The story of this market
The typical home in Lucas County, Ohio sells for about $179,948, or $133 per square foot.
Prices are down 2.7% from a year ago, which gives buyers more room to negotiate. Homes take about 39 days to sell. Over the long run, values in this county have grown 63% since 2000. Last year 98 of 135 neighborhoods saw prices rise, so the story isn't the same street to street. HUD's fair market rent for a two-bedroom is $1,145 a month.
HUD sets the fair market rent for a 2-bedroom at $1,145 a month. FEMA's National Risk Index rates overall hazard risk here as Very Low.
Price climate
Every year of price change, 2000–2025
+4%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2021 (+10.6%). Worst: 2008 (-5.3%). Hover to read a year.
Monthly price momentum
Home values since 2015
+3%
OH · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,461
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
+4%
2025 change
FHFA repeat-sales index, median of 135 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
12
Very Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $111,324,688.
Mortgage activity
Home lending in this county
75.6%
2018 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 16099 | 8769 | 75.6% | 6.3% | $105,000 |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Lucas County, Ohio
The Lucas County housing market continues to offer exceptional affordability relative to national metrics, maintaining steady transaction activity driven by entry-level and move-up suburban buyers. Inventory levels remain tight at approximately two months of supply, keeping homes moving within five to six weeks. While pricing has softened slightly year-over-year in select urban segments, stable suburban demand in Sylvania, Maumee, and Anthony Wayne sustains underlying market liquidity.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.
Select a city to expand its ZIP intel reports beneath · 10 cities · 23 ZIP reports
Median prices moved up 5.0% year over year.
Homes spend a median of 46 days on market with 1.4 months of supply — a fast-moving market.
0% of listings have cut prices · homes sell at 22.71% of asking — demand is holding steady.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.6% · poverty 17.5% — a stable, low-distress profile.
ACS 2024 5-year estimates. Aggregate published statistics for this county — never individual records, and never an attribute of any individual property or resident.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 23 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Lucas County, Ohio — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.3%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Each property observation weighs one in its ZIP's deterministic roll-up — property-level records (taxes, scores, permits) never roll individually. Latest property research run Sep 20, 2026.
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 17
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
researched Sep 21
| 43504 | Bairdstown | $260,000 | $161 | -8% | 37 | — | — | 2.7 | 1,411 | $591 | researched Sep 17 |
| 43528 | Holland | $245,000 | $148 | +4.2% | 32 | 98.5% | 18% | 2.8 | 85 | $1,060 | researched Sep 17 |
| 43537 | Maumee | $288,000 | $158 | +2.4% | 34 | 98.5% | 18% | 2.8 | 112 | $1,012 | researched Sep 17 |
| 43542 | North Baltimore | $455,317 | $205 | +1.5% | 37 | 99.2% | 12% | 3.8 | 45 | $1,233 | researched Sep 17 |
| 43560 | Sylvania | $288,851 | $160 | -8.3% | 33 | — | — | — | 128 | $1,145 | researched Sep 21 |
| 43566 | Waterville | $400,000 | $192 | +24.2% | 46 | 100% | — | — | 32 | $1,408 | researched Sep 21 |
| 43571 | Whitehouse | $435,000 | $235 | -12.2% | 39 | 98.5% | 15% | 4.2 | 1,200 | $910 | researched Sep 21 |
| 43604 | Toledo | $129,000 | $75 | +39.2% | 100 | 96.4% | — | 6.2 | 17 | $474 | researched Sep 21 |
| 43605 | Toledo | $63,500 | $69 | +2.2% | 28 | 95% | 10.4% | 0.2 | 96 | $835 | researched Sep 21 |
| 43606 | Toledo | $209,938 | $140 | +8.8% | 48 | — | — | — | 69 | $963 | researched Sep 21 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Lucas County vary significantly between urban core neighborhoods in Toledo and suburban communities like Sylvania, Maumee, and Ottawa Hills. Overall, Toledo exhibits higher property and violent crime rates than the national and Ohio medians, whereas surrounding suburban townships report substantially lower incident rates.
Public education quality exhibits a wide suburban-to-urban divergence across Lucas County. Suburban districts such as Ottawa Hills Local and Sylvania City consistently earn top tier 4.5 to 5-star state report card ratings, while urban Toledo Public Schools faces ongoing academic performance and resource challenges.
Environmental hazard risks are generally moderate, with primary vulnerabilities stemming from localized riverine and surface flooding along the Maumee River and Lake Erie shoreline. Wildfire risk is negligible, but severe winter freezes, high-wind storms, and convective convective wind/hail events drive local property damage claims.
Lucas County's economic engine is anchored by healthcare, higher education, automotive assembly, and advanced manufacturing along the Lake Erie logistics corridor. Ongoing investments in clean energy manufacturing, logistics infrastructure, and downtown Toledo waterfront redevelopment maintain steady economic stability.
Property taxes are levied on assessed values set at 35 percent of appraised fair market value under Ohio revised code. Effective tax rates vary across taxing districts due to local school operating levies, municipal millages, and countywide emergency/social services, offset by the state 10 percent rollback and owner-occupancy reductions.
