fast. HUD's fair market rent for a two-bedroom is $2,150 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21031 — Hunt Valley

Baltimore County →refreshed Sep 29, 20262 cycles retainednext refresh Oct 29, 2026
Market mood · cautiously optimistic

The 21031 housing market remains stable with steady price appreciation driven by low inventory and high demand for well-located suburban properties. While sales volume is modest, the area's strong economic base and school quality continue to attract professional buyers. Market conditions are currently balanced, with no significant signs of volatility.

Who this ZIP fits

This ZIP is ideal for corporate professionals and families seeking a balance of suburban tranquility and proximity to major employment hubs, with excellent access to transit and retail amenities.

Parent geography
Hunt Valley · no city intel reportBaltimore County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 2.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$525,000
+2.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
28 days
Active listings
42
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
79
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
62
Growth/100

Median prices moved up 2.4% year over year.

82
Liquidity/100

Homes spend a median of 28 days on market with 3.1 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

100
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$350,000$420,000$490,000$560,000$630,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$4,200$4,900$5,600$6,300$7,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Population base
26

ZCTA 21031, Baltimore County MD

Area context
Crime & safety

Crime rates in the Hunt Valley area are generally lower than the Maryland state average, with property crime being the primary concern. Local law enforcement reports stable trends in recent years.

Schools & education

The area is served by highly-rated public schools within the Baltimore County Public Schools system, known for strong academic performance and college readiness programs.

Environmental & hazard

The region faces moderate risk from severe thunderstorms and occasional flooding in low-lying areas near the Gunpowder Falls; wildfire risk is minimal.

Growth & development

Hunt Valley serves as a major commercial and employment hub in northern Baltimore County, featuring significant corporate office parks and retail centers that drive local economic momentum.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.

Transportation & commute

Commuters primarily utilize I-83 for access to downtown Baltimore, with the Light RailLink providing a direct transit connection to the city's employment core.

Recreation & amenities

The area offers extensive outdoor access via the NCR Trail and nearby Loch Raven Reservoir, alongside significant retail and dining options at the Hunt Valley Towne Centre.

Rental market

The rental market is characterized by high demand for luxury apartment complexes and townhomes, with low vacancy rates driven by proximity to major corporate employers.

Economy & employers

The economy is anchored by the Hunt Valley business district, which hosts major corporate headquarters, financial services, and technology firms, providing a stable employment base.

Transportation & infrastructure

The area is well-connected via the I-83 corridor and the MTA Light RailLink, facilitating efficient transit to Baltimore City and surrounding suburbs.

Development pipeline

Development is focused on transit-oriented density near the Light Rail station and the modernization of existing commercial retail centers.

County appraisal district

The Baltimore County Department of Assessments and Taxation manages property valuations, typically reassessing properties on a three-year cycle.

Special districts

Parcels are subject to Baltimore County public school and library taxes, with no significant MUD/PID districts reported.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low risk profile for major natural disasters compared to coastal regions.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 21031, Baltimore County MD
Population
26
Median age
42.5 yrs
Owner-occupancy
78.2%
Median home value
$515,000
Median gross rent
$2,100
Median household income
$115,000
Median year built
1988
Vacancy rate
3.5%
Renter share
21.8%
Owner cost burden
22.5%
Renter cost burden
35.2%
Population change
+0.5%
Work-from-home share
28.5%
Mean commute
32.4 min
Bachelor's or higher
62.1%
Unemployment
0%
Poverty rate
0%
Avg household size
2.6
White
88.5%
Black
4.2%
Asian
3.8%
Hispanic
2.5%
Other
1%

Data retrieved from data.census.gov ZCTA 21031 profile tables.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Hunt Valley ElementaryElementary8/10Baltimore County Public SchoolsHighly regarded for academic performance.
Cockeysville MiddleMiddle7/10Baltimore County Public SchoolsStrong extracurricular programs.
Dulaney HighHigh9/10Baltimore County Public SchoolsConsistently ranked among top high schools in the state.
School districts
Baltimore County Public SchoolsB+Large district serving the entire county with diverse academic offerings.
Utilities & services
InternetComcast/Verizon FiosHigh-speed fiber and cable availability.
Natural GasBGEPrimary provider for the region.
ElectricBGERegulated utility provider.
Water/SewerBaltimore County DPWPublic utility service.
Trash/RecyclingBaltimore CountyWeekly curbside collection.
Major employers & industries
McCormick & CompanyFood ManufacturingGlobal headquarters located in the vicinity.
T. Rowe PriceFinancial ServicesMajor regional office presence.
CareFirst BlueCross BlueShieldHealthcareSignificant regional employment hub.
Major amenities · ZIP 21031
Theme, amusement & water parks
18 · 20 mi
Entertainment venues, stadiums & amphitheaters
13 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
19 · 13 mi
Lakes, marinas & beaches
15 · 20 mi
Shopping & dining districts
8 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Hunt Valley Towne Centre
Shopping/Dining

Major open-air retail and dining destination serving the northern Baltimore region.

NCR Trail
Park/Trail

A popular 20-mile rail-to-trail corridor for hiking, biking, and equestrian use.

Loch Raven Reservoir
Waterfront

Large protected watershed area offering fishing, boating, and extensive hiking trails.

On the horizon · announced & under construction
Hunt Valley Office Park RevitalizationMixed-UseOngoingMulti-phase redevelopment of aging office space into modern mixed-use residential and commercial units.
Sources · 3 cited

Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).