The story of this market
The typical home in Berkeley County, West Virginia sells for about $354,950, or $198 per square foot.
Prices are up +3.9% from a year ago, so sellers still have some momentum. Homes take about 34 days to sell. Over the long run, values in this county have grown 104% since 2000. Last year 15 of 25 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,215 a month.
HUD sets the fair market rent for a 2-bedroom at $1,215 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2005 (+22.3%). Worst: 2009 (-14%). Hover to read a year.
Monthly price momentum
Home values since 2015
+8.9%
WV · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,682
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 25 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
48
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $35,234,177.
Mortgage activity
Home lending in this county
78.1%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 7074 | 3696 | 78.1% | 6.4% | $185,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Berkeley County, West Virginia
Berkeley County's housing market is characterized by sustained demand and rising home values, with a 3.9% year-over-year increase in home prices. While inventory levels have fluctuated, the county continues to see strong population growth, which is driving ongoing interest in the local real estate market.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 2 cities · 14 ZIP reports
Median prices moved up 0.5% year over year.
Homes spend a median of 58 days on market with 0.0 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 0.91% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 0.0% · poverty 0.0% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 14 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Sep 26
researched Sep 26
researched Sep 26
researched Sep 26
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researched Sep 26
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researched Sep 26
researched Sep 26
| 25401 | Martinsburg | $243,000 | $158 | +2.3% | 61 | — | — | — | 492 | $1,101 | researched Sep 26 |
| 25402 | Martinsburg | $325,000 | $178 | +3.8% | 45 | — | — | — | 399 | $1,604 | researched Sep 26 |
| 25403 | Martinsburg | $376,500 | $168 | -2.2% | 49 | — | — | — | 57 | $1,087 | researched Sep 26 |
| 25404 | Martinsburg | $292,074 | $90 | — | 24 | 98.7% | — | — | 102 | $1,292 | researched Sep 26 |
| 25405 | Martinsburg | $322,825 | $215 | +3.2% | 52 | 98.5% | 12% | 3.5 | 145 | $1,631 | researched Sep 26 |
| 25413 | Bunker Hill | $350,000 | $185 | +0.6% | 55 | 98.9% | 3% | 0.6 | 32 | $1,355 | researched Sep 26 |
| 25414 | Charles Town | $419,000 | $252 | +2.1% | 48 | 98.2% | 14% | 3.8 | 112 | $1,061 | researched Sep 26 |
| 25419 | Falling Waters | $322,000 | $185 | +2.4% | 34 | 98.5% | 12% | 3.8 | 142 | $1,267 | researched Sep 26 |
| 25420 | Gerrardstown | $265,000 | $150 | -39.1% | 53 | 98.5% | 15% | 4.2 | 225 | $627 | researched Sep 26 |
| 25427 | Hedgesville | $345,000 | $185 | +4.2% | 42 | 98.5% | 18% | 4.8 | 115 | $1,184 | researched Sep 26 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
The county is experiencing significant population growth, with a 14.3% increase between 2020 and 2025, supported by its proximity to the Washington D.C. metro area.
The rental market has seen significant growth in inventory, with a 20.74% year-over-year increase in rental listings.
The local economy is supported by sectors including accommodation and food services, health care, and transportation, with total retail sales exceeding $1.5 billion in 2022.
- Dinosaur Land4.329.9 mi
- Harpers Ferry Waterpark4.619.9 mi
- Sky Zone Hagerstown4.419.7 mi
- Chuck E. Cheese4.224 mi
- JayDee's Family Fun Center4.18.9 mi
- Summit Point Motorsports Park4.817.7 mi
- Alamo Drafthouse Cinema Winchester4.426.4 mi
- Breaux Vineyards4.425.3 mi
- Golden Corral Buffet & Grill4.223.4 mi
- Big Cork Vineyards4.721.8 mi
- Antietam National Battlefield4.917.6 mi
- River Riders Family Adventure Resort4.519.8 mi
- Berkeley Springs State Park4.712.9 mi
- Regal Valley Mall4.218.2 mi
- Poor House Farm Park4.72.5 mi
- Antietam National Battlefield4.917.6 mi
- Crystal Grottoes Caverns4.520.7 mi
- Old Town Winchester4.621.8 mi
- Museum of the Shenandoah Valley4.821.8 mi
- John Brown's Fort4.721.3 mi
- Antietam National Battlefield4.917.6 mi
- Cacapon Resort State Park4.713.1 mi
- Berkeley Springs State Park4.712.9 mi
- Poor House Farm Park4.72.5 mi
- Fort Frederick State Park4.79.2 mi
- Harpers Ferry Campground3.919.5 mi
- Whitetail Ski Resort, PA4.318.9 mi
- Locust Hill Golf Course, Golf Shop, and Driving Range3.916.3 mi
- The Woods Golf Courses4.55.2 mi
- Cacapon Golf Club4.112.5 mi
- SwingFit512.4 mi
- Hagerstown Premium Outlets4.219.5 mi
- Valley Mall4.218.3 mi
- Orr's Farm Market4.83.8 mi
- Ross Dress for Less418 mi
- Gabe's4.25.6 mi
- Hagerstown Regional Airport (HGR/KHGR)4.423.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from U.S. Census Bureau QuickFacts.