The story of this market
The typical home in Mecklenburg County, North Carolina sells for about $406,800, or $244 per square foot.
Prices are down 5.26% from a year ago, which gives buyers more room to negotiate. Homes take about 59 days to sell. Over the long run, values in this county have grown 140% since 2000. Last year 163 of 243 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,785 a month.
HUD sets the fair market rent for a 2-bedroom at $1,785 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+19.7%). Worst: 2010 (-6.8%). Hover to read a year.
Monthly price momentum
Home values since 2015
+2.7%
NC · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$2,179
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 243 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
25
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $317,991,046.
Mortgage activity
Home lending in this county
77.7%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 63209 | 33983 | 77.7% | 7.3% | $255,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Mecklenburg County, North Carolina
The Mecklenburg County housing market is currently experiencing a cooling phase, characterized by a year-over-year decline in median listing prices and an increase in the time properties spend on the market. Rising inventory levels suggest a shift toward a more balanced market, though affordability remains a challenge for many buyers.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price diverges 12.5% from the nearest retained anchor (published ten-year series (2024)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict.
Select a city to expand its ZIP intel reports beneath · 7 cities · 33 ZIP reports
Median prices moved down 4.0% year over year.
Homes spend a median of 53 days on market with 0.1 months of supply — a fast-moving market.
1% of listings have cut prices · homes sell at 98.82% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 32 researched ZIP reports of 33 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Mecklenburg County, North Carolina — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Oct 14, 2026.
researched Sep 29
researched Oct 8
researched Oct 8
researched Oct 8
researched Oct 1
researched Oct 4
researched Oct 7
researched Oct 8
researched Oct 8
researched Oct 8
| 28031 | Cornelius | $705,000 | $333 | +25.1% | 44 | 98% | 31.6% | 4 | 273 | $1,747 | researched Sep 29 |
| 28036 | Davidson | $710,000 | $290 | +21.4% | 81 | — | — | — | 176 | $2,700 | researched Oct 8 |
| 28078 | Huntersville | $559,610 | $227 | +3.6% | 113 | 98% | 39.1% | 1.4 | 818 | $1,999 | researched Oct 8 |
| 28104 | Matthews | $656,556 | $222 | +3.4% | 49 | 98.5% | 28% | 3.2 | 232 | $2,250 | researched Oct 8 |
| 28105 | Matthews | $503,700 | $234 | -7.6% | 58 | 100% | — | — | 389 | $1,765 | researched Oct 1 |
| 28134 | Pineville | $433,000 | $223 | -0.7% | 46 | 98% | — | — | 31 | $1,706 | researched Oct 4 |
| 28201 | Charlotte | $385,000 | $234 | — | 32 | 98% | — | — | — | $1,650 | researched Oct 7 |
| 28202 | Charlotte | $412,000 | $426 | +5.3% | 79 | 97% | 4% | 2.1 | 162 | $2,000 | researched Oct 8 |
| 28203 | Charlotte | $724,785 | $433 | +3.5% | 43 | 100% | — | 1.4 | 120 | $2,300 | researched Oct 8 |
| 28204 | Charlotte | $581,325 | $308 | — | 45 | — | — | — | 42 | $2,300 | researched Oct 8 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Mecklenburg County serves as a major financial and corporate hub, anchored by the banking industry in Charlotte and significant ongoing residential and commercial development.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (North Carolina) — Tax Lien Attachment: A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created. State (North Carolina) — Ad Valorem Property Tax: Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate.
The county is a primary economic engine for North Carolina, driven by the financial services sector, corporate headquarters, and a robust logistics and transportation network.
The county is served by a network of major interstate highways and the Charlotte Area Transit System, which includes light rail and bus services.
- Carowinds4.412.1 mi
- Great Wolf Lodge | Concord4.310.5 mi
- Frankie's of Charlotte4.57.8 mi
- Activate Games4.910.9 mi
- Ray’s Splash Planet4.41.7 mi
- Bank of America Stadium4.62.6 mi
- Spectrum Center4.52.8 mi
- Charlotte Motor Speedway4.711.3 mi
- Truliant Amphitheater4.49.2 mi
- U.S. National Whitewater Center4.78.6 mi
- Great Wolf Lodge | Concord4.310.5 mi
- U.S. National Whitewater Center4.78.6 mi
- NASCAR Hall of Fame4.73 mi
- Frankie's of Charlotte4.57.8 mi
- Discovery Place Science4.52.5 mi
- Optimist Hall4.72.5 mi
- NASCAR Hall of Fame4.73 mi
- Discovery Place Science4.52.5 mi
- Museum of Illusions Charlotte4.52.8 mi
- Billy Graham Library4.95.9 mi
- U.S. National Whitewater Center4.78.6 mi
- Freedom Park4.85 mi
- CLT Airport overlook4.66.6 mi
- Birkdale Village4.612.6 mi
- Frank Liske Park4.815 mi
- Tailrace Marina4.59.1 mi
- Topgolf Charlotte - Southwest4.49.1 mi
- Topgolf Charlotte - University4.35 mi
- Puttery4.43.8 mi
- Tipsy Pickle4.81.7 mi
- Sunset Hills Golf Course3.93.6 mi
- Concord Mills4.410.4 mi
- SouthPark4.57.9 mi
- Charlotte Premium Outlets4.59.3 mi
- Northlake Mall4.36.2 mi
- Carolina Place4.412.6 mi
- Charlotte Douglas International Airport3.96.5 mi
- Concord-Padgett Regional Airport4.411.3 mi
- The Club CLT3.35.9 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Data retrieved from U.S. Census Bureau QuickFacts.
applies when — Applies to parcels where the title holder has created or is subject to recorded easements, restrictions, or conditions.
Imposes binding limitations on the use, development, or maintenance of the parcel as defined in the recorded instrument.
N.C. Gen. Stat. § 39-6.4
A tax lien attaches to all real property, taking priority over all other liens and encumbrances regardless of when they were created.
N.C. Gen. Stat. § 105-355
applies when — Applies to parcels governed by a Homeowners' Association (Chapter 47F) or Condominium Association (Chapter 47C) where assessments remain unpaid.
Associations may file a claim of lien and foreclose in a manner similar to a mortgage under power of sale, or through a civil action.
N.C. Gen. Stat. § 47F-3-116 and § 47C-3-116
Allows for non-judicial foreclosure, though it requires a hearing before the Clerk of Superior Court to authorize the sale. Borrowers are entitled to a pre-foreclosure notice at least 45 days prior to the filing of a notice of hearing for primary residences.
N.C. Gen. Stat. Chapter 45, Article 2A and Article 11
Tax is calculated by multiplying the assessed value of the property by the combined state and local tax rate. The formula is: Tax = (Assessed Value / 100) * Tax Rate. Assessment is based on the true value in money, with counties required to conduct revaluations at least every eight years.
N.C. Gen. Stat. Chapter 105, Article 12 (2025)
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.