The story of this market
The typical home in ZIP 49709 sells for about $215,000, or $142 per square foot.
Prices are up +2.4% from a year ago, so sellers still have some momentum. Homes take about 88 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $699 a month.
ZIP 49709 — Atlanta
The housing market in 49709 is characterized by low inventory and slow turnover, typical of a rural, recreational-focused area. Prices have seen modest appreciation, driven by limited supply rather than high demand, resulting in a stable but quiet market environment.
This ZIP is best suited for retirees, outdoor enthusiasts, and those seeking a quiet, rural lifestyle, as it lacks the employment density and transit infrastructure required by typical urban commuters.
Median prices moved up 2.4% year over year.
Homes spend a median of 88 days on market with 6.2 months of supply — a balanced-paced market.
12% of listings have cut prices · homes sell at 96.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 5.2% · poverty 14.5% — a stable, low-distress profile.
Researched annual trajectory for this ZIP, from published historical series
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 7.2%/yr trend — a deterministic estimate, not a published forecast or guarantee.
Median annual property tax paid on this ZIP's residential parcels
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 5.8%/yr trend — a deterministic estimate, not a published forecast or guarantee.
versus the prior ACS vintage
net outflow — more people moved out than in
ZCTA 49709, Montmorency County MI
ACS 2024 5-year estimates. Aggregate published statistics for this ZIP — never individual records, and never an attribute of any individual property or resident.
Crime rates in the Atlanta, MI area are generally low and consistent with rural Montmorency County trends, remaining well below state and national averages.
The area is served by the Atlanta Community Schools district, which provides a small-town educational environment with limited extracurricular offerings compared to larger districts.
The region faces moderate wildfire risk due to extensive forest cover and standard seasonal weather-related hazards; flood risk is generally low outside of immediate riparian zones.
Economic momentum is driven primarily by tourism, outdoor recreation, and local government services, with limited large-scale industrial or corporate development.
Property taxes are levied by Montmorency County, the local township, and the school district; rates are standard for rural Michigan with no unique special district surcharges.
Commuting is primarily by personal vehicle, with residents typically traveling to nearby hubs like Alpena or Gaylord for employment; public transit is not available.
The area is a hub for outdoor enthusiasts, featuring immediate access to the Thunder Bay River, extensive snowmobile and ORV trails, and proximity to numerous inland lakes for fishing and boating.
The rental market is tight with limited inventory, heavily influenced by seasonal demand and a lack of multi-family housing stock.
The local economy is anchored by the timber industry, tourism, and public sector employment, with significant seasonal fluctuations.
Transportation is entirely dependent on private vehicles; there is no public transit infrastructure serving the area.
Development is largely restricted to small-scale residential improvements and maintenance of existing recreational infrastructure.
The Montmorency County Equalization Department manages assessments, which are generally based on state-equalized value (SEV) formulas.
Parcels are subject to standard school district and county-level millages; no significant MUD or PID districts are present.
Property insurance premiums are stable but reflect the higher risk profile associated with rural, forested areas and potential winter storm damage.
The state has seen modest net domestic migration gains, though rural northern counties like Montmorency remain relatively stable in population.
Michigan is a judicial foreclosure state, providing homeowners with specific notice periods and redemption rights.
Michigan law requires sellers to provide a written disclosure statement regarding the condition of the property to potential buyers.
Data retrieved from data.census.gov ZCTA-level tables.
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
- Treetops Resort4.319.5 mi
- Clear Lake State Park4.56.6 mi
- Clear Lake State Campground4.76.6 mi
- Pizza Plus & Longhorn Saloon with the Game Room4.512.2 mi
- Clear Lake State Park4.56.6 mi
- Jack's Landing4.516.3 mi
Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.
Popular for kayaking, fishing, and scenic recreation.
Extensive public land for hunting, hiking, and ORV use.
Key-figure check: no independent anchor retained yet — first-researched cycles establish the anchor baseline this pass.