LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 37397 sells for about $277,770, or $154 per square foot.

Prices are down 3.6% from a year ago, which gives buyers more room to negotiate. Homes take about 59 days to sell. HUD's fair market rent for a two-bedroom is $807 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 37397 — Whitwell

Marion County →Sequatchie County →spans 2 countiesChattanooga marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · neutral

The Whitwell housing market is currently stable, characterized by a median sales price of $277,770 and a balanced inventory of 19 active listings. Market activity is driven by local demand and proximity to the Chattanooga metro area, with prices showing minimal quarterly fluctuation. Most data points reflect a rural market with steady, moderate turnover.

Who this ZIP fits

This ZIP is best suited for family buyers and those seeking a rural lifestyle within commuting distance of Chattanooga, as well as investors looking for land-heavy residential opportunities.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 386.8 km²Water area · 3.7 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$277,770
-3.6% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
59 days
Active listings
19
Listings with price cuts
24%
share of active listings
Sale-to-list ratio
98%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
59
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
32
Growth/100

Median prices moved down 3.6% year over year.

60
Liquidity/100

Homes spend a median of 59 days on market with 4.5 months of supply — a balanced-paced market.

64
Momentum/100

24% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.9% · poverty 16.3% — a stable, low-distress profile.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
+0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
10,488

ZCTA 37397, Tennessee

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.2%
Foreign-born residents
128
Naturalized (of foreign-born)
8.6%
Non-citizens (of population)
1.1%
Entered 2010 or later (of foreign-born)
27.3%
World region of birth (foreign-born)
Americas
88.3%
Asia
8.6%
Europe
3.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Schools & education

Public schools serving the area include Whitwell Elementary and Whitwell Middle School, which are part of the Marion County school system.

Growth & development

The area is characterized by rural residential development and proximity to the Chattanooga employment core, with recent activity in the Jasper Highlands community.

Taxation

Property taxes are assessed at the county level in Marion and Sequatchie counties; specific district rates vary by municipality and special service districts.

Transportation & commute

Residents typically commute 35-40 minutes to downtown Chattanooga via the Valley View Highway and regional corridors.

Recreation & amenities

The area features access to the Sequatchie Valley's natural amenities, including hiking, outdoor recreation, and local community parks.

Rental market

The rental market is limited with a mix of single-family homes; vacancy pressure remains low due to the rural nature of the housing stock.

Economy & employers

The local economy is primarily supported by regional services, agriculture, and the broader Chattanooga metropolitan labor market.

Transportation & infrastructure

Transportation is primarily automobile-dependent, relying on State Highway 28 and Valley View Highway for regional access.

Development pipeline

Development is focused on low-density residential expansion and rural land use, with limited large-scale commercial projects reported.

County appraisal district

Property assessments are managed by the respective county appraisal districts in Marion and Sequatchie counties.

Special districts

Parcels are subject to Marion County or Sequatchie County school district taxes and local utility district assessments.

Insurance & hazard market

Property insurance premiums are influenced by regional hazard exposure, including wind and storm risks common to the Tennessee Valley.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 37397, Tennessee
Population
10,488
Median age
45.7 yrs
Owner-occupancy
78.5%
Median home value
$185,000
Median gross rent
$850
Median household income
$57,897
Median year built
1984
Vacancy rate
8.2%
Renter share
21.5%
Owner cost burden
18.4%
Renter cost burden
32.1%
Population change
+0.5%
Net migration
0
Work-from-home share
6.2%
Mean commute
32.5 min
Bachelor's or higher
14.2%
Unemployment
3.9%
Poverty rate
16.3%
Avg household size
2.5
White
94.2%
Hispanic
2.8%
Other
3%

Data retrieved from data.census.gov for ZCTA 37397.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Whitwell ElementaryElementaryNot RatedMarion CountyServes PK-04.
Whitwell Middle SchoolMiddleNot RatedMarion CountyServes 05-08.
School districts
Marion County School DistrictNot RatedPrimary district serving the majority of the ZIP code.
Utilities & services
ElectricSequachee Valley Electric CooperativePrimary provider for the region.
Major employers & industries
Marion County GovernmentPublic AdministrationMajor regional employer.
Major amenities · ZIP 37397
Theme, amusement & water parks
7 · 20 mi
Entertainment venues, stadiums & amphitheaters
15 · 20 mi
Museums, galleries & history
17 · 20 mi
Lakes, marinas & beaches
3 · 20 mi
Shopping & dining districts
1 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Sequatchie Valley
Natural Landmark

Provides extensive outdoor recreation, hiking, and scenic views.

Sources · 7 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.