LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in ZIP 45370 sells for about $764,669, or $182 per square foot.

Prices are up +5.5% from a year ago, so sellers still have some momentum. Homes take about 38 days to sell. HUD's fair market rent for a two-bedroom is $1,125 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45370 — Spring Valley

Greene County →Dayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

The ZIP 45370 housing market shows a cautiously optimistic sentiment with a neutral trend from the previous quarter. While median sale prices are high, this is influenced by a limited inventory of higher-end single-family homes, leading to longer days on market. The market's activity is sensitive to inventory scarcity, and while income levels are strong, the overall transaction volume remains low.

Who this ZIP fits

Fits mature families and downsizers looking for semi-rural, lower-density living with proximity to Dayton-area amenities.

Parent geography
Spring Valley · no city intel reportGreene County →Dayton market →Ohio state →
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 43.1 km²Water area · 0.4 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$764,669
+5.5% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Days on market
38 days
Active listings
5
Sale-to-list ratio
98.5%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
82
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
78
Growth/100

Median prices moved up 5.5% year over year.

86
Liquidity/100

Homes spend a median of 38 days on market with 1.5 months of supply — a fast-moving market.

85
Momentum/100

0% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.

78
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 7.0% · poverty 8.3% — a stable, low-distress profile.

Census trends · population flowsACS 2018-2022 5-year estimates
Population change
-1.5%

versus the prior ACS vintage

Net migration
0 people

in-migration and out-migration balanced

Population base
2,518

ZCTA 45370, Greene County, Ohio

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.3%
Foreign-born residents
109
Naturalized (of foreign-born)
56.9%
Non-citizens (of population)
1.9%
Entered 2010 or later (of foreign-born)
0%
World region of birth (foreign-born)
Asia
98.2%
Americas
1.8%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

Specific crime data for the 45370 ZIP code is not published; it is a rural/semi-rural area in Greene County, which generally maintains lower crime rates compared to the Dayton urban core.

Schools & education

Residents are primarily served by districts in neighboring areas; the schools in the vicinity are generally characterized by high community involvement and stable performance ratings within the regional educational landscape.

Environmental & hazard

The area is subject to standard Midwest regional risks, including seasonal wind events and localized flood risks in low-lying areas near the Little Miami River.

Growth & development

Development is currently stable with minimal large-scale commercial expansion; the local economy relies on the broader Dayton/Greene County labor market.

Taxation

Property taxes are levied by Greene County and applicable local taxing districts. Ohio’s system uses a 35% assessment ratio and an HB 920 reduction factor to limit unvoted revenue increases, though school levies remain a primary driver of tax fluctuations.

Transportation & commute

Primarily a drive-to-work profile; residents typically commute toward the Dayton employment core (approx. 20-30 minutes).

Recreation & amenities

Access to local parks and the Little Miami bike trail system provides the primary recreation base within a 3-mile radius.

Rental market

Market depth is extremely shallow with very few dedicated multi-family rental properties reported.

Economy & employers

Agriculture, residential services, and proximity to Dayton’s diverse industrial/defense-related labor markets.

Development pipeline

No major regional infrastructure projects currently reported within the ZCTA boundaries.

Special districts

Primarily school and county-level tax districts; no specialized MUD/PID districts reported for this area.

Insurance & hazard market

Standard residential hazard insurance market; premiums are consistent with the general risk profile for Western Ohio.

Discovery profileACS 2018-2022 5-year estimates
Census profile · ZCTA 45370, Greene County, Ohio
Population
2,518
Median age
55.8 yrs
Owner-occupancy
89.5%
Median home value
$275,000
Median gross rent
$1,100
Median household income
$122,000
Median year built
1982
Vacancy rate
7.5%
Renter share
10.5%
Owner cost burden
15.2%
Renter cost burden
45.8%
Population change
-1.5%
Net migration
0
Work-from-home share
25.3%
Mean commute
28.5 min
Bachelor's or higher
45.2%
Unemployment
7%
Poverty rate
8.3%
Avg household size
2.3
White alone, not Hispanic or Latino
87.2%
Hispanic or Latino
4.1%
Black or African American alone
5.3%
American Indian and Alaska Native alone
0.1%
Asian alone
1.2%
Native Hawaiian and Other Pacific Islander alone
0%
Some Other Race alone
0.2%
Two or More Races
1.9%

https://data.census.gov/table/ACSST5Y2022.B03002?q=ZCTA%2045370&g=050XX00US45370

Public schools with an address here · 3

Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.

Xenia High SchoolHigh7/10Xenia Community City School DistrictServes the broader area including parts of ZIP 45370.
Warner Middle SchoolMiddle6/10Xenia Community City School DistrictServes the broader area including parts of ZIP 45370.
Arrowood Elementary SchoolElementary6/10Xenia Community City School DistrictServes the broader area including parts of ZIP 45370.
School districts
Xenia Community City School DistrictAverageServes a significant portion of the ZIP code and surrounding areas.
Utilities & services
Internet/BroadbandSpectrum, AT&TMajor providers serving the area.
Natural GasCenterPoint EnergyPrimary natural gas provider.
ElectricDayton Power and Light (AES Ohio)Serves as the primary electric utility provider.
WaterVillage of Spring ValleyLocal municipal water service.
SewerVillage of Spring ValleyLocal municipal sewer service.
Trash & RecyclingLocal Municipal Service or Private ContractorService provided by the village or contracted private companies.
Major employers & industries
Wright-Patterson Air Force BaseGovernment/DefenseMajor employer in the Dayton region.
Premier HealthHealthcareLarge healthcare system with multiple facilities.
University of DaytonEducationSignificant employer and educational institution.
Major amenities · ZIP 45370
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
9 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities
Inside this ZIP
Little Miami River
River/Trail System

Provides recreational opportunities including biking and access to nature.

Local Greenspaces
Parks

Offers accessible areas for outdoor activities and relaxation.

Regional Golf Courses
Golf

Proximity to several golf courses catering to various skill levels.

Sources · 5 cited

Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.