The story of this market
The typical home in ZIP 21131 sells for about $475,000, or $218 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 35 days to sell. HUD's fair market rent for a two-bedroom is $2,800 a month.
ZIP 21131 — Phoenix
The Phoenix 21131 market remains stable with high demand for single-family homes, driven by its reputation for quality schools and quiet, spacious living. Inventory remains tight, which continues to support price appreciation despite broader economic headwinds. Figures for months of supply and specific sales counts are based on current market activity reports.
This ZIP is ideal for families and professionals seeking a quiet, spacious, and semi-rural lifestyle with easy access to Baltimore, prioritizing privacy and outdoor amenities over urban density.
Median prices moved up 4.2% year over year.
Homes spend a median of 35 days on market with 3.1 months of supply — a fast-moving market.
12% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 4.7% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.7%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.4%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 21131, Baltimore County MD
Phoenix is generally considered a low-crime, safe residential area with crime rates significantly lower than the regional average for the Baltimore metropolitan area.
The area is served by highly-rated public schools within the Baltimore County Public Schools system, known for strong academic performance and community engagement.
The area is primarily inland and not prone to coastal flooding, though residents should monitor local flood maps for proximity to stream valleys; wildfire risk is low.
The area maintains a stable, low-density residential character with limited new commercial development, focusing on preserving its rural-suburban aesthetic.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Maryland) — Maryland Real Property Assessment and Taxation: Property is assessed at its phased-in use value. The tax is calculated by multiplying the assessed value by the applicable state and local tax rates.
Commuting to Baltimore's employment core is primarily car-dependent, typically requiring a 30-45 minute drive via I-83 or local arterial roads like Jarrettsville Pike.
The area offers extensive outdoor recreation, including proximity to Loch Raven Reservoir for hiking and fishing, as well as local golf courses and equestrian trails.
The rental market is limited and primarily consists of single-family home rentals, with low vacancy pressure and high demand for spacious, quiet properties.
The local economy is largely residential, with residents commuting to major employers in the Baltimore metro area, including healthcare, education, and government sectors.
Public transit options are minimal; the area is almost entirely dependent on private vehicle transportation for all daily needs.
Development is strictly managed by county zoning, with a strong emphasis on maintaining the existing low-density, semi-rural character of the community.
The Baltimore County Office of Budget and Finance manages property assessments, which are conducted on a triennial cycle.
Parcels are subject to Baltimore County property taxes and are served by the Baltimore County Public Schools district.
Property insurance premiums are generally stable, reflecting the area's low risk for natural disasters compared to coastal or high-wildfire regions.
Data retrieved from US Census Bureau ZCTA profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Dave & Buster's4.29.7 mi
- Round1 Bowling & Arcade - Towson3.86.6 mi
- Urban Air Trampoline and Adventure Park3.812.9 mi
- Sky Zone Timonium4.35.4 mi
- Monster Mini Golf Towson4.66.9 mi
- CFG Bank Arena4.114.6 mi
- M&T Bank Stadium4.715.4 mi
- Camden Yards4.814.9 mi
- Oriole Park at Camden Yards4.715 mi
- The Baltimore Convention Center4.414.8 mi
- The Maryland Zoo in Baltimore4.412.9 mi
- Cinemark Towson and XD4.46.9 mi
- AMC White Marsh 163.910 mi
- Warehouse Cinemas Rotunda4.411.7 mi
- Peabody Heights Brewery4.812.1 mi
- National Aquarium4.614.7 mi
- Fort McHenry National Monument and Historic Shrine4.816 mi
- Baltimore Museum of Art4.812.1 mi
- The Walters Art Museum4.814.1 mi
- Port Discovery Children's Museum4.514.5 mi
- Ladew Topiary Gardens4.76.4 mi
- Sherwood Gardens4.811 mi
- Meadowood Regional Park4.78 mi
- Cylburn Arboretum4.711.3 mi
- Lago Maryland4.35.2 mi
- Sparrows Point Country Club4.517.2 mi
- Bar Harbor RV Park and Marina4.417.1 mi
- Port Covington Marina4.716.1 mi
- The Island at Flying Point Marina4.116.5 mi
- Anchorage Marina4.514.9 mi
- Pine Ridge Golf Course4.33.7 mi
- Greystone Golf Course4.69.9 mi
- Fox Hollow Golf Course4.33.7 mi
- Mountain Branch4.110.4 mi
- Eagle's Nest Country Club4.41.4 mi
- Towson Town Center4.46.7 mi
- White Marsh Mall4.39.7 mi
- The Rotunda4.411.7 mi
- Safeway3.912.7 mi
- Richardson Farms4.711.2 mi
- Baltimore/Washington International Thurgood Marshall Airport4.322.7 mi
- The Club BWI3.922.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional destination for hiking, fishing, and nature observation.
A public golf course offering scenic views and challenging play.
Key-figure check: median price diverges 68.2% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $799,000 (68.2% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $799,000 (+68.2% vs the published ten-year series (2024)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.