The story of this market
The typical home in ZIP 25420 sells for about $265,000, or $150 per square foot.
Prices are down 39.1% from a year ago, which gives buyers more room to negotiate. Homes take about 53 days to sell. HUD's fair market rent for a two-bedroom is $627 a month.
ZIP 25420 — Gerrardstown
The 25420 housing market is currently experiencing a correction in pricing following a period of rapid appreciation, with inventory levels stabilizing. Demand remains supported by the area's role as a commuter hub for the D.C. metro region, though buyers are becoming more price-sensitive.
This ZIP is ideal for commuters working in the D.C. metro area and families seeking more affordable housing options compared to the immediate urban core, while still maintaining access to essential amenities.
Median prices moved down 39.1% year over year.
Homes spend a median of 53 days on market with 4.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.0% · poverty 9.6% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 25420, Berkeley County WV
Crime rates in the Inwood area are generally lower than the national average, with property crime being the most frequently reported incident type.
Schools serving the 25420 ZIP code are part of the Berkeley County School District, which maintains a mix of ratings across its elementary and secondary institutions.
The area is subject to standard regional risks including seasonal flooding in low-lying zones and occasional severe wind events; property insurance remains stable but sensitive to regional weather patterns.
Economic momentum is driven by proximity to the Washington D.C. metro area and logistics hubs, with ongoing residential development supporting a growing commuter population.
Property taxes are assessed by Berkeley County based on a percentage of the property's fair market value, with specific levies for school and county services.
Residents primarily commute via I-81 toward employment centers in the Eastern Panhandle of West Virginia and the Northern Virginia/Maryland suburbs.
The area features access to local parks, community sports facilities, and proximity to the Potomac River for outdoor recreation, with basic retail shopping available in Inwood.
The rental market is characterized by steady demand from commuters, with moderate vacancy pressure and a growing presence of long-term rental properties.
The local economy is anchored by logistics, retail, and public sector employment, with a significant portion of the workforce commuting to the D.C. metropolitan area.
The area is served by I-81, providing a primary north-south corridor for regional transit and commuting.
Development is focused on residential expansion and supporting infrastructure to accommodate the influx of commuters.
The Berkeley County Assessor's office manages property valuations based on periodic assessments to determine tax liabilities.
Parcels are subject to Berkeley County school and municipal tax levies, with no major MUD/PID districts reported.
Property insurance premiums are influenced by regional hazard exposure, including wind and storm risks common to the Appalachian region.
Data retrieved from US Census Bureau ACS tables for ZCTA 25420.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Harpers Ferry Waterpark4.619.1 mi
- Chuck E. Cheese4.216.1 mi
- JayDee's Family Fun Center4.14 mi
- Appleland Sports Center419.8 mi
- Worlds Away Escape4.813.9 mi
- Summit Point Motorsports Park4.812.5 mi
- Alamo Drafthouse Cinema Winchester4.418.6 mi
- Golden Corral Buffet & Grill4.215.7 mi
- Clarke County Ruritan Fairgrounds4.516.4 mi
- Tomahawk MX4.811.4 mi
- Poor House Farm Park4.77 mi
- Clearbrook Park4.78.8 mi
- Berkeley Plaza Theater 74.111.6 mi
- Northside Lanes4.312.9 mi
- Black Draft Farm & Distillery4.610.3 mi
- Old Town Winchester4.614 mi
- Museum of the Shenandoah Valley4.813.9 mi
- Fort Frederick State Park4.717.1 mi
- Shenandoah Valley Discovery Museum4.714 mi
- Patsy Cline Historic House4.714.3 mi
- Poor House Farm Park4.77 mi
- Clearbrook Park4.78.8 mi
- Sleepy Creek Wildlife Management Area4.49 mi
- Third Winchester Battlefield Park4.612.4 mi
- James Hite Park4.612.1 mi
- Harpers Ferry Campground3.919.7 mi
- The Woods Golf Courses4.512.4 mi
- Cacapon Golf Club4.112.8 mi
- SwingFit56.5 mi
- Orr's Farm Market4.85.5 mi
- Virginia Farm Market LLC4.612.1 mi
- Gabe's4.28.5 mi
- T.J. Maxx4.38 mi
- Shawnee Springs Market4.610.1 mi
- Hagerstown Regional Airport (HGR/KHGR)4.430.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community park with recreational fields and walking paths.
Regional waterway providing fishing, boating, and scenic views.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.