The story of this market
The typical home in ZIP 45314 sells for about $394,900, or $175 per square foot.
Prices are up +38.56% from a year ago, so sellers still have some momentum. Homes take about 67 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $894 a month.
ZIP 45314 — Cedarville
The housing market in 45314 is experiencing strong appreciation, driven by limited inventory and consistent demand for the area's high quality of life. While prices have risen significantly year-over-year, the market remains competitive with homes selling relatively quickly. The presence of Cedarville University continues to provide a stable economic foundation, insulating the local market from broader regional volatility.
This ZIP is ideal for families seeking a quiet, small-town atmosphere, university faculty and staff, and those who value proximity to outdoor recreation while maintaining access to Dayton's employment centers.
Median prices moved up 38.6% year over year.
Homes spend a median of 67 days on market with 2.5 months of supply — a fast-moving market.
6% of listings have cut prices · homes sell at 98% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 8.9% · poverty 12.0% — a mixed stability profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 8.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 45314, Greene County OH
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Cedarville is generally considered a safe, small-town environment with crime rates significantly lower than the regional averages found in the broader Dayton metropolitan area.
The area is served by the Cedarville Local School District, which maintains a strong reputation for academic performance and community-focused education.
The region faces standard Midwestern climate risks, including occasional severe thunderstorms and wind events, with flood risks primarily localized to areas near the Little Miami River.
Economic momentum is anchored by Cedarville University, which serves as a major employer and driver of local infrastructure and development activity.
Property taxes in Greene County are determined by local millage rates applied to assessed values, with additional levies supporting schools and county services.
Residents primarily commute by car, with a drive of approximately 20-30 minutes to reach major employment hubs in Beavercreek or the Dayton metropolitan core.
The area features access to the Little Miami Scenic Trail for cycling and hiking, along with local parks and the recreational facilities associated with Cedarville University.
The rental market is heavily influenced by the university student population, resulting in consistent demand and low vacancy rates for well-located properties.
The local economy is heavily anchored by Cedarville University, with additional support from regional agricultural and service-sector businesses in Greene County.
Transportation is primarily automobile-dependent, with access to US-42 and SR-72 serving as the main corridors for regional connectivity.
Development is focused on managed residential growth and institutional expansion, with local planning prioritizing the preservation of the area's rural character.
Greene County Auditor manages property assessments, with reappraisals occurring on a triennial cycle to ensure tax equity.
Parcels are subject to local school district levies and Greene County service districts, including library and health department funding.
Property insurance premiums are stable, reflecting the area's low risk for major natural disasters compared to coastal or high-wildfire regions.
The state of Ohio has seen modest net domestic migration, with suburban and exurban areas like Greene County attracting families from urban centers.
Ohio is a judicial foreclosure state, requiring court intervention for the foreclosure process, which typically provides a longer timeline for homeowners.
Ohio law requires sellers to provide a Residential Property Disclosure Form, detailing the condition of the home and known material defects.
Data retrieved from US Census Bureau ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Nova Trampoline and Adventure Park4.719.4 mi
- On Par Entertainment4.817.3 mi
- Round1 Bowling & Arcade - Beavercreek4.214.5 mi
- The Magic Castle4.318.2 mi
- Get Air Huber Heights4.319 mi
- Nutter Center4.314.4 mi
- Round1 Bowling & Arcade - Beavercreek4.214.5 mi
- Golden Corral Buffet & Grill4.114.5 mi
- Rose Music Center at The Heights4.719.1 mi
- Roberts Centre4.516.2 mi
- Historic Clifton Mill4.43.6 mi
- John Bryan State Park4.84.5 mi
- Glen Helen Nature Preserve4.86.3 mi
- Clifton Gorge State Nature Preserve4.83.8 mi
- Hobson Freedom Park4.411 mi
- National Museum of the US Air Force4.917.4 mi
- Historic Clifton Mill4.43.6 mi
- Air Force Museum Foundation Meetings & Events4.917.4 mi
- Hartman Rock Garden4.610.8 mi
- Carriage Hill MetroPark4.718.1 mi
- John Bryan State Park4.84.5 mi
- Glen Helen Nature Preserve4.86.3 mi
- Clifton Gorge State Nature Preserve4.83.8 mi
- Waterfalls Trailhead4.82 mi
- Hobson Freedom Park4.411 mi
- Buck Creek Marina4.514.4 mi
- Locust Hills Golf Club4.66.4 mi
- Jasper Hills Golf Club4.67.7 mi
- Reid Park Golf Course4.310.5 mi
- WGC Golf Course4.47.8 mi
- Rocky Lakes Golf Course3.88.6 mi
- Rural King4.410.3 mi
- Dole Fresh Vegetables Co311.5 mi
- Peifer Orchards4.76.5 mi
- Dollar General3.810.9 mi
- Dollar General3.812.2 mi
- Dayton International Airport4.425.4 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
A major regional paved trail system that runs through Cedarville, popular for cycling and walking.
Provides various cultural events, athletic facilities, and community resources.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.