LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$290K-3.5%|Baltimore · MDMedian List$265K+1.1%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$402K+1.2%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.7%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$618K+5.0%|Detroit · MIMedian List$321K-2.7%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$330K-1.5%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$250K+2.7%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$312K-1.4%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$310K+3.1%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$280K+1.8%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$209K+4.7%|Mesa · AZMedian List$490K-0.9%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.4%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.6M+14.9%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 43566 sells for about $400,000, or $192 per square foot.

Prices are up +24.2% from a year ago, so sellers still have some momentum. Homes take about 46 days to sell. HUD's fair market rent for a two-bedroom is $1,408 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43566 — Waterville

Lucas County →Toledo marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · cautiously optimistic

The housing market in 43566 exhibits characteristics of a tight, competitive environment with steady demand. With a median sale price of approximately $400,000 and homes selling near the full asking price, the area remains a seller’s market. Low inventory levels relative to demand are driving the current pace.

Who this ZIP fits

Ideal for families and established professionals who value a quiet, owner-occupied, community-focused environment with easy access to Toledo.

Parent geography
Waterville · no city intel reportLucas County →Toledo market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 47.6 km²Water area · 2.2 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$400,000
+24.2% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
46 days
Active listings
32
Sale-to-list ratio
100%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
89
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
100
Growth/100

Median prices moved up 24.2% year over year.

70
Liquidity/100

Homes spend a median of 46 days on market with 0.0 months of supply — a fast-moving market.

90
Momentum/100

0% of listings have cut prices · homes sell at 100% of asking — demand is running ahead of supply.

95
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 3.5% · poverty 3.7% — a stable, low-distress profile.

Census trends · population flowsACS 2024
Population change
0.0%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
8,604

ZCTA 43566, Lucas County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
3.2%
Foreign-born residents
274
Naturalized (of foreign-born)
85.8%
Non-citizens (of population)
0.5%
Entered 2010 or later (of foreign-born)
3.6%
World region of birth (foreign-born)
Americas
34.7%
Europe
29.9%
Asia
26.3%
Oceania
9.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

The area is generally considered to have a low crime profile, consistent with its characterization as a peaceful, suburban community within the Toledo metropolitan region.

Schools & education

Schools serving the area, primarily within the Lucas County school system, receive favorable community ratings, often averaging around 7/10.

Environmental & hazard

The region is primarily inland with no significant wildfire risk; flood risk is localized along the Maumee River, and standard regional insurance protocols apply.

Growth & development

Waterville benefits from proximity to the Toledo employment core and is positioned to capture demand from commuters seeking a suburban lifestyle, supported by existing highway infrastructure.

Taxation

Property taxes are levied by a combination of Lucas County, municipal, and school district assessments; the effective rate is approximately 0.86% of market value.

Transportation & commute

Driving is the primary commute mode, with 91.1% of residents relying on private vehicles; proximity to major highways makes it a convenient suburb for those working in the Greater Toledo area.

Recreation & amenities

The area offers abundant green space, including access to the Maumee River, local parks, and trails; shopping and dining are accessible within a short drive.

Rental market

The rental market is relatively thin compared to the high rate of owner-occupancy, with moderate vacancy pressure and modest rental growth.

Economy & employers

The economy is integrated with the broader Toledo market, with a mix of local retail, services, and residents commuting to regional employment hubs.

Transportation & infrastructure

Proximity to major highways makes it a convenient suburb for those working in the Greater Toledo area.

Development pipeline

Development is characterized by mature residential housing; major projects typically involve infrastructure maintenance or suburban residential expansion.

Special districts

Parcels are subject to Lucas County property tax levies and relevant municipal/school district jurisdictions.

Insurance & hazard market

Standard homeowner’s insurance applies; no specific high-risk regional mandates (wildfire/seismic) are prevalent.

Discovery profileACS 2024
Census profile · ZCTA 43566, Lucas County OH
Population
8,604
Median age
42.5 yrs
Owner-occupancy
81.2%
Median home value
$283,500
Median gross rent
$1,378
Median household income
$108,497
Median year built
1993
Vacancy rate
0%
Renter share
18.8%
Owner cost burden
0%
Renter cost burden
0%
Population change
0%
Net migration
0
Work-from-home share
13.7%
Mean commute
24.7 min
Bachelor's or higher
45.6%
Unemployment
3.5%
Poverty rate
3.7%
Avg household size
0

Data sourced from Census/ACS datasets.

Public schools with an address here · 1

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Local Public SchoolsK-127/10Lucas CountyPrevailing rating for schools serving the area.
School districts
Lucas County School System7/10Prevailing rating for the district.
Utilities & services
GeneralStandard regional providersIncludes electricity, natural gas, water, and waste management.
Major employers & industries
Greater Toledo Area EmployersVariousRegional employment hub.
Major amenities · ZIP 43566
Theme, amusement & water parks
9 · 20 mi
Entertainment venues, stadiums & amphitheaters
17 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
18 · 13 mi
Lakes, marinas & beaches
6 · 20 mi
Golf
11 · 13 mi
Shopping & dining districts
12 · 13 mi
Airports
2 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 1 development on the horizon
Inside this ZIP
Maumee River
Waterfront

Provides access to recreational activities and scenic views.

Local Community Parks
Parks

Established green spaces for community use.

Neighborhood Retail/Dining
Shopping/Dining

Local centers serving the immediate area.

On the horizon · announced & under construction
Infill Residential ProjectsResidentialOngoingMinor residential projects consistent with long-term zoning plans.
Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.