Provisional grade — derived from this report's measured data points; the county detector suite has not measured this geography yet. The measured ARED Score replaces it on the suite's next run.
ZIP 43527 — Holgate
The housing market in 43527 is experiencing steady price appreciation and low inventory, reflecting a tight supply-demand balance. While sales volume remains modest, the significant year-over-year price growth indicates strong buyer interest in this rural market. The market is currently driven by local demand and limited new construction.
This ZIP is best suited for families and individuals seeking a quiet, rural lifestyle who are comfortable with a longer commute to larger employment hubs.
Median prices moved up 16.2% year over year.
Homes spend a median of 28 days on market with 0.5 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 9.5% · poverty 8.4% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
in-migration and out-migration balanced
ZCTA 43527, Henry County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Holgate is a small, rural community with low reported crime rates that are significantly lower than the regional averages for the Toledo metropolitan area.
The area is served by the Holgate Local School District, which is generally characterized by small class sizes and a strong community-focused educational environment.
The region faces moderate risks from severe thunderstorms and occasional high winds, with standard flood insurance requirements for properties located in low-lying areas near the Maumee River basin.
Economic momentum is driven by local agricultural industry and proximity to manufacturing hubs in Henry County, with steady but limited residential development.
Property taxes are assessed by Henry County based on local millage rates, which include funding for schools, county services, and township operations.
Residents primarily commute by car, with a typical drive of 30-45 minutes to reach major employment centers in the Toledo or Defiance areas.
Local amenities include small community parks and proximity to rural outdoor spaces, with limited shopping and dining options within the immediate 3-mile radius.
The rental market is characterized by low inventory and high demand for single-family homes, with limited multi-family options available.
The local economy is heavily influenced by agriculture and regional manufacturing, with many residents commuting to larger nearby cities for employment.
Transportation is almost exclusively reliant on personal vehicles, with no public transit infrastructure serving the rural ZIP code.
Development is primarily focused on small-scale residential infill and agricultural support infrastructure.
The Henry County Auditor manages property assessments, typically conducting triennial updates to ensure valuations align with market trends.
Parcels are subject to local school district taxes and county-wide levies for health and human services.
Property insurance premiums are stable, reflecting the low-risk profile for natural disasters compared to coastal or high-wildfire regions.
Data retrieved from data.census.gov ZCTA 43527 profile.
Local park providing recreational space and community gathering areas.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Forecasts are for speculation only and should not be used as a deciding factor in any transaction. Projections trend strictly from calculable historical values — the platform cannot predict market movements, market sentiment, or the market itself.
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Awaiting measured history — this chart renders once enough refresh-cycle reads accumulate (a one-point series is not a trend).
Standard trend model — solid = measured history · dashed = projection anchored at each line's last measured point, following that series' trailing pace (CAGR capped ±12%/yr) or trailing mean · projections are estimates, not measured reads · every charted series runs the standard 5-year historical window with a 1-year forecast, trimmed from the full retained ledger — the forecast always extends into the future year (a lagging ledger bridges to it) and stops there on purpose: authoritative, not wizardry · every price line is county-assessed value from the district CAD — the tier's same-parcel assessment roll-up on the momentum tile, the assessed trajectory in raw dollar levels and as a YoY-chained index (base 100), and the month-over-month pace from nearby comparable sales pooled from the research track; a tier without comps yet keeps its pace story with the assessed trend. Inventory, liquidity, price-cut and foreclosure lines run on the platform's own measured series.
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Aggregate foreclosure counts for this geography — recorded notices, upcoming sales and distress weight against population. The filing-level ledger opens at Investor.
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