LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 21093 sells for about $542,500, or $245 per square foot.

Prices are up +13% from a year ago, so sellers still have some momentum. Homes take about 32 days to sell. HUD's fair market rent for a two-bedroom is $1,593 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 21093 — Lutherville-Timonium

Baltimore County →refreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The 21093 housing market remains competitive with steady demand and low inventory, driving a 13% year-over-year increase in median prices. While the market is stable, buyers are facing higher price points and limited options, which is keeping the market in a seller-favorable position.

Who this ZIP fits

This ZIP is ideal for families and professionals seeking a suburban lifestyle with convenient access to Baltimore's employment centers and high-quality school districts.

Parent geography
Lutherville-Timonium · no city intel reportBaltimore County →Maryland state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 52.4 km²Water area · 2.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$542,500
+13% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
32 days
Active listings
128
Listings with price cuts
18%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
86
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 13.0% year over year.

82
Liquidity/100

Homes spend a median of 32 days on market with 2.8 months of supply — a fast-moving market.

70
Momentum/100

18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

92
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.1% · poverty 4.9% — a stable, low-distress profile.

Market pressure
Market momentum · distress to ascension
Firming · +19
Share under contract in 2 weeks0.72▲
Months of supply0.59▲
Share sold above list0.43▲
Unemployment rate4.1▲
Housing vacancy rate4.4▲
Sale price, year over year0.13▲
Sale-to-list ratio1▲
Sale vs list price (price cuts)2.47▲
FHFA ZIP price index, year over year2.54▼
Inventory, year over year-0.08▲
Days on market, year over year-0.5▲
Foreclosure filings per 100 sales0▲
Pending sales, year over year-0.01▼
New listings, year over year-0.01▲
Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$375,000$450,000$525,000$600,000$675,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$4,200$4,900$5,600$6,300$7,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 3.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
+150 people

net influx — more people moved in than out

Population base
39,100

ZCTA 21093, Baltimore County MD

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
12%
Foreign-born residents
4,678
Naturalized (of foreign-born)
63%
Non-citizens (of population)
4.4%
Entered 2010 or later (of foreign-born)
25.6%
World region of birth (foreign-born)
Asia
56.3%
Europe
21.9%
Africa
11.6%
Americas
10.1%
Oceania
0.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the Lutherville-Timonium area are generally considered lower than the Baltimore city average, with the community maintaining a suburban safety profile.

Schools & education

The area is served by the Baltimore County Public Schools system, which is generally well-regarded with several highly rated elementary and secondary schools.

Environmental & hazard

The region faces standard mid-Atlantic climate risks, including occasional heavy rainfall and wind events; flood risk is localized to specific low-lying areas near stream valleys.

Growth & development

Economic momentum is driven by proximity to the Towson employment hub and the York Road commercial corridor, with ongoing redevelopment of older retail centers into mixed-use spaces.

Taxation

Property taxes are levied by Baltimore County with additional state-level assessments; the area does not utilize MUDs, though specific special taxing districts may apply to certain commercial developments.

Transportation & commute

Residents primarily commute via I-83 or the York Road corridor toward downtown Baltimore or Towson, with access to the Light Rail transit system in nearby Timonium.

Recreation & amenities

The area features proximity to the NCR Trail for hiking and biking, several local community parks, and easy access to shopping and dining along the York Road corridor.

Rental market

The rental market is characterized by steady demand and limited vacancy, with a mix of garden-style apartments and single-family rentals.

Economy & employers

The local economy is anchored by healthcare, education, and professional services, with significant employment hubs in nearby Towson and Baltimore City.

Transportation & infrastructure

The area is served by I-83 and the Maryland Transit Administration's Light Rail, providing direct access to Baltimore's central business district.

Development pipeline

Development is focused on transit-oriented projects and the revitalization of existing commercial corridors.

County appraisal district

Baltimore County utilizes a triennial assessment cycle for property tax purposes.

Special districts

Parcels are subject to Baltimore County property taxes and standard school district levies.

Insurance & hazard market

Property insurance premiums are stable, reflecting the area's low-to-moderate risk profile for natural disasters.

Discovery profileACS 2023 5-year estimates
Census profile · ZCTA 21093, Baltimore County MD
Population
39,100
Median age
45.3 yrs
Owner-occupancy
68.5%
Median home value
$485,000
Median gross rent
$1,850
Median household income
$61,417
Median year built
1976
Vacancy rate
4.2%
Renter share
31.5%
Owner cost burden
22.4%
Renter cost burden
41.2%
Population change
+0.5%
Net migration
150
Work-from-home share
28.4%
Mean commute
29.5 min
Bachelor's or higher
58.2%
Unemployment
4.1%
Poverty rate
4.9%
Avg household size
2.32
White
72.4%
Black or African American
12.1%
Asian
8.5%
Hispanic or Latino
4.2%
Other
2.8%

Data retrieved from data.census.gov ZCTA 21093 profile.

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Lutherville LaboratoryElementary8/10Baltimore County Public SchoolsHighly rated magnet school.
Ridgely Middle SchoolMiddle7/10Baltimore County Public SchoolsServes the core Lutherville area.
Towson High SchoolHigh9/10Baltimore County Public SchoolsTop-performing high school in the region.
School districts
Baltimore County Public SchoolsB+Large district serving the entire county with diverse school performance.
Utilities & services
ElectricBGEPrimary provider in the region.
Natural GasBGEPrimary provider in the region.
InternetComcast/VerizonBroadband and fiber availability.
Water/SewerBaltimore County DPWPublic utility service.
Major employers & industries
Greater Baltimore Medical CenterHealthcareMajor regional employer.
Towson UniversityEducationSignificant regional economic anchor.
Major amenities · ZIP 21093
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
14 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
20+ · 20 mi
Parks, trails & nature
19 · 13 mi
Golf
14 · 13 mi
Shopping & dining districts
5 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Lutherville Historic District
Landmark

A preserved area featuring significant 19th-century architecture.

NCR Trail
Trail

A popular multi-use rail-trail for hiking and cycling.

York Road Corridor
Shopping/Dining

The primary commercial artery serving the community with diverse retail options.

On the horizon · announced & under construction
York Road Mixed-Use RedevelopmentMixed-UseApprovedOngoing conversion of aging retail sites into residential and commercial space.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.