The story of this market
The typical home in ZIP 38571 sells for about $329,250, or $185 per square foot.
Prices are up +4.2% from a year ago, so sellers still have some momentum. Homes take about 85 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $798 a month.
ZIP 38571 — Crossville
The housing market in 38571 is characterized by steady demand from retirees and a limited supply of new inventory. Prices have seen moderate year-over-year growth, supported by the area's affordability relative to national averages. Market conditions remain balanced, with a focus on single-family residential stability.
This ZIP code is ideal for retirees and families seeking a lower cost of living and access to outdoor amenities. It is less suitable for commuters requiring proximity to major metropolitan employment centers.
Median prices moved up 4.2% year over year.
Homes spend a median of 85 days on market with 4.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 97.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 2.4% · poverty 14.1% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 38571, Cumberland County TN
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Crossville area are generally consistent with regional averages for rural Tennessee, with property crime being the primary concern. Local law enforcement maintains a stable presence, and the area is considered relatively safe compared to larger urban centers in the state.
Schools serving the 38571 ZIP code are part of the Cumberland County School District, which generally receives average performance ratings. The district focuses on foundational education with limited specialized magnet programs compared to metropolitan districts.
The area faces moderate risks related to severe thunderstorms and occasional high winds, with standard flood risks in low-lying areas near creeks. Property insurance remains available, though premiums are influenced by regional wildfire and storm exposure common to the Cumberland Plateau.
Economic momentum is driven by the retirement and tourism sectors, with steady growth in residential development. Major infrastructure projects are primarily focused on maintaining regional highway connectivity rather than large-scale industrial expansion.
Property taxes are assessed by Cumberland County based on a state-mandated appraisal cycle, with no state-level personal income tax on wages. Special districts include local utility and fire protection districts that levy additional assessments on property owners.
Commuting is primarily car-dependent, with most residents traveling within Cumberland County for employment. Access to major employment hubs like Knoxville requires a significant drive, typically exceeding 60 minutes.
The area offers extensive outdoor recreation, including proximity to Cumberland Mountain State Park, multiple golf courses, and local lakes. Shopping and dining are concentrated in the city of Crossville, providing essential services to the surrounding rural population.
The rental market is characterized by limited inventory and high demand from retirees and seasonal residents. Vacancy rates remain low, and rent growth has been steady, with minimal short-term rental regulation compared to major tourist hubs.
The economy is anchored by healthcare, retail, and tourism, with a significant portion of the population employed in local services. The area serves as a regional hub for the Cumberland Plateau.
Transportation is dominated by private vehicle use, with I-40 serving as the primary artery for regional travel. Public transit options are extremely limited.
Development is focused on low-density residential expansion and small-scale commercial growth along major corridors. No major industrial or high-density projects are currently reported.
Parcels are subject to Cumberland County property taxes and various utility district assessments for water and fire services.
Property insurance premiums are stable but sensitive to regional storm and wildfire risk factors common in the Cumberland Plateau.
Data retrieved from Census Reporter and data.census.gov profiles for ZCTA 38571.
- Chuckles4.35.1 mi
- Cumberland County Playhouse4.87 mi
- Grinder House Coffee Shop4.67.2 mi
- Chuckles4.35.1 mi
- Bean Pot Campground4.56.8 mi
- Crossville Dragway4.53 mi
- Cumberland Mountain State Park4.710.8 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.911.3 mi
- Catoosa Wildlife Management Area4.511.2 mi
- Chuckles4.35.1 mi
- Obed River Park4.45.4 mi
- Cumberland Homesteads Tower Museum4.610.7 mi
- Monterey Depot Museum4.714.1 mi
- Military Memorial Museum4.87.3 mi
- Plateau Creative Arts Center4.79.6 mi
- Historical Marker4.611.2 mi
- Cumberland Mountain State Park4.710.8 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.911.3 mi
- Catoosa Wildlife Management Area4.511.2 mi
- Centennial Park4.56 mi
- Obed River Park4.45.4 mi
- St. George Marina4.78.3 mi
- Dartmoor Marina4.710 mi
- Lake Tansi Village Resort4.512.7 mi
- Bear Trace At Cumberland Mountain (TN Golf Trail)3.911.3 mi
- Lake Tansi Golf Course4.512.2 mi
- Stonehenge Golf Club4.49.7 mi
- Heatherhurst Golf Course4.59.1 mi
- Dorchester Golf Club4.511.4 mi
- Rural King4.56.3 mi
- Crossville Flea Market Inc3.84.8 mi
- DG Market4.27.5 mi
- Dollar General4.38.9 mi
- Highland Square Shopping Center4.46.5 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Features hiking, fishing, and a historic stone bridge.
A major recreational hub offering boating and golf.
Regional shopping destination.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.