LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 28078 sells for about $559,610, or $227 per square foot.

Prices are up +3.63% from a year ago, so sellers still have some momentum. Homes take about 113 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $1,999 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 28078 — Huntersville

Mecklenburg County →refreshed Oct 8, 2026next refresh Nov 7, 2026
Market mood · cautiously optimistic

The 28078 housing market shows steady appreciation with a median sale price of $559,610 and a year-over-year increase of 3.63%. While inventory remains somewhat tight, the market is experiencing moderate activity with a sale-to-list ratio of 98%. Demand is driven by the area's suburban appeal and proximity to Charlotte, though rising interest rates continue to influence buyer behavior.

Who this ZIP fits

This ZIP is ideal for families and commuters seeking suburban living with access to lake amenities and a relatively short drive to Charlotte's major employment hubs.

Parent geography
Huntersville · no city intel reportMecklenburg County →North Carolina state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 165.1 km²Water area · 9.6 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$559,610
+3.63% year over year
Corroborated · 1 anchor · 3.4% off nearest
Days on market
113 days
Active listings
818
Listings with price cuts
39%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
68
Growth/100

Median prices moved up 3.6% year over year.

52
Liquidity/100

Homes spend a median of 113 days on market with 1.4 months of supply — a balanced-paced market.

51
Momentum/100

39% of listings have cut prices · homes sell at 98% of asking — demand is holding steady.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.2% · poverty 4.5% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

20252026202720292031$534,000$540,000$546,000$552,000$558,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 0.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$2,200$3,300$4,400$5,500$6,600

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2020-2024 5-year estimates
Population change
+1.5%

versus the prior ACS vintage

Population base
67,863

ZCTA 28078, Mecklenburg County NC

Area context
Crime & safety

Crime rates in Huntersville are generally lower than the national average, with the area maintaining a reputation as a safe suburban community within the Charlotte metro region.

Schools & education

The area is served by Charlotte-Mecklenburg Schools, which generally maintains a strong reputation for academic performance in suburban clusters.

Environmental & hazard

The area faces standard regional risks including occasional severe thunderstorms and high winds, with localized flood risks managed by municipal drainage infrastructure.

Growth & development

Huntersville continues to experience significant suburban expansion with ongoing residential and mixed-use development, supported by its proximity to the Charlotte employment core.

Taxation

Property taxes are assessed by Mecklenburg County; the rate includes a combination of county-wide levies and municipal taxes for the Town of Huntersville.

Transportation & commute

Residents primarily commute to Charlotte via I-77, which serves as the main arterial corridor for the region.

Recreation & amenities

The area features extensive access to Lake Norman, numerous community parks, and proximity to Birkdale Village for shopping and dining.

Rental market

The rental market has seen significant inventory growth, with a high volume of active listings and competitive pricing pressure.

Economy & employers

The local economy is anchored by retail, healthcare, and professional services, with many residents commuting to the broader Charlotte-Concord-Gastonia metro area.

Transportation & infrastructure

Transportation is heavily reliant on the I-77 highway corridor, with limited public transit options compared to the urban core of Charlotte.

Development pipeline

Ongoing development focuses on mixed-use residential projects and infrastructure improvements to support the growing population.

County appraisal district

Mecklenburg County conducts periodic property revaluations to ensure assessments align with current market values.

Special districts

Parcels are subject to Mecklenburg County property taxes and Charlotte-Mecklenburg School District levies.

Insurance & hazard market

Property insurance premiums are influenced by regional weather patterns, including wind and storm risks common in the Piedmont region.

Migration & population flows

The state continues to see positive net domestic migration, driven by economic growth in the Charlotte and Raleigh metro areas.

Foreclosure doctrine

North Carolina is a judicial foreclosure state, requiring court oversight for the foreclosure process.

Disclosure doctrine

Sellers are required to provide a residential property disclosure statement regarding the condition of the property.

Discovery profileACS 2020-2024 5-year estimates
Census profile · ZCTA 28078, Mecklenburg County NC
Population
67,863
Median age
37.5 yrs
Owner-occupancy
72.5%
Median home value
$537,945
Median gross rent
$1,999
Median household income
$115,000
Median year built
2005
Vacancy rate
4.2%
Renter share
27.5%
Owner cost burden
22%
Renter cost burden
38%
Population change
+1.5%
Work-from-home share
25%
Mean commute
32.5 min
Bachelor's or higher
55%
Unemployment
3.2%
Poverty rate
4.5%
Avg household size
2.65
White
69.75%
Black
12.06%
Hispanic
9.26%
Asian
4.51%
Other
4.42%

Data retrieved from data.census.gov and ZCTA-level summaries.

Public schools · 1
Huntersville ElementaryElementary8Charlotte-Mecklenburg SchoolsHighly rated local elementary school.
School districts
Charlotte-Mecklenburg SchoolsBLarge district serving the entire Mecklenburg County area.
Utilities & services
ElectricDuke EnergyPrimary provider for the region.
Major employers & industries
Novant HealthHealthcareMajor regional employer.
Major amenities · ZIP 28078
Theme, amusement & water parks
20+ · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Shopping & dining districts
8 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Birkdale Village
Shopping/Dining

A major open-air shopping and entertainment district serving the Huntersville area.

Lake Norman
Waterfront

Large reservoir providing extensive recreational opportunities including boating and fishing.

On the horizon · announced & under construction
Huntersville Town Center ExpansionMixed-useApprovedPlanned expansion of retail and residential space in the downtown area.
Sources · 4 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.