The story of this market
The typical home in ZIP 38075 sells for about $398,302, or $185 per square foot.
Prices are down 5.8% from a year ago, which gives buyers more room to negotiate. Homes take about 36 days to sell. HUD's fair market rent for a two-bedroom is $887 a month.
This ZIP has no home sales of its own, so its market figures come from Fayette County, Tennessee (county-level). Population, rents, hazards, lending and amenities are this ZIP's own readings.
ZIP 38075 — Whiteville
The housing market in 38075 remains highly affordable compared to the broader Memphis metro area, with low median home values and limited inventory turnover. Market activity is stable but slow, reflecting the rural nature of the geography and limited economic growth drivers. Buyers in this area are primarily local residents rather than investors or commuters.
This area is best suited for budget-conscious buyers or those seeking rural living, as it lacks the amenities and employment density of the Memphis urban core.
Median prices moved down 5.8% year over year.
Homes spend a median of 36 days on market with 4.8 months of supply — a fast-moving market.
24% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.6% · poverty 20.9% — a mixed stability profile.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 38075, Hardeman County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
The area is primarily rural with limited large-scale industrial or commercial development momentum reported.
Property taxes are assessed at the county level in Hardeman County; specific district rates vary by municipality and school district.
Residents typically rely on personal vehicles for commuting, with limited access to public transit corridors toward regional employment hubs.
Local recreation is centered on rural outdoor activities, with limited immediate access to major shopping or entertainment districts.
The rental market is characterized by low-density housing stock with limited institutional investor presence.
The local economy is largely driven by agriculture and small-scale local services, with limited major corporate presence.
Transportation is primarily highway-dependent with no significant public transit infrastructure.
No major large-scale commercial or residential developments are currently reported for this ZIP.
Hardeman County assesses property values based on state-mandated appraisal cycles.
Parcels are subject to Hardeman County and local municipal tax levies.
Property insurance premiums are influenced by regional weather patterns and rural fire protection ratings.
Tennessee operates as a non-judicial foreclosure state.
Tennessee requires sellers to provide a residential property condition disclosure form.
Data retrieved from US Census Bureau ZCTA 38075 profiles.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Hatchie National Wildlife Refuge4.513 mi
- Hatchie National Wildlife Refuge4.513 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Local community green space.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass. Coherence hold-out: this pass's median price ($86,900) sat outside the 0.25–4× band around Fayette County's retained level and was not stored.