Lucas County's economy is sustained by advanced manufacturing, automotive production, transportation logistics, and regional healthcare networks. Healthcare anchors ProMedica and Mercy Health provide major employment alongside the University of Toledo and automotive manufacturing operations.
The county is served by major interstate arteries including Interstate 80/90 (Ohio Turnpike), Interstate 75, and Interstate 475, facilitating freight and commuter connectivity. Local fixed-route public transportation is operated countywide by the Toledo Area Regional Transit Authority (TARTA), alongside passenger rail via Amtrak.
County and municipal planning directives focus on urban infill, waterfront revitalization along the Maumee River, and brownfield site reclamation for light industrial and logistic footprints.
The Lucas County Auditor oversees triennial property updates and six-year reappraisals pursuant to Ohio law, assessing taxable real estate at 35 percent of market value with avenues for formal taxpayer appeals through the County Board of Revision.
Tax parcels are subject to special district assessments including Metroparks Toledo, Toledo-Lucas County Public Library, Toledo Area Regional Transit Authority (TARTA), and municipal special improvement districts (SIDs).
Lucas County homeowner insurance rates remain moderately favorable relative to national coastlines, though severe convective storms, freeze claims, and targeted floodplain insurance along the Maumee basin dictate underwriting scrutiny.
- Dave & Buster's Toledo4.113.4 mi
- Urban Air Trampoline and Adventure Park4.215.8 mi
- Fleitz Pumpkin Farm4.72.5 mi
- Kackleberry Farms4.419.6 mi
- Sky Zone Trampoline Park4.319.3 mi
- Huntington Center4.68.6 mi
- The Stranahan4.615.6 mi
- Doyt L. Perry Stadium4.524.9 mi
- Glass City Center4.48.6 mi
- Fifth Third Field4.78.7 mi
- Toledo Zoo4.611.5 mi
- Maumee Bay State Park4.70.8 mi
- Toledo Museum of Art4.89.6 mi
- William C. Sterling State Park4.516.1 mi
- Imagination Station4.78.3 mi
- Toledo Museum of Art4.89.6 mi
- Imagination Station4.78.3 mi
- The Michigan Museum of Horror4.215.7 mi
- National Museum of the Great Lakes4.87.4 mi
- Millbury Classic Cars and Trucks Museum4.911.5 mi
- Maumee Bay State Park4.70.8 mi
- William C. Sterling State Park4.516.1 mi
- Toledo Botanical Garden4.815.2 mi
- Wildwood Preserve Metropark4.814.9 mi
- Sterling State Park4.516 mi
- Catawba Island Club4.728.4 mi
- Safe Harbor Toledo Beach4.59.6 mi
- River Raisin Marina & Campground4.114.8 mi
- Meinke Marina-West4.65.3 mi
- Paradise Acres Campgrounds and Marina4.617.5 mi
- Inverness Club4.714.3 mi
- Legacy By Arthur Hills Golf Club4.319.5 mi
- Carrington Golf Club4.516.4 mi
- Bedford Hills Golf Club3.710.9 mi
- Whiteford Valley Golf Club419.3 mi
- Franklin Park Mall4.313.5 mi
- Meijer4.216.7 mi
- Meijer4.217.5 mi
- Meijer4.27.1 mi
- Meijer4.314.6 mi
- Eugene F. Kranz Toledo Express Airport4.423 mi
- Toledo Hospital4.411.2 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A world-renowned art museum located in Toledo's Old West End, featuring an extensive international collection, the renowned Glass Pavilion, and free admission to the public.
Consistently ranked among the nation's premier zoological institutions, housing over 10,000 animals, historic WPA-era architecture, and an extensive indoor aquarium.
An award-winning countywide park network ensuring every resident lives within five miles of a park, including popular reserves such as Wildwood Preserve, Oak Openings, and Middlegrounds.
Downtown Toledo's anchor sports stadiums hosting the Toledo Mud Hens Triple-A baseball team and Toledo Walleye ECHL hockey team alongside major concert tours.
Spanning over 1,300 acres along Lake Erie, offering coastal boardwalks, wetlands birdwatching, public beaches, a marina, and an 18-hole golf course.
Retrieved from U.S. Census Bureau data.census.gov profile and 5-year ACS summary tables for Lucas County, OH.
Property is assessed at 35% of its true market value. The tax is calculated by multiplying the assessed value by the effective tax rate (millage) of the local taxing district. Exemptions include the Homestead Exemption for qualifying seniors and disabled persons, which reduces the taxable value of the primary residence.
Governed by Ohio Revised Code Chapter 5713.
Ohio is a judicial foreclosure state requiring court action to foreclose. Owners have redemption rights to pay the full amount of taxes, penalties, and costs to stop the sale, typically until the confirmation of sale or decree of foreclosure.
Governed by Ohio Revised Code Chapters 323, 5721, and 5723.
applies when — Applies to the transfer of residential real property consisting of one to four dwelling units.
Sellers must complete a state-prescribed form disclosing known material conditions and defects of the property, including structural, mechanical, and environmental issues.
Governed by Ohio Revised Code Chapter 5302.30.
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.