LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 43612 sells for about $110,000, or $105 per square foot.

Prices are up +5.4% from a year ago, so sellers still have some momentum. Homes take about 37 days to sell. HUD's fair market rent for a two-bedroom is $1,028 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 43612 — Toledo

Lucas County →Toledo marketrefreshed Sep 21, 2026next refresh Oct 21, 2026
Market mood · cautiously optimistic

The 43612 housing market remains affordable with steady demand for entry-level single-family homes. While inventory is tight, the market is seeing modest price appreciation driven by local buyers and investors seeking value in the Toledo metro area.

Who this ZIP fits

This ZIP is well-suited for budget-conscious family buyers and investors seeking entry-level housing, as well as renters looking for proximity to Toledo's central employment hubs.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 29.8 km²Water area · 0.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$110,000
+5.4% year over year
Corroborated · 1 anchor · 0% off nearest
Days on market
37 days
Active listings
107
Listings with price cuts
16%
share of active listings
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
77
Growth/100

Median prices moved up 5.4% year over year.

77
Liquidity/100

Homes spend a median of 37 days on market with 3.2 months of supply — a fast-moving market.

72
Momentum/100

16% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

62
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 6.2% · poverty 22.5% — a mixed stability profile.

Median price · ten-year history

Researched annual trajectory for this ZIP, from published historical series

2016201720182019202020212022202320242025202620282030$50,000$75,000$100,000$125,000$150,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Property tax · ten-year history

Median annual property tax paid on this ZIP's residential parcels

2016201720182019202020212022202320242025202620282030$900$1,200$1,500$1,800$2,100

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.6%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Census trends · population flowsACS 2019-2023 5-year estimates
Population change
-0.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
28,480

ZCTA 43612, Lucas County OH

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
1.3%
Foreign-born residents
379
Naturalized (of foreign-born)
69.9%
Non-citizens (of population)
0.4%
Entered 2010 or later (of foreign-born)
29.3%
World region of birth (foreign-born)
Americas
53.6%
Europe
18.2%
Asia
16.4%
Africa
7.9%
Oceania
4%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Crime rates in the area remain a significant concern, with property and violent crime levels consistently trending higher than the national average and regional benchmarks.

Schools & education

Public schools serving the area generally receive lower performance ratings, reflecting ongoing challenges in academic achievement and resource allocation within the district.

Environmental & hazard

The area faces moderate risks related to aging infrastructure and localized flooding during heavy precipitation events, though it is not prone to major wildfire or seismic activity.

Growth & development

Economic momentum is driven by the broader Toledo industrial and healthcare sectors, though the immediate ZIP area sees limited new large-scale commercial development.

Taxation

Property taxes are assessed by Lucas County based on market value, with rates influenced by local school district levies and municipal service requirements.

Transportation & commute

Residents benefit from proximity to major highway corridors like I-75, providing a direct commute to downtown Toledo's employment core in approximately 15-20 minutes.

Recreation & amenities

The area features several local neighborhood parks and is within a short drive of the Ottawa Park area, which offers golf, trails, and community facilities.

Rental market

The rental market is characterized by high demand for affordable housing, with low vacancy rates and steady upward pressure on rents due to limited new supply.

Economy & employers

The local economy is anchored by healthcare, manufacturing, and logistics, with major employers including ProMedica and the University of Toledo.

Transportation & infrastructure

The area is served by TARTA bus routes and maintains easy access to the I-75 and I-475 highway interchange.

Development pipeline

Development is largely focused on urban revitalization and the rehabilitation of existing housing stock.

County appraisal district

The Lucas County Auditor manages property assessments, with reappraisals occurring on a triennial cycle.

Special districts

Parcels are subject to Toledo Public Schools district taxes and various municipal utility assessments.

Insurance & hazard market

Property insurance premiums are rising due to regional weather patterns and the age of the housing stock.

Discovery profileACS 2019-2023 5-year estimates
Census profile · ZCTA 43612, Lucas County OH
Population
28,480
Median age
35 yrs
Owner-occupancy
58.2%
Median home value
$98,500
Median gross rent
$850
Median household income
$42,500
Median year built
1952
Vacancy rate
8.5%
Renter share
41.8%
Owner cost burden
22%
Renter cost burden
45%
Population change
-0.5%
Net migration
0
Work-from-home share
4.2%
Mean commute
21.5 min
Bachelor's or higher
14.2%
Unemployment
6.2%
Poverty rate
22.5%
Avg household size
2.45
White
64.01%
Black
23.02%
Hispanic
9.16%
Other
3.81%

Data retrieved from data.census.gov ZCTA-level tables.

Public schools with an address here · 2

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

DeVeaux ElementaryElementary3/10Toledo Public SchoolsServes the northern portion of the ZIP.
Start High SchoolHigh3/10Toledo Public SchoolsPrimary high school serving the area.
School districts
Toledo Public SchoolsC-Large urban district serving the majority of the city.
Utilities & services
ElectricToledo EdisonPrimary provider for the region.
Natural GasColumbia Gas of OhioStandard service provider.
Water/SewerCity of ToledoMunicipal utility service.
Major employers & industries
ProMedicaHealthcareMajor regional employer.
University of ToledoEducationSignificant regional anchor.
Major amenities · ZIP 43612
Theme, amusement & water parks
10 · 20 mi
Entertainment venues, stadiums & amphitheaters
16 · 20 mi
Family fun & things to do
20+ · 13 mi
Museums, galleries & history
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
17 · 20 mi
Shopping & dining districts
8 · 13 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions1 retained amenity
Inside this ZIP
Ottawa Park
Park

Large municipal park featuring golf, trails, and recreational facilities serving the broader area.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.