LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$481K+0.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$406K-2.3%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$860K-4.2%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$523K-0.3%|Tucson · AZMedian List$316K+2.7%|Wayne County · MIMedian List$229K+6.7%|
Property-class scope

The story of this market

The typical home in ZIP 45432 sells for about $215,000, or $165 per square foot.

Prices are roughly flat from a year ago (-1%), a market in balance. HUD's fair market rent for a two-bedroom is $872 a month.

ZIP market report · consumer edition · quarterly refresh
Track this ZIP

ZIP 45432 — Riverside

Greene County →Montgomery County →spans 2 countiesDayton marketrefreshed Sep 22, 2026next refresh Oct 22, 2026
Market mood · cautiously optimistic

ZIP 45432 is described as a competitive seller’s market with limited inventory, quick turnover and a 99% sale-to-list ratio. The reported median sale price is $215,000, with 24 active listings and 71 August closed sales; days on market is reported as a 24–33-day range. Demand is attributed to relative affordability and proximity to Wright-Patterson Air Force Base and other regional employment centers, although the supplied sources show conflicting year-over-year price signals.

Who this ZIP fits

The ZIP fits family buyers and commuters working at nearby employment hubs such as Wright-Patterson Air Force Base who want relative affordability within the Dayton metro area.

Parent geography
Aerial view · ZIP boundaries2020 Census ZCTA boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 18.5 km²Water area · 0 km²U.S. Census Bureau TIGERweb — 2020 Census ZCTA5 boundary
Median sale price
$215,000
-1% year over year
Corroboration pending — anchor baseline forms on the first refresh cycles
Active listings
24
Sale-to-list ratio
99%
of asking price
ZIP Market ScoreZIP-SCORE-1.3 · 3/4 sections graded
72
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
45
Growth/100

Median prices moved down 1.0% year over year.

Liquiditynot graded

Awaiting this reading — not graded.

87
Momentum/100

0% of listings have cut prices · homes sell at 99% of asking — demand is running ahead of supply.

83
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.2% · poverty 11.8% — a stable, low-distress profile.

Census trends · population flows2026 (market/demographic estimates)
Population change
-1.0%

versus the prior ACS vintage

Net migration
−1 people

net outflow — more people moved out than in

Population base
15,055

ZCTA 45432

Immigration & foreign-bornU.S. Census Bureau ACS · ZIP granular
Foreign-born share
4.5%
Foreign-born residents
677
Naturalized (of foreign-born)
64.4%
Non-citizens (of population)
1.6%
Entered 2010 or later (of foreign-born)
35%
World region of birth (foreign-born)
Asia
73.6%
Americas
14.6%
Africa
9.7%
Europe
2.1%

ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.

Area context
Crime & safety

The ZIP is characterized by a “very low” crime score with an A+ rating relative to regional benchmarks. Several individual crime categories reportedly perform better than national averages.

Schools & education

Public schools serving this ZIP include Parkwood Elementary, Spinning Hills Middle, and Eastmont Elementary. Schools in the area generally have proficiency ratings in the bottom 50% of Ohio.

Environmental & hazard

Local infrastructure is described as aging, and homeowners are encouraged to maintain service-line insurance because water and sewer connections are the property owner's responsibility. No specific high-risk flood or wildfire zones are widely cited as major regional inhibitors.

Growth & development

Proximity to Wright-Patterson Air Force Base, along with manufacturing and healthcare sectors such as Kettering Health, supports stable housing demand.

Taxation

Residents are subject to standard Ohio property-tax jurisdictions. Special-district assessments and other parcel-specific details are not reported at the ZCTA level.

Transportation & commute

The ZIP is centrally located in the Dayton metropolitan area, with arterial-road access facilitating commutes to Wright-Patterson Air Force Base and downtown Dayton.

Recreation & amenities

The area has access to neighborhood parks and regional shopping and dining corridors in the Beavercreek and Kettering areas.

Rental market

The rental market is described as having limited inventory and steady demand, providing a secondary option for households unable to transition to homeownership.

Economy & employers

The surrounding economy is supported by aerospace, led by Wright-Patterson Air Force Base, healthcare including Kettering Health, and manufacturing in local industrial parks.

Development pipeline

The reported pipeline emphasizes maintenance and revitalization of existing suburban housing stock rather than large-scale new greenfield development.

Special districts

Parcels may fall under varied municipal tax jurisdictions, including the City of Dayton, Beavercreek and Kettering. Specific special-district assignments are parcel-dependent.

Insurance & hazard market

The region has a standard insurance posture, with no specific high-risk flood or wildfire zones widely cited as major inhibitors. Aging water and sewer infrastructure creates a service-line insurance consideration for homeowners.

Discovery profile2026 (market/demographic estimates)
Census profile · ZCTA 45432
Population
15,055
Median age
40 yrs
Owner-occupancy
-1%
Median home value
$-1
Median gross rent
$-1
Median household income
$83,115
Median year built
1960
Vacancy rate
-1%
Renter share
-1%
Owner cost burden
-1%
Renter cost burden
-1%
Population change
-1%
Net migration
-1
Work-from-home share
-1%
Mean commute
-1 min
Bachelor's or higher
-1%
Unemployment
4.2%
Poverty rate
11.8%
Avg household size
2.39

The grounded answer supplies population, approximate median age, average household size and median household income, but does not provide the remaining requested ACS table values or retrieval URLs.

Public schools · 3
Parkwood ElementaryElementaryArea generally in bottom 50% of OhioNot individually reportedNamed as a public school serving the ZIP; an individual published rating was not supplied.
Spinning Hills MiddleMiddleArea generally in bottom 50% of OhioNot individually reportedNamed as a public school serving the ZIP; an individual published rating was not supplied.
Eastmont ElementaryElementaryArea generally in bottom 50% of OhioNot individually reportedNamed as a public school serving the ZIP; an individual published rating was not supplied.
Utilities & services
ElectricityAES OhioReported electricity provider for the ZIP.
Natural gasCenterPoint EnergyReported natural-gas provider for the ZIP.
Water and sewerMontgomery County Water ServicesReported water and sewer provider; service-line responsibility is identified as a homeowner consideration.
Trash and recyclingRumpkeReported trash provider.
Major employers & industries
Wright-Patterson Air Force BaseAerospace and defenseDescribed as a primary regional employer.
Kettering HealthHealthcareIdentified as a major healthcare-sector employer and regional anchor.
Local industrial parksManufacturingManufacturing activity is reported as part of the surrounding economic base.
Major amenities · ZIP 45432
Theme, amusement & water parks
19 · 20 mi
Entertainment venues, stadiums & amphitheaters
18 · 20 mi
Museums, galleries & history
19 · 20 mi
Parks, trails & nature
20+ · 13 mi
Lakes, marinas & beaches
1 · 20 mi
Shopping & dining districts
6 · 13 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions3 retained amenities · 2 developments on the horizon
Inside this ZIP
Local neighborhood parks
Parks

Neighborhood parks serve the ZIP and nearby residential areas.

Beavercreek commercial centers
Shopping and dining

Regional shopping and dining corridors are accessible in the Beavercreek area.

Kettering commercial and health corridors
Shopping, dining and healthcare

Regional shopping, dining and healthcare anchors are accessible in the Kettering area.

On the horizon · announced & under construction
Water and sewer infrastructure maintenanceInfrastructureMaintenance and revitalization focusThe reported development focus is on maintaining and revitalizing existing water and sewer infrastructure rather than headline-scale greenfield construction.
Existing suburban housing-stock infill and stabilizationResidential developmentOngoing focusDevelopment is characterized as infill stability and maintenance of the existing suburban housing stock.