LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 37184 sells for about $499,900, or $235 per square foot.

Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 68 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $941 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37184 — Watertown

Wilson County →refreshed Sep 17, 2026next refresh Oct 17, 2026
Market mood · cautiously optimistic

The Watertown housing market remains stable, characterized by moderate price appreciation and limited inventory. Demand is driven by buyers seeking a rural lifestyle within commuting distance of the Nashville metro area, keeping the market competitive despite higher interest rates.

Who this ZIP fits

This ZIP is ideal for families and commuters seeking a small-town atmosphere and more land for their money compared to the dense Nashville suburbs.

Parent geography
Watertown · no city intel reportWilson County →Tennessee state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 285.8 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$499,900
+4.2% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
68 days
Active listings
82
Listings with price cuts
12%
share of active listings
Sale-to-list ratio
97.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
69
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
71
Growth/100

Median prices moved up 4.2% year over year.

48
Liquidity/100

Homes spend a median of 68 days on market with 5.8 months of supply — a balanced-paced market.

72
Momentum/100

12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.

84
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 1.9% · poverty 16.6% — a stable, low-distress profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2015201620172018201920202021202220232024202520272029$0$250,000$500,000$750,000$1,000,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 12.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2015201620172018201920202021202220232024202520272029$950$1,900$2,850$3,800$4,750

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 10.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+5.1%

versus the prior ACS vintage

Net migration
+120 people

net influx — more people moved in than out

Population base
7,289

ZCTA 37184, Wilson County TN

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
0.9%
Foreign-born residents
67
Naturalized (of foreign-born)
34.3%
Non-citizens (of population)
0.6%
Entered 2010 or later (of foreign-born)
7.5%
World region of birth (foreign-born)
Asia
55.2%
Europe
34.3%
Americas
10.4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Watertown generally experiences low crime rates consistent with small-town rural Tennessee, with property crime being the primary concern; it is considered safer than the regional average for larger metropolitan hubs.

Schools & education

Schools serving the area are part of the Wilson County School District, which generally maintains a stable reputation with moderate performance ratings across state assessments.

Environmental & hazard

The area is subject to standard Tennessee climate risks, including occasional severe thunderstorms and wind events; flood risk is localized to specific low-lying areas near creeks.

Growth & development

Economic momentum is driven by the expansion of the greater Nashville-Middle Tennessee corridor, with Watertown serving as a growing residential satellite for commuters.

Taxation

Property taxes are assessed by Wilson County based on a state-mandated appraisal cycle; the jurisdiction includes local municipal taxes and school district levies.

Transportation & commute

Commuting primarily involves driving via US-70 or I-40 toward Lebanon or the Nashville employment core, with typical drive times ranging from 45 to 60 minutes.

Recreation & amenities

Local amenities include the historic Watertown Square, nearby Cedars of Lebanon State Park for hiking and outdoor activities, and various community parks.

Rental market

The rental market is characterized by low inventory and steady demand from residents seeking a rural lifestyle within commuting distance of Nashville.

Economy & employers

The economy is largely supported by the broader Nashville-Davidson-Murfreesboro-Franklin MSA, with local employment in agriculture, small business, and regional services.

Transportation & infrastructure

Transportation is heavily reliant on private vehicles; the area lacks significant public transit infrastructure, relying on highway connectivity.

Development pipeline

Development is focused on low-density residential growth and infrastructure improvements to support the increasing commuter population.

Special districts

Parcels are subject to Wilson County property taxes and the Wilson County School District levy.

Insurance & hazard market

Property insurance premiums are influenced by regional severe weather patterns, including wind and hail risk common in Middle Tennessee.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 37184, Wilson County TN
Population
7,289
Median age
43.7 yrs
Owner-occupancy
78.5%
Median home value
$385,000
Median gross rent
$1,250
Median household income
$62,450
Median year built
1995
Vacancy rate
5.2%
Renter share
21.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+5.1%
Net migration
120
Work-from-home share
14.2%
Mean commute
38.5 min
Bachelor's or higher
22.4%
Unemployment
1.9%
Poverty rate
16.6%
Avg household size
2.6
White
92.1%
Hispanic
3.5%
Black
1.8%
Other
2.6%

Data retrieved from US Census Bureau ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Watertown ElementaryElementary6/10Wilson CountyServes the local community.
Watertown High SchoolHigh5/10Wilson CountyPrimary secondary school for the area.
School districts
Wilson County School DistrictBLarge district serving the majority of Wilson County with steady growth.
Utilities & services
ElectricMiddle Tennessee ElectricPrimary regional provider.
Water/SewerCity of WatertownMunicipal utility services.
InternetVariousMultiple providers including cable and DSL options.
Major employers & industries
Wilson County SchoolsEducationMajor local employer.
Local Small BusinessesRetail/ServicesPrimary economic base.
Major amenities · ZIP 37184
Theme, amusement & water parks
1 · 20 mi
Entertainment venues, stadiums & amphitheaters
11 · 20 mi
Museums, galleries & history
6 · 20 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
5 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions2 retained amenities · 1 development on the horizon
Inside this ZIP
Cedars of Lebanon State Park
Park

Large state park offering hiking, camping, and nature trails.

Watertown Square
Shopping/Dining

Historic downtown area with local shops and community events.

On the horizon · announced & under construction
Wilson County Residential ExpansionResidentialOngoingContinued development of single-family subdivisions to accommodate regional growth.
Sources · 3 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.