The story of this market
The typical home in ZIP 28103 sells for about $328,419, or $222 per square foot.
Prices are up +2.5% from a year ago, so sellers still have some momentum. Homes take about 45 days to sell. HUD's fair market rent for a two-bedroom is $1,145 a month.
ZIP 28103 — Marshville
The 28103 housing market remains stable with modest price appreciation driven by limited inventory and steady demand. While sales volume is low, the market maintains a healthy balance between buyers and sellers, reflecting the broader stability of the Union County region.
This ZIP is best suited for families and individuals seeking a quiet, slower-paced lifestyle with affordability compared to the inner Charlotte suburbs.
Median prices moved up 2.5% year over year.
Homes spend a median of 45 days on market with 3.0 months of supply — a fast-moving market.
17% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 7.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 11.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
ZCTA 28103, Union County NC
Schools serving the area are part of the Union County Public Schools system, which generally maintains moderate performance ratings.
The area is subject to standard regional risks for North Carolina, including potential for severe thunderstorms and occasional tropical weather impacts.
Marshville serves as a rural-suburban transition zone with growth driven by proximity to the expanding Charlotte metro area and local agricultural and industrial sectors.
Property taxes are assessed by Union County and the Town of Marshville, with rates determined by the combined municipal and county millage.
Residents primarily commute via US-74 toward Monroe and the greater Charlotte employment core.
Local amenities include small community parks and proximity to rural outdoor spaces, with more extensive shopping and dining located in nearby Monroe.
The rental market is characterized by limited inventory of single-family homes, with demand driven by local workforce needs.
The local economy is anchored by manufacturing, agriculture, and small-scale retail, with many residents commuting to larger employment hubs in Union County.
The area is served primarily by US-74, which acts as the main artery for regional transit and commuting.
Development is focused on modest residential expansion and infrastructure improvements along the US-74 corridor.
Union County Tax Assessor manages property valuations, with periodic revaluations conducted to align with market trends.
Parcels are subject to Union County property taxes and specific municipal levies for the Town of Marshville.
Property insurance premiums are influenced by regional weather patterns and proximity to fire protection services.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Local community park providing green space and recreational facilities.
Key-figure check: median price diverges 18.6% from the nearest retained anchor (published ten-year series (2025)) — beyond the 12.5% tolerance; an automated validation case is open and the value publishes pending its verdict. Research outlier held out — this pass returned a median of $389,500 (18.6% off the retained reading), contradicting every independent anchor; the prior reading stands pending corroboration. Validation: the flagged $389,500 (+18.6% vs the published ten-year series (2025)) could not be independently corroborated and was reverted to the prior cycle value pending review; the case is under review in the Command Center.