The story of this market
The typical home in ZIP 48046 sells for about $215,000, or $158 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 42 days to sell. HUD's fair market rent for a two-bedroom is $1,350 a month.
ZIP 48046 — Mount Clemens
The housing market in 48046 remains stable with modest year-over-year price growth driven by limited inventory and consistent demand for affordable entry-level homes. While days on market have ticked up slightly, the sale-to-list ratio indicates that well-priced properties continue to move quickly. The area's affordability remains its primary competitive advantage within the broader Macomb County market.
This ZIP is well-suited for first-time homebuyers, budget-conscious families, and investors seeking entry-level properties. Its affordability and proximity to county government jobs make it a practical choice for those working in the immediate area.
Median prices moved up 2.4% year over year.
Homes spend a median of 42 days on market with 2.1 months of supply — a fast-moving market.
18% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.8% · poverty 14.2% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 9.5%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.9%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net influx — more people moved in than out
ZCTA 48046, Macomb County MI
Crime rates in Mount Clemens are generally higher than the national average, with property crime being the most frequently reported incident type. Local law enforcement continues to focus on community policing initiatives to address these regional trends.
Schools serving the area are part of the Mount Clemens Community School District, which faces ongoing challenges regarding academic performance and resource allocation compared to neighboring suburban districts.
The area is subject to standard Midwestern weather risks, including severe thunderstorms and occasional flooding near the Clinton River. Property insurance premiums are stable but reflect regional exposure to wind and water damage.
Economic momentum is driven by the proximity to the Macomb County seat and ongoing revitalization efforts in the downtown district. Major employers include local government, healthcare services, and light manufacturing.
Property taxes are levied by the city, county, and school district, with assessments managed by the local assessor's office. Exemptions are available for primary residences through the Principal Residence Exemption (PRE) program.
Residents primarily commute by car to employment hubs in Detroit and surrounding Macomb County suburbs via I-94 and M-59. Public transit options are limited, relying mostly on regional bus services.
The area features access to the Clinton River, several local parks, and proximity to Lake St. Clair for boating and fishing. Downtown Mount Clemens offers a variety of local dining and shopping options.
The rental market is characterized by steady demand for affordable housing, with a mix of single-family rentals and multi-family complexes. Vacancy rates remain low due to the area's affordability relative to the broader metro region.
The economy is anchored by Macomb County government operations, healthcare providers, and a diverse base of small businesses. It serves as a regional service center for the surrounding residential communities.
The area is served by major arterial roads including Gratiot Avenue and I-94, facilitating regional travel. Public transportation is provided by SMART bus services.
Development focus is currently on infill housing and the renovation of historic downtown commercial properties. Infrastructure upgrades are prioritized to support increased density.
The Macomb County Equalization Department oversees assessment standards to ensure uniformity across local jurisdictions. Properties are assessed at 50% of their true cash value.
Parcels are subject to local school district taxes, county operating levies, and specific millages for library and emergency services.
Property insurance markets are stable, though premiums are influenced by regional flood risk assessments near the Clinton River.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- C.J. Barrymore's4.42.7 mi
- Dave & Buster's Utica4.17.2 mi
- Urban Air Trampoline and Adventure Park4.26.9 mi
- Red Oaks Waterpark4.411.8 mi
- Activate Games56.9 mi
- Little Caesars Arena4.619.4 mi
- Comerica Park4.719.4 mi
- Ford Field4.619.3 mi
- Masonic Temple4.419.5 mi
- C.J. Barrymore's4.42.7 mi
- C.J. Barrymore's4.42.7 mi
- Stony Creek Metropark4.712.6 mi
- Lake St. Clair Metropark4.64.4 mi
- MJR Marketplace Cinema4.57.7 mi
- AMC Forum 303.99.4 mi
- Detroit Institute of Arts4.818.5 mi
- Motown Museum4.718.9 mi
- Michigan Science Center4.418.5 mi
- Cranbrook House & Gardens4.818.6 mi
- Ford House4.79.5 mi
- Stony Creek Metropark4.712.6 mi
- Lake St. Clair Metropark4.64.4 mi
- Dodge Park4.76.6 mi
- Ford House4.79.5 mi
- Red Oaks Waterpark4.411.8 mi
- MacRay Harbor4.54.2 mi
- Safe Harbor Belle Maer4.64.5 mi
- Beacon Cove Marina4.22.7 mi
- Lambrecht Marina4.64.1 mi
- Sun-Up Marina4.56.6 mi
- Cherry Creek Golf Club4.59.3 mi
- Sycamore Hills Golf Club MICHIGAN3.94.5 mi
- Fern Hill Golf Club4.13.2 mi
- Maple Lane Golf Club and Driving Range47.4 mi
- Sanctuary Lake Golf Course3.911.6 mi
- Oakland Mall4.112.3 mi
- The Mall at Partridge Creek4.54.1 mi
- Meijer4.112 mi
- Macomb Mall44.3 mi
- Nordstrom Rack412.9 mi
- Windsor International Airport4.222 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Provides recreational opportunities including fishing and kayaking.
Anchor for the downtown district and major employment hub.
Historically significant site currently undergoing redevelopment planning.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.